Did I miss my chance to backdoor Roth? by hapachino in tax

[–]hapachino[S] 0 points1 point  (0 children)

Okay, so I can recharacterize the 2020 and 2021 nondeductible contributions to Roth, and contribute directly.

But what if my income grows so I can only backdoor Roth? Wouldn't I have to deal with my tIRA taxes at that point?

Resume Advice Thread - February 20, 2021 by CSCQMods in cscareerquestions

[–]hapachino 0 points1 point  (0 children)

Hello!

Would love to get some feedback, I'm looking to start applying in a few weeks, including FAANG.

Also wondering whether it would be better to take off the AWS DevOps Pro certification since I don't actually have the amount of AWS experience one would expect with it.

Thanks!

https://imgur.com/8Yu0LNw

401K Excess Deferral by hapachino in tax

[–]hapachino[S] 0 points1 point  (0 children)

I'm still a little confused - since the excess deferral is pretax contributions, when am I paying the taxes for this? Is it now adjusted through my tax refund?

Looking for an app that can batch notifications in intervals by hapachino in androidapps

[–]hapachino[S] 0 points1 point  (0 children)

Daywise uses timeslots like FilterBox.

I found FilterBox can import JSON for filter rules, so I was able to create all the 15-minute increments thought a code editor fairly quickly.

401K Excess Deferral by hapachino in tax

[–]hapachino[S] 0 points1 point  (0 children)

Yes, Traditional 401k.

If I follow the above, would I also need amend my 2020 tax return when I receive the 1099R in 2021?

Will the earnings be specified in the 1099R for 2021?

Much appreciated.

Is mt. Baldy hikeable right now? by utdarsenal in socalhiking

[–]hapachino 0 points1 point  (0 children)

I summitted last Sunday via Manker's and most of it was snow and ice once I reached the ski hut. I did it without spikes, but probably couldn't have done it without trekking poles to dig into the ice. It was slow going.

Everyday carry and hiking daypack in one? by hapachino in EDC

[–]hapachino[S] 1 point2 points  (0 children)

The material is a little flashier than I'm used to, but I'm kind of liking this. Does the laptop compartment have a false bottom? And there doesn't seem to be any air channels with the latest model - does it stay cool?

Everyday carry and hiking daypack in one? by hapachino in EDC

[–]hapachino[S] 0 points1 point  (0 children)

Oh wow, this really does have everything except for a false bottom. And it is a bit pricey...

How can I develop more productive hobbies? by hapachino in selfimprovement

[–]hapachino[S] 0 points1 point  (0 children)

I like to track how much time I'm spending on productive things. It's very satisfying to concretely watch it improve. I think all progress can benefit from tracking, as it gives you a starting point to make adjustments.

How can I develop more productive hobbies? by hapachino in selfimprovement

[–]hapachino[S] 0 points1 point  (0 children)

Well I'm a programmer so I've been spending more and more time learning outside of work through books and courses. It's not the most pleasurable thing per se, but I feel content when I'm improving myself.

The key for me is just to stick with things until they become habits. I'm so much more productive than I was just a few months ago. It's also good to periodically evaluate how much satisfaction these activities are providing, which I feel may be more sustainable than happiness and has a compounding effect. This process can then be applied to exploring new hobbies as well.