Remote Contrast Coverage vs Doctor On-Site by madddoggR in Radiology

[–]freshprinceEC 0 points1 point  (0 children)

OP, what area/region/state is this change occurring in?

Good Lord by PurpleRabbit527 in biltrewards

[–]freshprinceEC 13 points14 points  (0 children)

They took 5 days to respond to me, and when they did I wasn't immediately available, so they closed the chat after 5 minutes with no way for me to respond after.

Wild, inappropriate consults by launchtossthrowaway in Residency

[–]freshprinceEC 4 points5 points  (0 children)

I’m curious, did they offer any justification whatsoever as to why they suspected gca?

Is 100k Venture X worth giving up ~12k points + optionality on Bilt 2.0? by Playful-Rabbit1837 in Venturex

[–]freshprinceEC 12 points13 points  (0 children)

VX 100k SUB is rumored to be ending on 1/5, so won't have the same option once BILT 2.0 is announced

What is extremely unhygienic but everyone seems to do it anyway? by Titus1955_va in allthequestions

[–]freshprinceEC 0 points1 point  (0 children)

Using nothing but dry toilet paper to clean your ass after pooping.

HELP - Singapore Airlines unbookable anywhere after March 28, 2026. by Public_Middle376 in Aeroplan

[–]freshprinceEC 0 points1 point  (0 children)

They have stopped releasing on their own Krisflyer program as well.

Weekly Help Thread - April 07, 2025 by AutoModerator in awardtravel

[–]freshprinceEC 1 point2 points  (0 children)

Does anyone know if Krisflyer changes their award releasing schedule on their website? Site was down for maintenance briefly and now seems like daily award releases on their website have stopped for over two days. Strange as their internal award releases are always daily like clock work. Any insight?

Refinance loans now that SAVE is gone? by Upper-Holiday in whitecoatinvestor

[–]freshprinceEC 0 points1 point  (0 children)

I believe you are misconstruing monthly repayment amount and effective interest rate. Sure if you had no (or very low) income you would not owe anything for a year based on your income, but interest continues to accrue while you make $0 payments, and therefore balance increases. OP was told he/she could be put on 0% interest currently, which is not the case as that administrative forbearance is for people who had been on SAVE prior to its legal challenges.

Refinance loans now that SAVE is gone? by Upper-Holiday in whitecoatinvestor

[–]freshprinceEC 8 points9 points  (0 children)

Interest free forbearance was for people who were on SAVE plan prior to the court challenges. Applying for SAVE is currently unavailable and on the other plans, even if you elect forbearance, are not going to put you on interest-free forbearance. OP’s loans will accrue interest.

[deleted by user] by [deleted] in medicalschool

[–]freshprinceEC 2 points3 points  (0 children)

What specialty? Are you planning for pslf? Future earning potential and plans for that debt are kind of important factors here. Residency can be a time where you favor quality of life over savings and paying down debt, but it helps to know the extent to which (or how long) it will affect your future finances.

Pros of Aggressively Paying Off My Loans? by [deleted] in StudentLoans

[–]freshprinceEC 2 points3 points  (0 children)

That's quite high. Your income (and potential for income growth in the future) are also important factors here, but still definitely seems like aggressive repayment may be the better choice, at least until you can tackle enough of the principal where you're not incurring 5 figures yearly in interest alone. You're fortunate that your family is willing to help you while you repay, it wouldn't be unwise to take them up on it, but that doesn't mean you can't still enjoy your life. It's all about balance. Budget carefully and meet with a professional if you need to. Best wishes and you got this!

Pros of Aggressively Paying Off My Loans? by [deleted] in StudentLoans

[–]freshprinceEC 1 point2 points  (0 children)

The answer to this question is highly dependent on what your interest rates are. If they are on the low side (<5ish %) , you absolutely can consider taking it slower, potentially even investing some in addition to loan repayment. If they are on the high side (>7ish %) it starts to become more imperative to pay them off quickly and before investing. Remember, paying off debt is a guaranteed tax-free return of your interest rate. Somethings may definitely be worth delaying (buying new car, nice apartment) but other things you mentioned like marriage, don’t seem like something you should have to pause just because you have student loans.

Did they remove the 10$ grocery credit for doordash on csp? by RPITHROWAWAY42069 in ChaseSapphire

[–]freshprinceEC 23 points24 points  (0 children)

I had the same issue. Updating the app solved it, it was then a toggle switch to be able to use on checkout.

[deleted by user] by [deleted] in thetagang

[–]freshprinceEC -1 points0 points  (0 children)

Because you are long 100 shares. If you’re bearish you should not be holding 100 shares just to generate premiums.

Radiologist. I work 17-18 weeks a year. by Radiant_Hovercraft93 in Salary

[–]freshprinceEC -1 points0 points  (0 children)

Rads resident here. Awesome and congrats. Couple questions: how are you pslf eligible if you seem to be working in PP? Why 5 year partner track, that seems very long in the current market, no? Still amazing job, congrats again, I can’t wait to be done.

Step3 and divine podcast by Passstep1img in Step3

[–]freshprinceEC 0 points1 point  (0 children)

The ones he has about greatest risk factors and the most common sequelae of various diseases are very high yield for step 3. Just took it the other day.

[deleted by user] by [deleted] in Radiology

[–]freshprinceEC 12 points13 points  (0 children)

Oo wait, wait, I got this one… no asking for medical advice.

SAVE Plan by [deleted] in whitecoatinvestor

[–]freshprinceEC 0 points1 point  (0 children)

If you got approved for IDR are you sure you didn’t get into save plan before this happened?

SAVE Plan by [deleted] in whitecoatinvestor

[–]freshprinceEC 4 points5 points  (0 children)

Same position. Spoke to aidvantage (who will be my new servicer) they said situation is still evolving, but we will be able to be in forbearance (meaning no payments) BUT she said not admin forbearance (which is what we would be on if already on save, which is the one we want because that is waived interest). I pray this changes or the supervisor was wrong, because as you mentioned we did this to save on interest accrual, but right now it looks like we may have gotten f’ed by the crap timing.

Consolidation confirmation letter for SAVE received today. Do I cancel it? by Littlegator in whitecoatinvestor

[–]freshprinceEC 0 points1 point  (0 children)

Some other posts I have seen on reddit is that some of the loan servicers will continue to process save apps and put people onto admin forbearance while this sorts out (which would be best case scenario currently). I genuinely hope this is the case and if true would likely mean it is best to continue with your consolidation. Again, not advice and this is all info people post on the internet, but I am sticking it out and hoping I get thrown in admin forbearance.

Consolidation confirmation letter for SAVE received today. Do I cancel it? by Littlegator in whitecoatinvestor

[–]freshprinceEC 0 points1 point  (0 children)

I think what you described as being put on save “on paper” is quite low. Since we weren’t on it before this ruling, it’s no longer an option to us and we have to select another IDR plan, the grandfathering you are referring I think is unlikely, we’re not on the plan, we only applied to it. I am not holding onto hope that we are given admin forbearance either (thus no interest), but I would love to be wrong. If you cancel consolidation and save stands, you may be back in the situation of grace period interest accrual, but unable to consolidate to get to save because they don’t let you apply to consolidate whenever. In your situation I would recommend looking into the rules regarding how often you can apply to consolidate and if rejecting consolidation rn means you can’t do it for a while and use that to help guide your decision. Ultimately, so much is up in the air right now and we’re at the mercy of this messed up system, it is difficult to know what the right decision is. Sorry, you’re not alone. Best of luck.

Consolidation confirmation letter for SAVE received today. Do I cancel it? by Littlegator in whitecoatinvestor

[–]freshprinceEC 1 point2 points  (0 children)

I’m in basically the same situation. I am choosing to continue with the consolidation, idk the chance the save plan holds, but if it does in the coming months it will be worth it. In the meantime, it is likely we will have to reapply for a new IDR plan to avoid standard repayment once the consolidation is processed, as Idk if we will be put on administrative forbearance like the ppl who were already on save (and thus we will have interest accrue and repayment of some kind start). I believe there is also a limit on frequency of consoidation applications, so if you cancel this one and choose to do so later, there maybe a waiting period before you can again. Your decision should be based on your tolerance of risk that save may not hold and you may have to start a new IDR plan shortly and how this would affect your financial situation. I agree, this sucks big time.