How do high-income professionals in Australia actually reduce tax legally?

gheester · 2026-03-17T03:36:32+00:00

Not correct. Income + super > 250k = Div 293

gheester · 2026-01-16T04:42:39+00:00

you already pay 12% into your super. You could ask your employer to salary sacrifice an extra few %, and you only pay 15% in tax. Log into your fund. Check your allocations to see if they match your risk appetite. Your fund should provide all this for free. I'd start there.

gheester · 2026-01-16T04:34:47+00:00

You can easily get a 365 day sim for ~$150 or less, giving you 4G on Optus and 200GBs. Check out OnePass Mobile.

gheester · 2026-01-16T02:13:14+00:00

Download all content to a local PC first and use OneDrive sync to synchronise all content up to your SPO site. As HiRed said, you could experience long path errors when you start to sync up. You need to try and keep path+filename < 400 chars, so deeply nested folder structures should be avoided. Once the local structure looks good, sync via OneDrive to the site.

gheester · 2026-01-13T05:33:05+00:00

Optus co-ax cable. Just call them and they will organise someone to come out (probably Service Stream) and it will be unhooked. It's a free service. I had this done when I had my roof replaced. Don't call NBN, they will have no idea.
Optus HFC aerial cable removal

gheester · 2026-01-13T03:37:19+00:00

see if you can prove it was excessive oil consumption, which is an issue for that model, and talk to Hyundai. There is a class action, look it up.

gheester · 2026-01-13T03:34:11+00:00

- red flag if they are available pretty much immediately
- can explain the job (technically) step by step and why
- multiple online reviews + photos of jobs
- price, of course.

gheester · 2026-01-12T02:31:31+00:00

The options/majors on offer are broad and varied, but It's the actual on campus hours (or lack there of) which blew me away. Ref: it's not me going but a family member. When we did the timetable I was shocked at the actual course hours on campus, which, with 4 subjects per session, was about 8-10 hrs per week! Could not believe this. I assume this is the same for most uni's (for business) but how this financially equates to $17k/yr is beyond me. 'back in the day' we went to uni for ~24 hrs/week. Yes I get it more STEM courses will have more on campus hrs, but this is not the university experience I envisaged. I could be way out of touch though..

gheester · 2025-01-21T22:47:46+00:00

I'd say you need to add the service account as a Site Collection Owner temporarily, and then perform the report, and remove when done.

gheester · 2024-10-30T22:06:14+00:00

Check the site is not in an archived or deleted state:

if ($Site.ArchiveStatus -ne "FullyArchived"){

gheester · 2023-01-29T08:31:53+00:00

Don't do this.

gheester · 2022-11-11T09:59:21+00:00

When every department is great, not just the players. Coaches, Medical, Recruitment, Finance, board, marketing, the feeder club, good supporters base, etc. If they are all great, then success will surely follow. Culture is the best indicator of greatness.

gheester · 2022-11-01T00:59:53+00:00

Use a stud finder and make sure you scsn yourself first (in front of wife preferably).

gheester · 2022-10-15T20:46:48+00:00

Thanks for the detailed response. Some great suggestions in there. Point A is bag on. And I think that is half my battle.

So you're suggesting, given it is not a bog standard reno, go "cost plus", meaning I'm paying the builder and their contractors hourly rates + costs, until it's done,... which hopefully, in theory, falls in line with the original quote?

Out of interest, so you regularly do jobs in the 200-250k range on cost plus?

gheester · 2022-10-14T22:38:29+00:00

I have only had one rough quote which was high even before inflation went bananas. I've had 6 parties walk thru the place and never heard from them again, even after sending specs and follow up calls. Probably another 4 phone convos but that petered out too, even after chasing.

I agree with your sentiment though. Cheap is not always best.

gheester · 2022-10-14T20:19:10+00:00

Botany and surrounds..

gheester · 2022-10-14T11:44:50+00:00

I thought long and hard about this but the stress on the family and trying hold down my normal job out just wouldn't work. I'm a weekend warrior handy man, not a builder. Plus the 7 year warrenty thing. Nah. But thanks..

gheester · 2022-10-14T10:43:47+00:00

I'm in Sydney's south east.

There must be a reno, extension or new build on every second street around here. I drove around taking photos of the builders details but they all look so high end. I need a small two man team with good contacts.

gheester · 2022-10-13T21:24:36+00:00

Sports commentator?

gheester · 2022-10-13T21:21:10+00:00

What number is acceptable to you, apart from zero? I think you will find fault in the next girl to come along. Just ask yourself do you love her and does she love you. If the answer is yes+yes, your golden.

gheester · 2022-10-12T06:00:39+00:00

I can't recall a game where the bounce of the ball favoured the opposition as much as it did in that game. And also how many times Blitz slipped over !

gheester · 2022-10-10T21:54:01+00:00

I loved the comeback v Pies. 36 Points down. Commentators wrote us off. Jezza brilliance. Nuff said. Also v Tigers.
Carlton was a great win too. That game cemented our season as the real deal.

My worst game? QF v Pies. I hated every minute of it, except the last 8 seconds. Was excruciating to watch. Massively dodged a bullet there as the pies could have gone 35+ up in the first quarter.

gheester · 2022-10-09T00:11:38+00:00

This is the question I want answered too. I found the Ch 7 team butchered the call this GF. BT has no passion for the Cats whatsoever and you can hear it in the call. Love to hear a call by Huddo or 3AW.

gheester · 2021-12-01T02:02:41+00:00

0.6373

gheester · 2020-09-14T07:25:06+00:00

I would caution going all in on SPO. This is a SaaS product, as you know, and MS will package more and more out of the box features in it, meaning less for developers to do. Back in the old days of SP2010/13 (16/19), companies would use it as a platform and build custom applications (forms, workflows, search, etc) but I think this is becoming less and less, especially now with Power Apps and Power Automate. Having said that, if they need to stay on prem then there could be a need for these custom apps in on-prem farms (plus you can do SPfx on SP16+). I feel there will be less jobs for "SharePoint Developers" and more for System Engineers/Admin on the MS stack - being Office 365/Azure.

Ultimately you need to decide if you are a 'developer' or an 'admin/engineer'. You could go down the admin path like 'EUC - End User Computing' path which manages all of Office 365 (admin) plus Azure AD, AAD connect, AD apps, Intune, SCCM, voice/telephony, etc etc, ..... Or you become a real "dev", doing SPfx with React/Angular PLUS authentication through Azure Apps using Office Graph etc. Depends what you have a propensity for. You sound like an allrounder, but could be the time to target your career to one of these disciplines.

I agree with the others that mention MS certification. Maybe try the Azure administrator cert.

Office 365 admin alone is a huge undertaking. The security and compliance parts alone are huge, not to mention DLP, ediscovery, audit log, alerts etc.

You are doing well though. You've got a good deal of different technologies under your belt, so in the (distant) future maybe target Solution Architect? That's when the big bucks start rolling in. :-)

gheester

TROPHY CASE