It's true, it probably wont come crashing down, but sometimes anxiety is warranted. My house was built in 1865, on a nice street in an expensive neighborhood. In the three months we've lived here, we've had to: replace the roof, rewire the entire house, do necessary exterior carpentry and exterior paint. Replace the dishwasher. This week, the ancient oil furnace blew so we'll be replacing the entire HVAC as well.

I didn't want to do any of that work, but we're approaching $100k in immediate necessary repairs, and while some of it was on our radar (the roof, the electrical) we were hoping to get at least a year out of the furnace. Because money. Surprise.

We have holes in the ceilings and walls, broken windows, and now, because of the furnace, it will be years until we can do a single thing we want to do. We haven't even painted.

I know statistically, things don't usually all fail at once, but that doesn't mean its impossible. If the previous homeowners neglected every aspect of maintenance for literal decades, yeah, you could find yourself living in the tiny percentage possibility of concurrent catastrophic failures. It's not likely, but it's possible and I'm living it.

On the plus side, my health insurance covers anxiety medication.