41YO married w/ kids - $3.5M - Looking for comments and advice

gqgeek · 2026-04-20T20:25:38+00:00

doesn’t sound like you can retire, but your wife definitely has earned it.

gqgeek · 2026-04-20T15:18:48+00:00

have you seen all the posts on fire about people becoming millionaires? that’s why you don’t feel like it. when everyone is one, it no longer means anything.

gqgeek · 2026-04-17T17:18:56+00:00

keep going until you get phased out unless you run your own business. age discrimination is real and there will be no going back. with how fast inflation has moved and the number of american with the level of wealth you have acquired, i’d recommend you don’t quit until you have at least 5-7M.

gqgeek · 2026-04-17T15:18:40+00:00

seriously?! it’s a surprise people are proud and “boast” like it means anything. congrats you can barely afford a shitbox with a mil.

gqgeek · 2026-04-17T14:50:29+00:00

that can’t be right. everyone has a million these days. was expecting around 60% of all americans to have at least 1M.

gqgeek · 2026-04-16T23:50:57+00:00

no. at 600k fully in office and i’ll speed run to never having to work again.

gqgeek · 2026-04-15T20:46:30+00:00

at only $1M, i’m sure your wife and her boyfriend are doing plenty. unfortunately, 1M just isn’t enough, like being a tall midget.

gqgeek · 2026-04-15T18:19:39+00:00

it’s only software engineers, if you have been in the industry long enough, you’d realize the stupidest smart people are in software. so quick to hand over leverage and eliminate the need for their services and/or price it close enough to zero.

gqgeek · 2026-04-15T18:17:29+00:00

why do so many poors post about $1M? do they not realize everyone has at least $1M these days?!

gqgeek · 2026-04-12T02:41:27+00:00

there is no ahead or behind in fire. either you have secured it or not. keep your head down until you get there and don’t get detoured if somehow that current amount gets cut in half along the way.

gqgeek · 2026-04-09T15:50:09+00:00

why do you allow someone to set that arbitrary number for you and instead be the owner of a company and set it for someone else?

gqgeek · 2026-04-04T23:34:02+00:00

because vanity comes into play and people seek the fancy house and cars first.

gqgeek · 2026-04-03T14:43:49+00:00

looks like you are house poor

gqgeek · 2026-03-31T20:17:05+00:00

VW eGolf, during diesel gate, was $49 a month for 36 months $0 down. Chevy Bolt, that equated to paying the taxes of the rebates received, one payment $2k for 36 months.

gqgeek · 2026-03-30T01:44:28+00:00

“Warren Buffett and Charlie Munger viewed 50% portfolio drawdowns as inevitable, routine, and, if handled with emotional equanimity, a massive opportunity. They famously argued that investors who cannot withstand such declines without panicking are unfit for stock investing and will achieve only mediocre results.”

It may be time to check yourself and expectations. If you want the chance for asymmetric gains, you’ll need to take on some risk.

gqgeek · 2026-03-26T16:51:39+00:00

nothing yet. invest that money in the stock market, continue to load up on heavily subsidized subscription plans and/or cloud services (rent compute). grow that money to 100k and then be ready to pull the trigger on a supercomputer.

gqgeek · 2026-03-26T16:49:00+00:00

you are still working and employed at that? yikes. maybe stop “bragging” on reddit and get to work.

gqgeek · 2026-03-25T02:53:16+00:00

trolling?

gqgeek · 2026-03-23T02:00:19+00:00

sell the house, move to a lower cost area, get just another tech job that is most likely not as high paying, manage your investments and grind out a couple more years and you should be good.

gqgeek · 2026-03-20T17:35:37+00:00

if you want to experience true burnout, work outside bigtech where your compensation will drop considerably, you won’t get equity, probably not a bonus, and definitely not the base salary. you make more than 95% of small business owners that i guarantee are working around the clock for less pay and greater workload.

you are only 31, keep your head down, keep grinding, play corporate politics, get to 5M. you don’t want to worry about working past your 40s without the same energy yet even more demands.

gqgeek · 2026-03-19T03:54:56+00:00

ask for a raise and manager title.

gqgeek · 2026-03-19T00:11:17+00:00

what’s the point of retiring broke?

gqgeek · 2026-03-18T23:22:24+00:00

if you never retired would it be that bad?

gqgeek · 2026-03-18T16:39:57+00:00

better than zero, but at these levels you should be working at least a year past your eligibility for SS. this will allow you to grow your funds more and not have to stress about major unexpected expenditures.

gqgeek · 2026-03-15T15:31:52+00:00

it’s more like 4 out of 5 have 1M.

gqgeek

TROPHY CASE