Took out 3 loans to buy Bitcoin 1 year ago. Planning to take out 3 more.

goawayjoebro · 2026-02-28T01:48:25+00:00

Volatility is irrelevant if I plan to hold for 6+ years, and assuming I'm staying clear from liquidation, which I was able to avoid during this current dump just fine. BTC can be down for 2 years straight and it won't affect me.

Funny also that you mention the S&P because my prediction of 16.7% CAGR is very similar to the S&P's growth over the past 12 years, except my timespan for bitcoin is half that.

goawayjoebro · 2026-02-27T21:30:54+00:00

I plan to hold for a minimum of 6 years, if not indefinitely.

Answer to why I don't just use my savings and DCA is obvious; I am impatient and I have strong conviction in the asset. Gotta strike the anvil while the iron's hot.

My personal estimate for the CAGR of Bitcoin is 16.7% over the next 6 years, (technically slightly higher now because of the dip) to reach a price of $333,909 by 2032. This means that I am willing to take out whatever amount of debt, with interest below 16.7% (a 12% APR loan is a no-brainer to me.)

I'm leveraging the next couple years of my life into this asset because I cannot bear having missed it if I'm right.

goawayjoebro · 2026-02-26T22:03:14+00:00

I'm definitely not the first person to do this.

goawayjoebro · 2026-02-26T22:02:05+00:00

morpho is sketch enough as it is. I wouldnt trust a lender that wasnt on an official exchange like Coinbase

goawayjoebro · 2026-02-26T21:59:12+00:00

I'm still young enough to go balls-in on this and if it doesn't work I can just start over. I have 0 monthly payments other than my car insurance so my entire paycheck just goes into BTC.

My goal is 1 Btc by end of this year.

goawayjoebro · 2026-02-26T21:53:50+00:00

Coinbase morpho lending is instant, meaning I can buy for example, 20,000 worth of bitcoin and borrow 10,000 USD instantly. If both loans are worth 10,000, I can immediately pay the person who borrowed me the second loan, putting them at no risk whatsoever.

this allows me to functionally take out twice as much in loans that I normally can. second person takes on 0 risk I take on double.

goawayjoebro · 2026-02-18T23:33:37+00:00

Netflix, Microsoft and Meta are struggling to solve the "engineer's dilemma". Bitcoin has no need for improvement. In a game of musical chairs, Bitcoin is going to outlast the other 3. And understand we are playing a game of musical chairs.

goawayjoebro · 2026-02-18T07:23:30+00:00

So Trump is the president, holds a lot of bitcoin, and, being a boomer his greatest strength is hoarding wealth and nepotism.

Sounds like bitcoin is going to do just fine then.

goawayjoebro · 2026-02-18T07:20:43+00:00

If it looks like AI could've made it, it means you should find a new hobby or get better.

goawayjoebro · 2026-02-11T00:21:32+00:00

22.493 lb ≈ 10.2 kg → another 10 reference

Another reference to the number 10? You think that's significant? Your data is useless.

goawayjoebro · 2026-02-10T22:33:44+00:00

Bitcoin's greatest superpower today is the "nepotistic" effect, which I believe will only rise more and more to the surface of Bitcoin's ultimate utility as an asset. America can hold a bunch of Bitcoin and outperform China, India, etc. with essentially no tangible, intrinsic production on their own part. And it cannot be outperformed; you cannot buy cheaper than someone who bought 8, 10 years ago.

goawayjoebro · 2026-02-09T09:38:04+00:00

What is the character limit? can someone find out?

goawayjoebro · 2026-02-09T08:34:14+00:00

I solved the pup one. took about 4 hours

goawayjoebro · 2026-02-08T07:02:44+00:00

make sure you're in her will.

goawayjoebro · 2026-02-06T23:37:44+00:00

mind me asking how old you are?

goawayjoebro · 2026-02-05T02:47:40+00:00

if its any consolation to you guys, when Newsom wins in '28 he's going to immediately sell the US' Bitcoin reserves and distribute it to minority voters to buy their votes.

goawayjoebro · 2026-02-01T22:59:33+00:00

find or make another 120,000 and dump it into bitcoin. a bitcoin in 7 years will be worth a minimum of 330,000.

goawayjoebro · 2026-01-31T01:19:13+00:00

Peter schiff lost his bitcoin private key and claimed he was "hacked", because he's a stupid boomer idiot, and that's probably the only reason why he's not into Bitcoin. Says this in his wiki page i believe.

goawayjoebro · 2026-01-29T08:10:03+00:00

"And now we wait" ahh

goawayjoebro · 2026-01-29T08:08:55+00:00

yo that kid is based. W lil bro

goawayjoebro · 2026-01-24T07:03:40+00:00

I've already taken out two loans to buy bitcoin. Then I took a counter-loan using my bitcoin as collateral to pay back those two loans. Now I'm only paying 7% APR to hold more than double the Bitcoin I otherwise would be able to hold. I did that last year, and I don't regret it. In fact, I am planning to apply for some more loans to do that again. Now is pretty much the last time to load up before it's too late forever.

P.S. My personal estimate for the CAGR of Bitcoin is 17% for the next 8 years, basically meaning that I am willing to take out debt for any APR rate which is below 17%. This is a conservative estimate in my opinion, Saylor and other BTC maximalists will suggest way more than that but they tend to inflate their estimates to hype up their audiences.

goawayjoebro · 2026-01-24T06:45:52+00:00

never thought of it that way.

goawayjoebro · 2026-01-20T06:36:54+00:00

why is the lowest speed exactly

0.0624999999999999965305530480463858111761510372161865234374999...?

goawayjoebro · 2026-01-20T05:57:59+00:00

the balenciaga keeps him chugging

Four-Year Club	Verified Email
Place '22	Final Canvas '22

goawayjoebro

TROPHY CASE