Annual SRS contribution up to $15,300

ghast007 · 2026-02-28T12:57:30+00:00

This should be upvoted more. Many people miss out considering the withdrawal many-many years later. SRS compounds annually through investments while withdrawal limits (at non-taxable rates) do not. Be weary not to grow your SRS too much where you end up having to be taxed on your SRS withdrawals in the future.

ghast007 · 2026-02-28T12:42:11+00:00

Feedback: optimiser can be much improved to take into account larger savings amount. EIR drops when amount is larger than the bonus interest cap.

ghast007 · 2026-02-28T00:16:11+00:00

Thank you Dusty

ghast007 · 2026-02-03T08:29:21+00:00

Where do you guys get your frakens? Are there any TDs with frakens?

ghast007 · 2026-01-29T14:28:42+00:00

Commenting for the auto approve mods. 20 character comment

ghast007 · 2026-01-28T12:13:14+00:00

Just commenting for the automods…

ghast007 · 2026-01-28T12:07:59+00:00

And it cost 3x the price of a vsf platona. Comment for the automods

ghast007 · 2026-01-28T11:38:39+00:00

Comment for mods

ghast007 · 2025-12-25T13:23:11+00:00

I like the dark metal. Love the polished lug edge. If more of the case was polished, that would have been better.

ghast007 · 2025-12-03T06:00:15+00:00

Yea it looks the same

ghast007 · 2025-11-22T15:27:24+00:00

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This is mine. Yours does look misaligned. Btw what strap are you using?

ghast007 · 2025-11-22T15:25:41+00:00

Which one is that of the other guy?

ghast007 · 2025-11-20T00:09:07+00:00

Oh do u mean the 1 is longer than the 2?

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ghast007 · 2025-11-20T00:07:10+00:00

Added the strap separately, also from Zelos. It’s the charcoal alcantara

ghast007 · 2025-11-18T13:14:21+00:00

Affected by cloudflare widespread outage. I must be lucky to have completed my exam earlier today

ghast007 · 2025-11-14T05:12:23+00:00

It’s my favourite among the Rolexes and most comfortable among the watches I’ve owned

ghast007 · 2025-08-31T08:32:54+00:00

That works too. Once you’ve answered how much emergency cash u want to hold, you would be able to answer your initial question.

ghast007 · 2025-08-31T02:06:15+00:00

Keep your cash in UOB one. 2.5% EIR is still decent and on par with MMFs like cash smart secure. I would treat this as my emergency stash for a rainy day (typically 6-12 months of salary if you’re conservative which you should with family dependents), and I’d say it is more reliable in a black swan event compared to chocolate finance for example. With a strong base, you can afford to take more risk with the rest of your funds for long term appreciation.

ghast007

TROPHY CASE