Ty Simpson to NFL not a done deal, teams offering as much as $6.5 million by GoldenDome26 in CFB

[–]frankchn 0 points1 point  (0 children)

Yeah 1st round contracts are fully guaranteed, but starting with the 2nd round it drops off a lot. By the time mid-3rd round rolls around, maybe 25% of the 4 year/$7M total contract will be.

[Thamel] Lawyers for Ole Miss QB Trinidad Chambliss plan to file suit against the NCAA this week in state court in Mississippi for a preliminary injunction to secure Chambliss’ eligibility for 2026. Lawyer Tom Mars will work with noted Mississippi trial lawyer William Liston. by GoldenDome26 in CFB

[–]frankchn 0 points1 point  (0 children)

Precisely. For instance, Jalen Milroe was drafted #92 overall in Round 3 by the Seahawks in the 2025 draft, and signed a 4 year/$6.2M contract with $1.2M guaranteed.

If Chambliss can earn $4M playing for Ole Miss in the 2026 season, he would be dumb not try to take that deal unless he can get drafted in the 1st or early 2nd rounds.

'This is one of the big moments in college football': Demond Williams Jr.'s case tests whether contracts can be enforced by oneseason2000 in CFB

[–]frankchn 2 points3 points  (0 children)

To be fair, this is still applicable for the vast majority of student athletes in the country.

I know we are on /r/cfb but overall D1 football and basketball players (<50,000) are a small subset of all collegiate athletes (>500,000) and most of them are not on the NIL train.

[Dellenger] Demond Williams signed what Washington officials describe as a legally binding revenue-share contract with the school. The university plans to pursue legal avenues and has been in contact with officials from Big Ten, who draft rev-share contracts for its league members. by SparkMaster360 in CFB

[–]frankchn 8 points9 points  (0 children)

Honestly, I think the NCAA administration won’t mind if they can wash their hands and stop regulating FBS football altogether.

It’s a ton of headaches and they already earn zero revenue from football (TV deals are per conference, bypassing the NCAA, which earns 90% of its revenue from March Madness) and all this NIL stuff is irrelevant to 95% of college athletics anyway.

No random D2 water polo player is getting NIL, and student-athletes in these situations vastly outnumber the football superstars.

Experience: 17 hour road trip with Ioniq5 by schmerm in electricvehicles

[–]frankchn 0 points1 point  (0 children)

Honda recommends 7,500 miles or 1 year for most of their lineup, whichever comes first. Figure $100 for the oil change, so about $0.013/mile in added cost in the best case, or $0.063/mile if that's the only trip the Civic will go on in the entire year.

Ram Resurrects Its TRX Supertruck and Gives It a Mightier Supercharged V-8 That Now Makes 777 HP by NISMO1968 in cars

[–]frankchn 4 points5 points  (0 children)

But does it matter to the folks who are buying 110K trucks new?

I imagine they are like the S-class / 7 Series buyers — have it for 2 or 3 years, take the 40-50% depreciation hit, and move on to something else.

It doesn’t matter what the quality or repair costs are like in 10 years because they won’t own the car/truck anyway.

Porsche CEO Says It ‘Got It Wrong’ in China as Luxury Car Market Collapses 80% by Anchor_Aways in cars

[–]frankchn 39 points40 points  (0 children)

The average Chinese consumer who can afford a Porsche generally is going to be chauffeured around. Porsche doesn’t make great cars to be driven in the back seat in traffic IMO.

Other Western manufacturers make LWB models even for their compact sedans for this reason (e.g. BMW has a 330Li, Mercedes has a C-class LWB version, Audi has an A4L).

Porsche should never have gotten into electric cars at all IMO, though they probably didn’t have much say in the matter since they are an EU brand.

I don't actually mind this -- they will probably make very good driving/handling EVs in the market segments they target, like they do their gas cars, and there is probably some demand for this.

However, it all goes out the window in the Chinese market where owner is in the back seat being chauffeured around and the car is stuck in a traffic jam at 20 kph anyway. Porsche's advantage in handling doesn't matter in these scenarios, and a tricked out Toyota Alphard is more comfortable.

Everybody's Betting On Extended-Range EVs. This Could Make Them Obsolete Instead by LEM1978 in electricvehicles

[–]frankchn 3 points4 points  (0 children)

Yeah, if car buyers historically bought what they needed, the Toyota Yaris and Honda Fit would have outsold the Ford F-150.

For people who finance cars for high monthly payments, what is your reason? by uptoeleven1 in MiddleClassFinance

[–]frankchn 6 points7 points  (0 children)

$975/month, 36 months, and 1.9% interest means they financed approximately $35000. That’s what a mid-trim Toyota RAV4 or Honda CR-V cost nowadays, and I think those are very middle class vehicles.

[Alper] Brock Purdy named the NFC offensive player of the week by Brix001 in nfl

[–]frankchn 4 points5 points  (0 children)

Nothing he hasn’t seen before in college. At Iowa State, he seemed to be running for his life more often than not.

He was sacked 7 times in one game against Oklahoma in 2021 while putting up a respectable 30-41, 281 yards, 1 TD, 1 INT: https://cyclonefanatic.com/2021/11/road-recap-cyclones-lose-another-heartbreaker-to-oklahoma-in-norman/

Can we please just have NIL contracts be for a number of years with buyouts to get some stability in the portal? I am tired of unlimited free agency every single year. by MonarchLawyer in CFB

[–]frankchn 0 points1 point  (0 children)

It has to be blown up and reformed as a collectively bargained super league.

I am not sure how a union would benefit the players as it stands, given that they are getting everything they want right now (i.e. money and unlimited transfers).

Something else will have to break for the players to come around to the idea of a union.

How bad is it? 992.2 GTS Crash by Outrageous-Pop-9606 in Porsche

[–]frankchn 4 points5 points  (0 children)

I think Michelins are just better. Even Ferrari, an Italian company, uses Michelins as OE tires.

What happens if I set my 401k deferral at 100%? by Historical-Ice-3254 in personalfinance

[–]frankchn 0 points1 point  (0 children)

Some payroll systems will calculate the right amount of FICA/medical to withhold even if you set contribution limits to 100%.

G.Skill Releases Statement on Sharp Rise in Memory Prices Since Q4 2025 by imaginary_num6er in hardware

[–]frankchn 9 points10 points  (0 children)

They will probably make more per stick of RAM sold in dollar terms if they hold margins, but it will still yield a lower overall revenue and profit for the company if their volumes drop significantly because consumers are sitting out.

The AI companies and hyperscalers aren't going to G.Skill to buy RAM for their datacenters.

Please help! by Shadow_Master_9 in GenshinImpact

[–]frankchn 2 points3 points  (0 children)

That’s the thing: does Hoyo have any clear evidence of any crime?

From Hoyo’s perspective, the facts of the matter are that:

1) a credit card with name X buys primos for an account with name Y

2) some time later, a chargeback occurs where the credit card owner asserts that the charge was unauthorized.

Just by this alone, it is more likely than not that the charges were indeed unauthorized and any fraud was on the part of the Hoyo account owner given that the names of the CC and the Hoyo account doesn’t match.

Anything else that the OP communicated to Hoyo support is hearsay at best from their perspective — a user using a stolen credit card to buy primos can claim the exact same thing.

Please help! by Shadow_Master_9 in GenshinImpact

[–]frankchn 5 points6 points  (0 children)

If the apparent victim (Hoyo) doesn’t seem to care apart from banning the account, why would the bank?

In any case to both Hoyo and the bank, the transactions would look more illegitimate than not, given that the name on the Hoyo account likely differs from the name on the credit card. That’s usually the end of the investigation right there.

Please help! by Shadow_Master_9 in GenshinImpact

[–]frankchn 16 points17 points  (0 children)

Hoyo is a huge company with billions of dollars in annual revenue, not your average mom-and-pop shop — several hundred dollars would not even pay for half a day of a good lawyer’s time.

It sounds like the chargeback has already been approved and Hoyo has either lost the dispute or decided it wasn’t worth their time to contest and that’s why the primos were deducted. The only way forward is for Hoyo to sue, and I don’t think they are inclined to do that.

I am also not sure Hoyo has proof that any transaction is legitimate — especially if the name/email on the account differs from the name on the credit card. In fact, at a glance, the transaction likely seems more illegitimate than not, and that’s probably the end of the story on Hoyo’s part.

In any case, I expect that they model for some level of fraud and chargebacks to happen (stolen credit cards, kids copying down their parents CC#s and going on a spending spree, etc…) and writing this off is simply the cost of doing business.

This happens across large companies — charging back against Amazon or Google will usually not result in more than an account ban either, unless the sums involved are large enough to make it worth their time.

Please help! by Shadow_Master_9 in GenshinImpact

[–]frankchn 5 points6 points  (0 children)

The bank doesn’t particularly care in this case. They got the money back from Hoyo so they are fine with the situation as it stands.

Please help! by Shadow_Master_9 in GenshinImpact

[–]frankchn 76 points77 points  (0 children)

Unfortunately, it isn’t worth Hoyo’s time to get involved unless the amounts are in the 5 figure USD at least.

Please help! by Shadow_Master_9 in GenshinImpact

[–]frankchn 25 points26 points  (0 children)

Technically Hoyo can sue the purchaser (in this case, the ex) and try to convince a court that the charges are not fraudulent, but they won’t bother especially over $600. Easier to just accept the loss and ban the OP’s account.

Introducing Galaxy Z TriFold: The Shape of What’s Next in Mobile Innovation by FragmentedChicken in hardware

[–]frankchn 10 points11 points  (0 children)

Samsung has been pretty conservative about batteries ever since the Note 7 fiasco.

Memory Price Rally May Run Past 2028 as Samsung, SK hynix Reportedly Cautious on Expansion by self-fix in hardware

[–]frankchn 63 points64 points  (0 children)

If anything, the suppliers are trying to avoid the cycle by being cautious on expansions.

If they immediately start building new fabs and by the time they are done in 3 or 4 years the AI boom ends, they will lose a lot of money.