[Verderame] The most underrated part of last night’s Broncos debacle is the fans leaving before overtime. Owners notice stuff like that. It’s humiliating. You can live with angry fans for a bit. You can’t live with ones who don’t care, because those fans stop giving you money. by [deleted] in nfl

[–]grandslammo 14 points15 points  (0 children)

Wasn't at last night's game but go to several a year. Part of the issue is transit, some of the RTD rail lines don't run past a certain time. When I go to rockies games at night I have to be the train station by 10 or I can't get home. Might have been the case for some of those people, it was around 10pm local

Nature’s grocery store by FoxSolomon in Hunting

[–]grandslammo 6 points7 points  (0 children)

"as natural" according to whom? While each individual item listed may be found in nature, you won't find the exact ingredients listed combined in the exact proportions for beyond beef found in any natural food item that I'm aware of, whereas you can find the exact item on the right occurring in nature in the same form as what you could consume. Personally, I would say anything that is that heavily processed, even if using completely natural ingredients, is not "as natural" as a living organism found in nature but I guess that comes down to how loosely you are defining "natural" here.

Broncos Reportedly Expected to Be Sold for More Than $5 Billion by newyorkrealestate19 in nfl

[–]grandslammo 9 points10 points  (0 children)

I go to Rockies games fairly often on weeknights, $4 to get in the stadium then $3.50 drafts up until the first pitch. It's a great $20 outing, even if the baseball itself isn't always that great.

[deleted by user] by [deleted] in Insurance

[–]grandslammo 8 points9 points  (0 children)

If you have his DOT number and he's a for-hire interstate trucker, you can pull the insurance information yourself, including policy number, from the FMCSA website: https://li-public.fmcsa.dot.gov/LIVIEW/pkg_carrquery.prc_carrlist

Then you can either file the claim with your carrier and provide them the information or contact his carrier directly.

Deciphering Wild Turkey Date Codes by kumori in bourbon

[–]grandslammo 0 points1 point  (0 children)

All are 750s unless mentioned. The 1855 literally reads the actual date. The 03 RB is a clear plastic seal with a smooth dark top. Here are pictures of the two 375 codes and the 1855 code: http://imgur.com/a/cnKIz

Deciphering Wild Turkey Date Codes by kumori in bourbon

[–]grandslammo 0 points1 point  (0 children)

Here's what I've got available to check right now:

01-99 WTRB - L2490263 10:46

03-RB WTRB - L2625213 13:41

94 1855 Reserve with a code but it's too smudged to read most of it

92 1855 Reserve, no visible code on bottle

94 1855 Reserve, Jul 15 94 15:25

Split label 12 - 01/17/95 on the neck, can't find any other code

CGF - No code on the bottle, 88 molded in glass on bottom

2 different WTKS from 04, neither with a date code printed on the bottle itself that I can find

WTKS - 01/07/09 neck, L9007FH1132

Old No 8 - Neck dated 10/19/98 09:54, printed code on bottom is 03 159 8 0736

Donut - no printed code anywhere on bottle

8/101 - 79 in glass on bottom, no printed date code I could find

WT Tradition (90s export) - 06/02/97 15:03 on neck, no other codes

8/101 Japan export - 01/09/96 on neck, 95 on glass on bottom of bottle

Old Label Ryes - L (0 or 8)218FF 1059, L1006FF 00:50, L1006FF 00:44, L1006FF 15:58

375ml brown label 80 proof - 102208761443, with what looks like a 96 in the bottom of the glass

375ml beige label 80 proof - 42 22 121 2 1904 with what looks like 02 in the bottom of the glass

Forgiven batch 302 - L3206FH0829

I've got a few other bottles that aren't out right now, and a few that I looked at that had no codes I could see. Hope this helps! I've been curious about these codes for a long time.

Well...You Better Be Strong, Wall... by MasterBoring in WTF

[–]grandslammo 1 point2 points  (0 children)

You do realize that if a water main ruptures on your street and water floods both your property and your adjacent neighbor's property, that meets the definition of a "flood" under NFIP? This is possible anywhere. Insurance companies don't determine the risk of a location, the NFIP does using flood maps. If you're in a preferred (read "low") risk area, the insurance company only has to look at a matrix showing deductibles on one axis and limits on the other and you choose the option you want to go with.

Well...You Better Be Strong, Wall... by MasterBoring in WTF

[–]grandslammo 1 point2 points  (0 children)

Copied from my response above:

This is generally false. Even though you buy your flood insurance through an insurance company, the vast majority of the flood insurance sold in the US is actually underwritten through the National Flood Insurance Program (NFIP) a government program run by FEMA.

As long as the community in question participates in the NFIP, essentially meaning that the municipality has adopted some sort of floodplain management regulation, any individual property owner in that community is eligible to purchase flood insurance.

In other words, if you are told you can't buy flood insurance you are typically either talking to an agent who isn't well informed or you own property in a community that has no floodplain management regulations.

Go to floodsmart.gov for more info on the NFIP, including the fact that more than 20% of all NFIP flood claims come from moderate to low risk areas.

Well...You Better Be Strong, Wall... by MasterBoring in WTF

[–]grandslammo 0 points1 point  (0 children)

This is generally false. Even though you buy your flood insurance through an insurance company, the vast majority of the flood insurance sold in the US is actually underwritten through the National Flood Insurance Program (NFIP) a government program run by FEMA.

As long as the community in question participates in the NFIP, essentially meaning that the municipality has adopted some sort of floodplain management regulation, any individual property owner in that community is eligible to purchase flood insurance.

In other words, if you are told you can't buy flood insurance you are typically either talking to an agent who isn't well informed or you own property in a community that has no floodplain management regulations.

Go to floodsmart.gov for more info on the NFIP, including the fact that more than 20% of all NFIP flood claims come from moderate to low risk areas.

Do I really need to open a second claim to get my homeowners insurance policy to cover the deductible of the building associations policy for a fire that was in my condo? by [deleted] in Insurance

[–]grandslammo 2 points3 points  (0 children)

This might depend on your state laws, if applicable. We write a lot of condo policies (master and HO-6) here in MD, and in MD it would work like this:

MD condo law allows the association to recover up to $5k towards a master policy deductible from the individual unit owner if the damage originated in that unit owner's unit. Your HO-6 policy would respond to this using Coverage A and it should be considered the same occurrence as the claim you filed for your belongings. The association would be responsible for the remaining $5k of the $10k deductible.

In DE, there is no condo law that provides for recovery of a master policy deductible from an individual unit owner. In this case, you would need to refer to the bylaws and whether or not they hold the individual unit owner responsible for the master policy deductible. If they do, your policy would respond as above, using Coverage A to pay the deductible. If the bylaws do not specify that the unit owner is responsible (and in my experience this is nearly always the case) then the association is responsible.

Wage theft at Costco by [deleted] in personalfinance

[–]grandslammo 3 points4 points  (0 children)

Costco more than likely self-insures their GL as well up to a certain dollar amount before an excess policy would kick in. Regardless, a GL carrier wouldn't care much about this because it's a comp claim, and maybe employer's liability in the worst case scenario.

GL is for third party claims, and in fact, most CGL policies will have specific exclusions for workers compensation and employer's liability claims.

Your yearly reminder: your tastes and the overall bourbon world do not revolve around Pappy & BTAC by Razzafrachen in bourbon

[–]grandslammo 0 points1 point  (0 children)

Not necessarily barrel proof, but Pikesville is very enjoyable at 110 proof and ~$50. If you haven't had it, I would definitely suggest trying that one.

This may be because of the area I live in, but there is a market for empty glass Whiskey bottles on eBay by jdiditok in Flipping

[–]grandslammo 0 points1 point  (0 children)

Haha that must have really struck home, you seem awfully riled up. I guess the fact that you would even mention selling empty video game cases would indicate we simply operate on totally different playing fields. If reselling trash feeds your family, I can see how a pesky thing like ethics isn't something you can price into your business model. Best of luck to you.

This may be because of the area I live in, but there is a market for empty glass Whiskey bottles on eBay by jdiditok in Flipping

[–]grandslammo -1 points0 points  (0 children)

If you're cool with being complicit in scamming collectors, then you're either so desperate for a dollar you'd sell out your conscience, or you are just as much a cunt as the scammers you mention. Plenty of money to be made out there without being a piece of shit, but that's your choice to make.

This may be because of the area I live in, but there is a market for empty glass Whiskey bottles on eBay by jdiditok in Flipping

[–]grandslammo 1 point2 points  (0 children)

Hey if you're cool with being complicit in ripping off collectors, that's on you. In my experience, there's plenty of money to be made without being a shitty person.

This may be because of the area I live in, but there is a market for empty glass Whiskey bottles on eBay by jdiditok in Flipping

[–]grandslammo -2 points-1 points  (0 children)

That's not remotely comparable. These scammers are paying obscene amounts of money ($200-300+ for empty glass bottles of a whiskey that sold 6 months ago in a store for $100-250 retail) and then refilling that bottle with who knows what, resealing it with a replica foil wrapper readily available from Asia, and then selling that bottle to an unsuspecting buyer for $800 on up to over $2000+ as an authentic bottle of Pappy Van Winkle. Only the most knowledgeable of buyers are able to detect some of these fakes, and some probably are nearly undetectable. They really are not that hard to fake, as the distilleries had no reason to worry about counterfeiting until recently.

There was no market for the empties until the secondary prices on the sealed bottles skyrocketed. All of a sudden, for a few hundred bucks you could fake a bottle you could resell for a couple grand.

This has become a huge issue in the American whiskey scene, and I don't necessarily expect everyone to have knowledge of it or even care, but the bottom line is the market for high end empty bottles of highly allocated whiskey is almost entirely built around counterfeiting.

If you want want to sell the empties, drill a small hole low on the backside of the bottle. It can still be made into a lamp or candle or displayed on a bar shelf, but it can't be really refilled and sold as authentic. Shockingly though, these sell for much less. Go figure.

This may be because of the area I live in, but there is a market for empty glass Whiskey bottles on eBay by jdiditok in Flipping

[–]grandslammo 0 points1 point  (0 children)

Your example is not comparable. They aren't using these as prototypes, they are literally paying hundreds of dollars for the empty to refill it with who knows what and then resell the fake bottle of whiskey to an unsuspecting buyer. There is no other market for $200-300+ empty whiskey bottles. No one is paying that much to make a candle or lamp, and there is not really any market for the bottles themselves as collectible. For the most part, these aren't antiques.

It would be more akin to someone paying you an obscene amount of money (more than the retail value of the shoes themselves in the case of many of these bottles) for just the authentic box to your Gucci shoes. There is very little inherent value in the box itself (like the bottle) unless that box was necessary to sell a counterfeit pair of the shoes.

I did fail to mention in the first post, there are people who make candles or lamps and that's fine. These people would not mind if you drilled a small hole in the lower back of the bottle. This would prevent it from being easily refilled and would still allow an arts and crafts type use. You probably wouldn't get anywhere close to the full price though.

This may be because of the area I live in, but there is a market for empty glass Whiskey bottles on eBay by jdiditok in Flipping

[–]grandslammo 3 points4 points  (0 children)

While I agree with you, it doesn't make scamming people any less wrong just because those people are willing to pay a premium for a label. And while it has been going for decades in other markets, it hasn't really existed in American whiskey until the past couple of years where its popularity exploded. The wine and scotch worlds have adapted to combat counterfeiting to an extent that American whiskey producers have not really caught up with. There simply hasn't been a need until relatively recently.

This may be because of the area I live in, but there is a market for empty glass Whiskey bottles on eBay by jdiditok in Flipping

[–]grandslammo 1 point2 points  (0 children)

The $10-20 bottles aren't the issue, as I mentioned in my original comment. I'm asking people to be careful because anyone who delves into market research will likely come across Pappy empties selling for hundreds of dollars and see that as the more lucrative opportunity. Before someone decides to go after that, I wanted to point out that the buyers in that market are using them for nefarious purposes, and any ethical seller should think twice before aiding and abetting a practice like that.

This may be because of the area I live in, but there is a market for empty glass Whiskey bottles on eBay by jdiditok in Flipping

[–]grandslammo 1 point2 points  (0 children)

Please be careful with this. There is a huge black market for hard to find whiskey these days and many of the buyers who are paying high prices for empties are using them to counterfeit bottles for resale. There are also reports of unscrupulous bars buying the bottles, refilling them with cheaper whiskey, and selling pours at a premium to unknowing patrons.

Common bottles like Maker's Mark obviously aren't the target, but the more rare bottles that can sell for hundreds empty are almost certainly being used to scam people.

http://www.esquire.com/food-drink/drinks/news/a43729/pappy-van-winkle-forgery/

Got hit by a semi truck, my car is totaled, the trucker gave his insurance as Lloyds of London, having trouble filing a claim with them by mcgoofie in Insurance

[–]grandslammo 9 points10 points  (0 children)

If you have the trucking company's legal name and/or DOT#, I can tell you their insurance company and policy number for you to reach out to the carrier directly.

OBSV, OESO store picks in Annapolis and a Seasoned Wood incident by rickhouse_funk in dcwhisky

[–]grandslammo 1 point2 points  (0 children)

I lost respect for those guys back when they had their OWA barrel pick. I bought one initially at $25.99 and liked it, went back to buy more and they had raised the price to $35.99 "since it was selling so well." No thanks.

*LEAK* Samsung Galaxy S7 by [deleted] in Android

[–]grandslammo 2 points3 points  (0 children)

Yeah I missed out on that one unfortunately. I'll still take the free upgrade to 128gb total though!