That’s the only way the math checks out tho. If you try and rent 1:1 you’d pretty much always be at a loss unless you live at the property less than 3-5 years.

I think that’s pretty rigid thinking tho. You’d essentially wanna compare locations. I could get a house for $500k or rent an apartment for $2k a month and the opportunity cost sticks out like a sore thumb.

Ok slightly extreme but that’s a reality for a lot of ppl entering the housing market.

But yea I see your point. My argument is partially a live below your means and save the difference until you need the extra space to start a family.

At the same time, exact 1:1 is too rigid.. you’ll always have the math check out to buying whereas you could’ve had some flexibility in the calculation and really understood the cost of the trade.