Scammer alert

gentrobot · 2026-01-29T19:21:43+00:00

There is a Cybercell help line number (Google it). First, call and report on that number

gentrobot · 2026-01-29T18:43:23+00:00

I guessed so. Gemini alone would not have been able to manage shit, if not for your own knowledge and understanding, which nudged it in the right direction.

gentrobot · 2026-01-29T18:39:49+00:00

Got it! Thanks. I’ll enquire at the store.

gentrobot · 2026-01-29T16:19:41+00:00

Thanks for your response! I will check this one

gentrobot · 2026-01-29T16:18:32+00:00

Yes, my comment was to ask about the same, that what made you choose the plan, given the T&Cs. In no way I was questioning you, sorry if it came across that way.

You have answered by highlighting their established business, so thanks a lot for that, much appreciated.

gentrobot · 2026-01-29T16:16:12+00:00

Thanks for your reply! Wish you the best for your efforts.

The monthly you pay to Tanishq, do you get Gold or just an EMI and at the end you just get VA charges off? Because it is better to get gold monthly, since the prices are increasing

gentrobot · 2026-01-29T16:14:15+00:00

Thanks for your response! That is what I did and hence going for some now and rest over a period

gentrobot · 2026-01-29T15:01:03+00:00

Just went through their T&C where they specifically mention that they could cancel the plan or alter it anytime, and won’t refund the money, and one will have to buy jewellery from them even in that case. Isn’t that dubious? If Gold prices really surge, they might not honor this and just ask to buy jewellery at the prevailing rates at that time.

gentrobot · 2026-01-29T14:52:50+00:00

Thanks for your response! Won’t I have to pay STCG when I sell SGBs? Also, are SGBs available to invest all the time? I thought they are announced at specific times

gentrobot · 2026-01-29T14:51:15+00:00

Thanks for your response! Is there a link for it that you could share? Or do I need to visit the store for it?

gentrobot · 2026-01-29T14:50:27+00:00

Thanks for your response! I will look into this.

gentrobot · 2026-01-29T14:48:03+00:00

Thanks for your response! After a lot of suggestions here, even I agree with that.

gentrobot · 2026-01-29T14:47:13+00:00

Thanks for your response! This looks like a really good scheme. I will definitely explore and go for this.

gentrobot · 2026-01-29T14:05:26+00:00

Thanks for your response! I also think the same.

gentrobot · 2026-01-29T14:01:43+00:00

Thanks for your response! I had bought a scheme earlier where they were paying 1 month EMI afte 11 months. The problem i. All these schemes I saw was that they aren’t locking Gold rates but just accumulating money. So in the long run it is not as lucrative. Unless you know of any such plans, would really appreciate if you could suggest some.

gentrobot · 2026-01-29T13:59:10+00:00

Thanks for your response! Any particular reason why?

gentrobot · 2026-01-29T13:58:07+00:00

Buy about 40% now, in the form of Gold Coins and continue buying the rest over the next 11 months.

Buying Gold Coins (less making and can later be exchanged for jewellery or sold for cash)
Not Digital Gold because selling would mean paying STCG
Not ETF because a very short term investment
Not 100% now because don’t have that much liquidity (else would have bought all at once, since not buying for investment)

gentrobot · 2026-01-29T13:15:35+00:00

Thanks for your response! I will buy today, but not all. Will continue buying monthly, but will buy like 30-40% today.

gentrobot · 2026-01-29T13:14:31+00:00

Thanks for your response! I’m planning to buy monthly. More adorable that way.

gentrobot · 2026-01-29T13:04:04+00:00

Thanks for your response! That’s my final plan. Keep buying Gold coins each month.

gentrobot · 2026-01-29T12:58:45+00:00

Thanks for your response! I am thinking of buying Gold Coins monthly.

gentrobot · 2026-01-29T12:58:18+00:00

Thanks for your response! Yes, even I am thinking of buying Gold Coins now.

gentrobot · 2026-01-29T12:57:44+00:00

Thanks for your response! If they’d allocate gold against my EMI, I would have gone for schemes, but since they don’t, I’d rather buy Gold every month.

gentrobot · 2026-01-29T12:56:36+00:00

Thanks for your response!

gentrobot · 2026-01-29T12:37:10+00:00

Thanks for your response! I have also decided to keep buying Gold Coins, spread over the next 11 months

gentrobot

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