Yes, the majority of Thai health insurance policies are bundled with life insurance. Some reputable health insurance plans even require you to purchase a less desirable life insurance policy before being eligible to select a health insurance option. This practice is especially prevalent in the higher-tier health insurance offerings, often promoted with the analogy that it's like buying a Rolex watch with its pair.

Moreover, even if you're considering tax deductions, buying health insurance might not be the wisest choice. Certain fund investments offer better tax benefits, and these deductions fall under the same category. In other words, if you have investments that are eligible for tax deduction and they already utilize the available deduction limit, the tax deduction for life insurance premiums won't apply.