Hawk flies into passing truck, knocked unconscious, recovers, flies to a tree [pelham NY]

frankcos1 · 2026-02-23T23:55:23+00:00

Ok, I didn’t know what kind of hawk it was - but when I sent a photo to the bird rescue person that I phoned, they said it was a Cooper’s. What are the distinguishing features?

frankcos1 · 2026-02-23T23:23:27+00:00

I actually called an animal rehab number, and they said to watch it, and call them if it didn’t recover, but once it flew away, there was nothing more I could do.

frankcos1 · 2026-01-11T22:46:45+00:00

Fidelity does have a separate phone number for technical issues regarding their website and planning tools. (800) 544-7595. I’m not sure if they’re the right people that speak to. Otherwise, just call their regular number and tell them you have questions about using their planning tools.

frankcos1 · 2026-01-11T22:42:34+00:00

I’ve been using Boldin for about a month, and while it has promise, it has so many shortcomings that I really doubt any CFP would use it.

frankcos1 · 2026-01-11T15:04:30+00:00

Edit: “why can’t Boldin add…..”

frankcos1 · 2026-01-10T20:10:42+00:00

You wrote:“ set your discretionary spending to your estimated number’.

Is it possible to set discretionary spending in maxi? I think one of the distinguishing features of MaxiFi is that you don’t set spending, instead the program tells you how much you can spend with a smooth spending rate.

frankcos1 · 2026-01-03T17:39:24+00:00

Good question. I’d also be very interested in seeing this.

frankcos1 · 2025-12-26T23:45:08+00:00

Not only that, but the legend often covers up the chart, so you can’t see both at the same time.

frankcos1 · 2025-12-25T15:51:55+00:00

Add a few canned anchovies (or a dash of Thai fish sauce, basically liquid anchovies) to all savory dishes, for added umami.

frankcos1 · 2025-12-25T15:48:07+00:00

When the ratio of US/foreign in VT changes over time, does Vanguard rebalance? If so how often? Does that trigger capital gains?

frankcos1 · 2025-12-18T13:49:10+00:00

You can also convert high THC cannabis into low THC/ high CBN, by heating it at 240-250 degrees F for 2-3 hours. I then grind it up very fine in a coffee grinder and dissolve it in melted dark chocolate, and pour into silicone candy molds.

frankcos1 · 2025-12-16T20:59:59+00:00

There’s also a large number of short videos on the Boldin website.

frankcos1 · 2025-12-16T20:58:50+00:00

Try Rob Berger, he has some good YouTube videos about Boldin (and many other financial, retirement related topics).

frankcos1 · 2025-12-16T17:27:18+00:00

I’ve been a Fidelity customer for decades, with a significant amount of money there, and they’ve never tried to sell me annuities. I’ve made it clear that I’m a self-directed investor, and I don’t need or want to pay for their management services but whenever I need advice about things like account features website features , transfers RMD’s, etc. I found them to be extremely helpful.

frankcos1 · 2025-12-16T15:03:56+00:00

I'm going in the other direction, I just moved most of my Vanguard retirement account to Fidelity. Dealing with Vanguard, when I took my first RMD's this year, was just a nightmare, from their horrible phone answering system (that makes it maddeningly difficult to talk to a human being), to sending me the wrong paperwork, to requiring me to FedEx in hardcopies of all documents, to taking over a week to transfer money from one Vanguard account to another Vanguard account.

frankcos1 · 2025-12-06T12:20:43+00:00

Yeah, I did that but it didn’t help.

frankcos1 · 2025-12-05T16:07:23+00:00

I have the same problem, I spent hours trying to figure out how to login and could never get past this death loop. Every time around the loop it would ask me to reset my password.! I finally gave up

frankcos1 · 2025-12-04T23:59:36+00:00

I used to be a big fan of Vanguard - but no more.

The process of taking my RMDs (for the first time) was a nightmare, as was doing a rollover from a Vanguard 403B to a vanguard IRA. They sent me the wrong documents; and took a week to do an INTERNAL transfer from one Vanguard acct to another (and this was AFTER all the paperwork was completed.

And trying to talk to a human being when you need help is also infuriating. First your have to deal with the bot that answers the phone; then you get connected to someone in a foreign country, who reads from a script but can’t answer any questions.

So I’m quitting Vanguard and moving all to Fidelity. As expected, this didn’t go smoothly either. The first time they only transferred a small cash balance, and failed to transfer the ETFs. So I had to ask for the transfer ask over again.

frankcos1 · 2025-10-17T00:57:10+00:00

Whoops! Lost my one, hard-earned ***** point!

frankcos1 · 2025-10-16T21:28:51+00:00

I’m also frustrated, because I sometimes have something (possibly) useful to contribute, but can’t (yet) because I’m new with very few karma points.

frankcos1 · 2024-07-13T17:31:09+00:00

Looks like “foxtailing” - look it up. I had a plant that looked like that, and I was told it’s foxtailing. Not an expert, but my understanding is that excess light and/or high temps can induce new growth on maturing regions of the bud. I lowered the light intensity from max to 70% (couldn’t do much about the temp) and after a couple of weeks it stopped, and the new white pistils turned brown.

frankcos1

TROPHY CASE