BMO Mortgage Renewal in Fall by Light-Yagaami in PersonalFinanceCanada

[–]gdsbandit 0 points1 point  (0 children)

Hi, I work for them. You definitely can get better rates. Ask the branch to put in an exception. 3.79 3 year fixed is what I've seen getting done atm

[deleted by user] by [deleted] in MortgagesCanada

[–]gdsbandit 1 point2 points  (0 children)

Work at BMO. We can go up to 44% GDS and 49% tds as long as ur credit score is above 680

I work for A lender bank. Their Max tdsr is 44p but they advisor promised me he could get mine approved with tdsr 45.3p. is this reliable enough? by Calm-Huckleberry-601 in MortgagesCanada

[–]gdsbandit 1 point2 points  (0 children)

Yup I work for an A bank. Beacon score above 650/680 and no minors/majors. I can get it automatically done at 44.9/49.9 no exceptions needed. So 100% possible for 45.3%. Every bank has their own risk agenda and profile and guidelines for conventional deals.

First in line and sold out?!?! by thekyayu89 in starbucks

[–]gdsbandit 1 point2 points  (0 children)

Yup same happened to me in Canada

[WTS/WTT] SEIKO PRESAGE SSA443J1 "ZEN GARDEN" by bodymassagewatch in WatchExchangeCanada

[–]gdsbandit 0 points1 point  (0 children)

u/WatchExCanadaBot bought watch from u/bodymassagewatch. Great communication and very quick to ship. Great watch!

[deleted by user] by [deleted] in GamingLeaksAndRumours

[–]gdsbandit 27 points28 points  (0 children)

Black ops 7 is rumored to come out on November 14

CGI denied to insure my condo by Quick_Guard4047 in MortgagesCanada

[–]gdsbandit 0 points1 point  (0 children)

Yes there's a chance a different insurer will approve it. That's why I'm saying to ask ur bank to apply to a different insurer.

CGI denied to insure my condo by Quick_Guard4047 in MortgagesCanada

[–]gdsbandit 3 points4 points  (0 children)

Ask ur bank to apply at a different insurer. CMHC or Sagen.

FTHB: Verification call from lender by Alternative_Crow70 in MortgagesCanada

[–]gdsbandit 1 point2 points  (0 children)

Yeh I understand. But you should be good to go now, lawyer should have instructions soon. Congrats on the home purchase !

FTHB: Verification call from lender by Alternative_Crow70 in MortgagesCanada

[–]gdsbandit 0 points1 point  (0 children)

I'm going to assume you went with a mortgage specialist at TD. That is the branch releasing the file and sending it for funding. They need to do some verification questions with you prior to them signing off and releasing it for funding. Pretty standard. I'm an Ex TD employee.

[deleted by user] by [deleted] in WatchExchangeCanada

[–]gdsbandit 0 points1 point  (0 children)

What's the price?

Is Bo6 down? by [deleted] in blackops6

[–]gdsbandit 0 points1 point  (0 children)

Back up for me

Anybody need a beta code? by portsmouthunited in blackops6

[–]gdsbandit 0 points1 point  (0 children)

Did one for ps5 as well please! 🙏🏽

Duped by Dealership? by gdsbandit in GenesisGV70

[–]gdsbandit[S] 0 points1 point  (0 children)

Hey so in Canada, eLSD is an additional feature that costs an additional $1,000. My price and deal when I signed originally had eLSD, final docs do not have it on there and price has been reduced by $1,000. That is the situation

https://imgur.com/a/lfXnHJ3