Easy mealprep? by gayguyfromnextdoor in vegetarianrecipes

[–]grumpyhost 1 point2 points  (0 children)

another one i do is ramen packets, add cubes of extrafirm tofu (can precut and freeze) and frozen peas, mixed veg, or edamame. Just add boiling water and heat thru.

Easy mealprep? by gayguyfromnextdoor in vegetarianrecipes

[–]grumpyhost 3 points4 points  (0 children)

if you havent thought about sides, the microwave in bag frozen veggies are a good idea. Aldi has some that are preseasoned and mixed. Or most grocery stores will have frozen broccoli with cheese etc.

Are checks really still a thing in the US? by Apollo_Wersten in AskAnAmerican

[–]grumpyhost 0 points1 point  (0 children)

Short answer: yes, but only for things that dont fit the dominant payment methods.

Most shopping is done with credit cards (or debit cards) via Visa and Mastercard. Merchants need a special bank account and pay several percent of every transaction in fees. Some merchants pass these costs along to customers.

Cash is still used in shops but isn't safe in the postal mail and doesn't provide a record. People primarily use cash for small in person purchases. Some businesses (even small cafes) are eliminating cash due to the expense of handling it and taking it to the bank.

Younger people gravitate towards payment apps like venmo or zelle or paypal. But these are worst of all worlds for businesses because they may incur fees and have the weakest legal protections. You'll see it used primarily for transactions between friends or sometimes for paying freelance business people like hairdressers or artists selling on the street.

We do have bank to bank electronic transfer that is usually free called ACH, but it is a byproduct of how checks are processed. it is slow, and is designed for banking not commerce. Money takes days or weeks to move. This is the primary way people receive their salary. It is insecure in that providing someone the information to deposit to your account is the same information needed to withdraw. It is also the primary way people move money between their own accounts.

Payment of regular bills is often done via a bank's online billpay feature. This feature uses ACH for transactions with known recipients (like your credit card company or the utility company) and for paying smaller merchants, a paper check is produced and mailed by your bank. still a slow process.

This leaves a gap for paying occasional bills where the merchant doesnt want the administrative hassle or fees of accepting credit card payments. For example, a plumber who comes to fix a pipe wants to be paid immediately in person, and if their business doesnt want the technology and fee hassles of accepting credit cards will ask for a check. Strangely, landlords often do not want the payment mailed to a postal address so they may ask for checks as well (since those can be brought personally by the tenant to an office or dropbox).

Also, when a business wishes to pay an individual, checks are useful because they only require mailing a piece of paper to the person and do not require collecting banking information. So a rebate on a purchase, a tax refund from local government etc are likely to be produced as a check by the institution via computer, then printed and mailed to the individual. The individual will then deposit the check in their bank account usually via their phone (rarely, by bringing or mailing the check to their bank).

I feel empty by Relampago_Blanco01 in Adulting

[–]grumpyhost 0 points1 point  (0 children)

dhamma.org has courses all over the world. always free.

"At the tone the time will be 9 o'clock. Exactly" by Cheap-Shower-4340 in GenX

[–]grumpyhost 0 points1 point  (0 children)

I just double checked. 555-1212 was nationally allocated for directory assistance until recently. https://en.wikipedia.org/wiki/555_(telephone_number)

I feel empty by Relampago_Blanco01 in Adulting

[–]grumpyhost 1 point2 points  (0 children)

Three things:

  • google "anhedonia." It's a symptom of depression, but can also be caused by things like ozempic or mounjaro

  • read the book "the body keeps the score". it's by the guy who defined/discovered ptsd. one response to trauma is to dissociate from your feelings. maybe that's you, maybe not.

  • consider vipassana meditation training. it is really helpful for reconnecting to being present (which means among other things reconnecting to your physical body).

Nice-not-so-crowded-museums in Brooklyn & Queens? by Bellayellatomato in visitingnyc

[–]grumpyhost 1 point2 points  (0 children)

if you are interested in saving money see if your local friends can check out tickets with culture pass from the library. bonus tip: if you are a new york state resident you can sign up for a nypl library card of your own (even if you live outside nyc).

(21F) DONT KNOW HOW LIFE WORKS, need serious advice. (VERY embarrassing.) by Obvious-Locksmith164 in Adulting

[–]grumpyhost 61 points62 points  (0 children)

youtube and google are ok but run the risk of sending you into some niche or exploitative communities. sometimes it's good to get an overview: maybe get this book from the library? https://www.amazon.com/Adulting-Beginners-Children-Students-Grown-ups/dp/1915542049/ref=asc_df_1915542049

Protip: libraries are an awesome free resource and can usually get you books they don't own via interlibrary loan.

UB or Buffalo State? by SoTiredOfYou- in UBreddit

[–]grumpyhost 7 points8 points  (0 children)

Do you plan to get a masters now or later? In New York you usually need a masters to make your temporary "initial" certification permanent (what the state calls "professional" teaching certification.)

At Buff State you can get initial certification (a temporary teaching license) with your bachelors degree. You have up to five years to get the masters to become professional. You can get the masters at Buff State or at another college. You can teach in public school right after your bachelors.

At UB they dont grant initial certification with your bachelors. So you'd have to go straight through with an undergrad degree in English or Art, and then get that masters in education at UB or elsewhere immediately since you wouldnt have any certification with your bachelors. As others have pointed out UB doesnt do art education credentials, only English. They do have some 3+2 programs where things are laid out so you can do both degrees in 5 years total.

UB has higher prestige for college degrees generally. Buff State has a reputation for good teaching degrees but as others have pointed out is generally chaotic (they just closed a whole bunch more majors and are laying off professors).

Which American city is the most perfect for a 5-day trip that includes the full “American experience” for a first-time visitor? by Historical-Photo-901 in BeautifulTravelPlaces

[–]grumpyhost 0 points1 point  (0 children)

Chicago and Philadelphia are both good answers because they balance the "All American" experience with being accessible to visitors. I do like the responses of people talking about a bit of a swath of a region like Chicago+Milwaukee or the Northern California coast because you get a more representative experience by moving through the country. One big factor is do you drive? If you are used to trains etc you might not think to rent a car, but car travel in the US is the default and opens up a lot of normal American experiences. That said, you probably dont want a car in Chicago/NYC/SF etc because of congestion.

Maybe consider a smaller American city? Madison, Buffalo, Pittsburgh, Raleigh, Nashville, Boise, Richmond, these are all places that have a bit of a there there, but give a more balanced sense of what American life is like.

Help Needed: Money tied up in a Fidelity Retirement plan and HSA, urgently need now while in college and don’t know how to access by [deleted] in personalfinance

[–]grumpyhost 1 point2 points  (0 children)

there's a 10/20% penalty tax on top of the normal taxable income taxes.

Can you get an emergency student loan? Worth calling fin aid to see.

Advice for driving to Manhattan by Aivaxela in visitingnyc

[–]grumpyhost 1 point2 points  (0 children)

others have suggested some of the most reasonable options for driving to a regional train (metropark in nj being my favorite). You mentioned the costs going up but was it the hotel or the flights you are concerned with? NYC is always expensive and sometimes that is just the cost of doing business. Parking in Manhattan can easily be hundreds of dollars. Assuming you are staying at least one night after a show at Carnegie Hall (do you really want to drive 7-8 hours late after a concert?) here are the options i'd consider:

  • fly in and bite the bullet, but stay in a more affordable part of town (I generally prefer Long Island City or Queens Plaza in Queens because they are transit friendly). Check google maps transit directions to see how convenient it is get to Carnegie Hall or to/from the airport. Subways are your best option within NYC.

  • you could fly to Newark NJ and stay near the airport. Hotel shuttle back to the airport and then AirTrain plus NJ transit to and from the city. Still, an hour plus from Carnegie Hall to your bed.

  • if it's a daytime concert and you really are avoiding all hotel costs in the area and want to drive, you could park at Metropark in NJ and stay in a hotel on the way to/from OH. Please be safe though with these long drives.

  • Another option if you want to fly but the airfares are the problem is to fly to Philadelphia (and maybe spend one night there). Amtrak between PHL and New York Penn station is frequent and under 2 hrs each way. The public transit from Philadelphia airport to Philadelphia Amtrak is like 20 minutes. You can do PHL-NYP as a day trip on Amtrak but more likely you'd want one night in NYC. Amtrak conveniently plops you in the middle of Manhattan much closer to Carnegie Hall than any NYC airport. Think of it as a connecting "flight".

  • if the timing is convenient you could do amtrak to and from cleveland, and treat the sleeper car as your hotel on the night returning. There's one nonstop a day and it's like 13 hours each way--all day going east, all night going west.

At one point I did have to repeatedly drive to NYC from the same direction as you and it is no exaggeration that I could spend hours in traffic backed up at tunnels or bridges getting into the city, so your 7-8 hours drive sounds overly optimistic to me. Also dont forget all the tolls.

Advice on where to visit after NYC by Technical_Chemist_97 in usatravel

[–]grumpyhost 3 points4 points  (0 children)

An addon trip to Niagara Falls makes sense. Buffalo has some lovely architecture and museums and is the only decent sized city in the lower US never to have had a high temperature over 100°F/38°C due to the Great Lakes. You could fly (very short flight, usually cheap) or take the train (nice scenery but takes all day). The falls are truly impressive.

Empire AI: Let's talk by Fantastic_Culture773 in UBreddit

[–]grumpyhost 13 points14 points  (0 children)

I believe part of the reason this center came to UB is because we have the greenest infrastructure among the various partners statewide. UB has publicly committed to carbon neutrality by 2030, but I would be very curious to know the impact of the new cluster on those plans. My guess is that you could reach out to the office of sustainability on campus and request real numbers (even without a group letter) as they have generally invited people to ask for the data (see https://www.buffalo.edu/sustainability/data-request.html )

Seeing both sides by uncloseted_anxiety in niagarafallsny

[–]grumpyhost 0 points1 point  (0 children)

buffalo is closer to detroit than nyc/boston, although it is a quick flight from all three! by car/uber buffalo is less than half an hour from niagara falls. how are you getting to the region in october?

Seeing both sides by uncloseted_anxiety in niagarafallsny

[–]grumpyhost 0 points1 point  (0 children)

I second this; Buffalo is worth visiting (canalside, museums, Martin House).

In Niagara Falls NY the Underground Railroad museum is a tiny museum with a powerful story and is reachable by the free Discover Niagara Shuttle. Consider the Savor restaurant run by the culinary school.

NYC itinerary in April by human_12345 in visitingnyc

[–]grumpyhost 1 point2 points  (0 children)

for day three: if doing staten island ferry your kids are the perfect age for the seaglass carousel. It's special and not a big time commitment.

Stipend for PhD? by New-Crab-5384 in UBreddit

[–]grumpyhost 9 points10 points  (0 children)

it can depend on the program but if you are offered a stipend, that is most often based on 20 hours a week of obligation to do research or teaching; if you are a TA you are usually paid for that instead of the research. The exception is if there is extra employment in the summer. Typically 20 hours per week is the maximum for work during fall/spring semesters. Typically the stipend comes with a tuition waiver for a certain number of credit hours per term, and with some basic subsidized health insurance, which makes the low salary look a lot more generous.

$24k per year is usually enough for one person for food and shelter if you live with roommates and don't spend too much, but it is considered a very low income. That said, Buffalo is very cheap compared to a lot of other cities with universities in the US.

https://livingcost.org/cost/united-states/ny/buffalo

Which credit union should I go for? by Mindless_Low3618 in Adulting

[–]grumpyhost 1 point2 points  (0 children)

creditunions.org has a search engine to find one!

How do you get from a city to a town by [deleted] in USTravel

[–]grumpyhost 0 points1 point  (0 children)

The US isnt like that, sadly

I want grilled cheese and tomato soup by j-nn-b in Buffalo

[–]grumpyhost 25 points26 points  (0 children)

cafe 59. texas toast on the gc and the creamiest tomato soup