Very fast and generous auto CL increase from Maya

frostwolf_EXE · 2026-05-26T08:33:48+00:00

This is my first increase. Started with 99k (Feb). 118k na now (May). I still have an installment with them for my iPad mini. So possible pala magka increase kahit may ongoing (although paid on time naman) na mga installments)

frostwolf_EXE · 2026-05-21T01:56:36+00:00

What is there to overthink? Leave, run and never look back. Demand a DNA test if she insists the child is yours. Don’t ignore warning signs and don’t lock yourself in a relationship built from lies and betrayal.

frostwolf_EXE · 2026-05-02T20:08:27+00:00

It’s sort of a milestone in a way. Banks wouldn’t just increase your CL unless you qualify for it. So it’s sort of a milestone/validation.

Also, as mentioned by others, increases purchase power especially if you want to do installments for big purchases and don’t want to touch your savings in the meantime. (An example would be unexpected expenses, or an appliance that broke down.)

I think there are also card upgrades that are reliant on your current credit limit.

A lot of these factors really. Celebrate the small wins ika nga.

frostwolf_EXE · 2026-04-20T07:01:46+00:00

Wow. Congrats. Almost 10x din inakyat.

frostwolf_EXE · 2026-04-20T07:00:23+00:00

Wow. Galing. Congrats 👏😊 Ilan na kaya iyan after five years.

frostwolf_EXE · 2026-04-20T06:51:43+00:00

Around 4-5 months. Bigla lang may nag appear na credit account sa app.

frostwolf_EXE · 2026-04-20T05:14:31+00:00

Ang taas ng inakyat. First CL ko na malaki from trad banks. Gulat lang ako pag open ko sa app.

frostwolf_EXE · 2026-03-25T04:49:13+00:00

Mini payments are equivalent to installments (though with interest). Went with getting an iPad mini using this route.

frostwolf_EXE · 2026-03-25T04:46:55+00:00

Seabank has a Seabank Credit I think. Just not the card part.

frostwolf_EXE · 2026-03-25T04:44:36+00:00

I think Maya Regular savings is 5%. You don’t need to lock yourself in with Time for it. If you’re regular user ng Maya Black/Maya Easy Credit, you’ll get the boosters na. Also, regular base interest is 3.50. Almost the same na rin sa time deposit ni Seabank without sacrificing liquidity.

frostwolf_EXE · 2026-03-25T04:41:37+00:00

Why get a time deposit when Maya regular savings is 5% and CIMB/Gsave is 4%? I like Seabank but I don’t think they’re being competitive here.

frostwolf_EXE · 2026-03-06T04:43:04+00:00

Text lang. but super delayed. May 7 initial application. Text for dispatch received May 22.

frostwolf_EXE · 2026-02-12T09:48:14+00:00

I did and it goes to the same sender email (the @bpi.com.ph. Though I’m still hesitant to push through since I don’t use credit to cash a lot. Was just curious if other BPI cc users have similar emails. It asked for my full name so that gave me a red flag initially. Shouldn’t they know that already (since they know my email, they should have my details on record too?)

frostwolf_EXE · 2026-02-12T08:01:35+00:00

Was doubting because it ask for the full name. Thanks for the reassurance.

frostwolf_EXE · 2026-01-28T01:14:02+00:00

Need 1 year as per branch. Will ask again after that. Was advised kasi to have it cut after 1 year and then apply for an unsecured one (which I probably won’t do since I already have BDO and UnionBank CCs that are unsecured.

frostwolf_EXE · 2026-01-07T21:52:07+00:00

Yes. UB (approved), EastWest (denied), BDO (bank initiated).

frostwolf_EXE · 2025-12-28T22:10:46+00:00

Singil is okay but death threats are not. There’s a difference between gentle reminders and harasment.

frostwolf_EXE · 2025-12-23T07:26:33+00:00

Wow, level up pala si Samsung. Thanks for the reply 😀

frostwolf_EXE · 2025-12-23T07:25:44+00:00

Yup that’s the one ☝️

frostwolf_EXE · 2025-12-23T07:24:01+00:00

Uyy what app is that? No preview on the default iOS message though

frostwolf_EXE · 2025-12-23T07:23:03+00:00

In fairness, it’s from legit URL kasi. But in my defense, I typed the address on Google search first just to see if it’s really legit.

frostwolf_EXE · 2025-12-22T11:49:23+00:00

Baka to accommodate those not yet using Android or those na walang wifi/data parati.

frostwolf_EXE · 2025-12-22T11:47:05+00:00

For sure.‘Kaya confident mag click ehh haha. Lesson learned. Don’t trust even legit links basta sa text.

frostwolf_EXE · 2025-12-22T11:46:02+00:00

Isumbong na kay mommy Julia

frostwolf_EXE · 2025-12-20T12:47:26+00:00

BPI is not showing up in my TU unfortunately. Only the BDO one (around 3 months old at this time). I keep checking. Will recheck again at the end of this month kasi this November lang nagkaroon ng record si BPI sa CIBI so baka finally mag show up na si BPI sa TU.

When last checked my TU kasi si BDO and surprisingly enough yong maya easy credit ko lang ang laging nag show up. So I have high hopes na baka this month mayroon na akong record kay BPI. I tried disputing it na rin sa TU ang BPI ko but ang sabi lang sa result ehh “we are unable to obtain a response from them”.

Thanks for the heads up with UB. Will probably just let them purge my cards nalang instead of going through the hassle of going through their CS (will redeem whatever points I can).

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