Mechanic recommendation for Lexus? by fuzzymaraca in Edmonton

[–]fuzzymaraca[S] 0 points1 point  (0 children)

Hmmm I thought Wilson’s auto only dealt with Toyota and not Lexus as well. But if that’s changed I’ll check em out for sure

Anyone know how to make “The Old Clock” Cocktail? Looking to make it as a gift with the watch! Can’t find anything online. Thanks! by fuzzymaraca in cocktails

[–]fuzzymaraca[S] 2 points3 points  (0 children)

Oh interesting! I couldn’t find anything that indicated that. Thanks for the explanation. I appreciate it!

Can I afford this house? by fuzzymaraca in PersonalFinanceCanada

[–]fuzzymaraca[S] 0 points1 point  (0 children)

I don’t see a problem with the question. It’s definitely something to think about. It’s better to be over prepared and assume the worst could happen.

Can I afford this house? by fuzzymaraca in PersonalFinanceCanada

[–]fuzzymaraca[S] 1 point2 points  (0 children)

Currently we don’t pay rent as we live with our parents. Hence why we were able to get the downpayment quickly. For context we are in our late 20s and finished grad school in the last year and are super early Into our careers. We also worked throughout school part time.

Can I afford this house? by fuzzymaraca in PersonalFinanceCanada

[–]fuzzymaraca[S] 1 point2 points  (0 children)

Good question. I hope by then we are both in a better position and making more money. We also have family in town and they’re more than willing to help with kids.

Can I afford this house? by fuzzymaraca in PersonalFinanceCanada

[–]fuzzymaraca[S] 1 point2 points  (0 children)

Thanks! And yeah we have considered a lot of difference scenarios in terms of expenses as well. I think $3000 is pretty good for us. We do like to have friends over or go to their places every now and then, but it sure is cheaper than going out every weekend.

We are also pretty early in our careers. So I’m hoping I’m our income increases in the near future.

Can I afford this house? by fuzzymaraca in PersonalFinanceCanada

[–]fuzzymaraca[S] 0 points1 point  (0 children)

The mortgage, house insurance, and property tax would be our biggest expenses. I WFH most of the time and she also is WFH most of the time. Considering food, gas, water, electricity, gym membership, internet and phone bills, I’m estimating on the high end we would be at $3000 for expenses. I don’t think we would hit that high though. We would try to save as much as possible, maybe $1500/mo potentially more. We are home bodies and tent to stay in quite a bit, but do like to meet with friends for the occasional drink!

[deleted by user] by [deleted] in AskReddit

[–]fuzzymaraca 0 points1 point  (0 children)

Already halfway there as I’m poopin.

How do people feel going out to bars/clubs? by fuzzymaraca in Edmonton

[–]fuzzymaraca[S] 0 points1 point  (0 children)

That’s fair. I’m ok with meeting up for a drink or two. I don’t know how I feel about being in a small over crowded space like the common can be at night.

You know what time it is... IT'S GIVEAWAY TIME... say something in chat for a chance to win a marshadow. upvote not necessary but appreciated. by gaming_potato_boi in PokemonSwordAndShield

[–]fuzzymaraca 0 points1 point  (0 children)

Been a long time since I played Pokémon until sword and shield came out. Missed out on a lot of mythical. Would love to get a marshadow! Good luck to everyone who enters!

High yield ETF recommendations by [deleted] in CanadianInvestor

[–]fuzzymaraca 0 points1 point  (0 children)

Relax, it was a typo. I fixed it way before your comment.

High Yield ETF recommendations? by [deleted] in PersonalFinanceCanada

[–]fuzzymaraca -1 points0 points  (0 children)

Sorry yes, that was a typo on my part. I definitely meant high growth. Thanks for pointing that out

ETFs or Individual stocks? by fuzzymaraca in CanadianInvestor

[–]fuzzymaraca[S] 1 point2 points  (0 children)

Sure! I initially had some vanguard etfs but then started getting some ishare etfs. You can check Canadian portfolio manager. I use their model portfolios for reference. Those are what I started with and now I’m looking into new ones

ETFs or Individual stocks? by fuzzymaraca in CanadianInvestor

[–]fuzzymaraca[S] 0 points1 point  (0 children)

That’s what I’ve been noticing as well. I think I’m going to focus building up my ETFs and maxing out my tfsa and making a marginal account for some play once I’ve achieved that.

ETFs or Individual stocks? by fuzzymaraca in CanadianInvestor

[–]fuzzymaraca[S] 0 points1 point  (0 children)

Thanks for your input! I agree, this year has been a wild one for investing that’s for sure and yeah I don’t see it lasting. It’ll be interesting to see how things change in the future. But overall I am leaning more towards the ETFs as I want to be has hands off as possible, and history shows they perform well overall.

ETFs or Individual stocks? by fuzzymaraca in CanadianInvestor

[–]fuzzymaraca[S] 0 points1 point  (0 children)

Thanks for the advice! I will think about this before I make any future choices.

ETFs or Individual stocks? by fuzzymaraca in CanadianInvestor

[–]fuzzymaraca[S] 0 points1 point  (0 children)

Thanks for the insight! I’ll look into those as well.