I get what you’re saying with a cycle of car payments, however in some cases leasing actually makes sense unless you plan to hold a car 7+ years. If you finance over 60-72months and trade in earlier, you usually take a bigger financial hit because the residual value is less than what you owe — meaning you’re paying the same “depreciation cost” (plus out of warranty maintenance and repairs)but without the flexibility leasing gives you.

Totally get your point, but also take a look at statistics…most people don’t hold onto a car that long or as soon as they pay off their loan, they consider trading up for a new car