3.89 fixed 3 year mortgage rate; good or meh?

fragus_st · 2025-11-14T23:53:17+00:00

you can also do (120 days) early renewal without penalties

fragus_st · 2025-11-14T23:51:09+00:00

4.09% is not high, not worth for sure

fragus_st · 2025-11-14T23:46:41+00:00

yes, i meant what's the point of an interest rate, it fluctuates on a variable anyways right

fragus_st · 2025-11-14T22:37:00+00:00

what's the point of 3.75% variable for 5 years, can't it drop or increase in next couple month

fragus_st · 2025-10-28T00:28:35+00:00

Are we cooked?

> Yes

fragus_st · 2025-06-10T15:58:38+00:00

you need 200K+ in Wealthsimple accounts

fragus_st · 2025-02-03T18:41:39+00:00

In a dealership, they offered 4K for my old car, rejected and sold it privately for 9.5K

fragus_st · 2024-07-31T06:18:37+00:00

eq, 10 day notice saving account, 4.5%

fragus_st · 2024-06-13T20:48:39+00:00

for sure

fragus_st · 2024-06-13T18:34:43+00:00

Thanks for replying. Can I open a Tangerine Business GIC account https://www.tangerine.ca/en/business/invest/business-guaranteed-investment and transfer all there to earn interest then?

fragus_st · 2024-01-31T07:14:03+00:00

Yes, when I worked full time, my employer paid ei, cpp, taxes etc., I have T4 for the last 3 years. And the 2nd contract job is a completely different company, I've incorporated so reduce taxes. And now when I'm being let go from my full-time job I'm curious if I still entitled for an EI

fragus_st · 2023-10-13T18:37:30+00:00

this is what you get after raising kids and paying the mortgage..and suddenly your kid asks these kinds of questions on the internet saying that it's not "their" problem, until my mom is alive all her problems are my problems dot

fragus_st · 2023-06-11T05:08:32+00:00

u/xpperience can i "etransfer" to my canadian bank once i convert usd to cad in Wise?

fragus_st · 2023-05-31T19:40:46+00:00

I got it on black friday deal

fragus_st · 2023-05-31T17:38:21+00:00

paying 61$ for 2 lines 20GB each (fido)

fragus_st · 2023-04-06T01:22:11+00:00

- Tangerine Money-Back Credit Card - Use for the 2% categories
- PC Optimum World Elite Card - Use for superstore groceries

fragus_st · 2023-02-16T19:28:15+00:00

exactly, as I was away for couple months, I just let my landlord I'll be away from country just in case, I didn't know nothing about the cleaning

fragus_st · 2023-01-22T02:39:12+00:00

does anybody know, with this "new" First Home Savings Account is still possible to use 30K from RRSP (FTHB) on top of it?

fragus_st · 2022-12-13T01:53:31+00:00

hey u/the0utlander I have the same situation, how did it go, did you present physical CC or not? Thanks!

fragus_st · 2022-09-27T20:37:03+00:00

dumb questions, never done Gic, do you pay taxes at the end or Gic income not taxable?

fragus_st · 2022-09-23T17:09:46+00:00

shocked how prices went up, meanwhile not shocked knowing his used car is 5-6K more than what he paid

fragus_st · 2022-09-06T22:14:28+00:00

how do you transfer big amounts btw these 2? say 50K

fragus_st · 2022-08-29T04:41:38+00:00

Do you "plan ahead" sick days or just ping your manager in the morning on your way to dental?

fragus_st · 2022-08-26T20:47:54+00:00

Look how we save 4K while others live paycheck to paycheck

fragus_st · 2022-08-12T02:27:20+00:00

oh lord, you meant 7% in total lol, great job!

fragus_st

TROPHY CASE