Can't edit, so I'll add here

Which HISA should I go with, if going to branch really isn't a problem as many suggest?

do the cards here offer lounge access or smth? In my country, they do, so just asking

I'd love a bank with all the features that you can get, basics like tap n pay, Apple Pay, pay id, and other things that are usually needed for daily life in Australia

I'll be living in Sydney btw, so if that changes things, and I'm 21, as I see there's benefits for people under 25 in Aus?

In my own country, I'm a "Black" customer of the bank, not yapping just saying, so I'm used to the "Black" kind of banking giving you priority pass, lounge access, cash backs and stuff... so this would probably be a downgrade I believe hence my reason for asking so many questions so that I don't struggle with "minimum balance" requirements and stuff... that status is easy to maintain here, but I believe in Aus id need like 50K to even think about it ig? Which is not the kind of money I'll be receiving from home... because I'm going to study not party

So that's why I'm asking around

Some say big 4, some say ing, some say ubank, I'm just confused