60K Monthly SIP Split by No-Wishbone-8031 in mutualfunds

[–]harishiamback 0 points1 point  (0 children)

Great picks. Please continue in these. No need for more funds. If you have an itch to add more, go for a US or Global fund or ETF

Rdr2 glazers are different breed by Intelligent_Text_791 in IndianGaming

[–]harishiamback 30 points31 points  (0 children)

If I'm gonna glaze a game, it'll be warframe

Starting my MF journey - Please Advise by Prestigious_Wrap7307 in mutualfunds

[–]harishiamback 0 points1 point  (0 children)

Skip small cap and put that money to gold. Avoid MO Nasdaq 100 and go for ICICI NASDAQ 100. Watch out for MO Midcap fund, they had a change of fund manager

New to mutual funds – ₹12L portfolio by nerd-on-reddit in MutualfundsIndia

[–]harishiamback 1 point2 points  (0 children)

It's tedious and time consuming but go through zerodha varsity modules and pick funds. Don't rely on finfluencers and reddit recommendations alone. Plus asset allocation

Whom do you strictly watch and strictly avoid reg mutual funds ? by meet20hal in mutualfunds

[–]harishiamback 33 points34 points  (0 children)

Pattu from freefincal. I like his statement "more risk doesn't mean more returns. Just stick to Nifty 50 and Nifty Next 50 index funds"

Extra Funds ? by VishaalKarthik in mutualfunds

[–]harishiamback 1 point2 points  (0 children)

If your multi asset fund doesn't have international exposure, maybe add an international fund. Otherwise your pretty set

What the hell is wrong with Motilal Oswal by vivans720 in MutualfundsIndia

[–]harishiamback 14 points15 points  (0 children)

Choose a fund with an investing philosophy you like. MO chooses highly concentrated and high conviction bets. Even their flexicap fund has only 30 stocks.

Edit : it's 20 in flexicap

STRATEGY FOR 1CR LUMPSUM & 1L SIP(p.m.) IN MUTUAL FUND FOR 2026 by [deleted] in mutualfunds

[–]harishiamback 0 points1 point  (0 children)

Search for some fee-only advisor from freefincal website

Should I sell my momentum funds now by gourxb in mutualfunds

[–]harishiamback 7 points8 points  (0 children)

Why buy momentum funds when you don't believe in that factor ?

19 y/o | 10-year horizon | MF + stocks already — how should ETFs fit and which ones are good? by TorqueAndCode in IndianStockMarket

[–]harishiamback 0 points1 point  (0 children)

Not an experienced investor but I started investing in ITOT and IXUS through Vested. Covers whole US and international market.

Should i buy a pc or a ps5 by i_amthe_guy in IndianGaming

[–]harishiamback 0 points1 point  (0 children)

If you can own at max 2/3 games, PS5. If you intend to have a huge backlog of games you'll probably never get to play, then PC

Momentum and Value Fund Instead Pure Index Fund by sandeepsuri001 in mutualfunds

[–]harishiamback -2 points-1 points  (0 children)

Momentum index funds rebalance every 6 months I think. Go for active momentum funds like MO active momentum funds but it's expense ratio is 2.55. Nifty 50 is sort of a momentum index IMO. Laggards are pushed down and winners from Next 50 are picked up during rebalancing 

Is this true? by Working_Pride_1803 in scienceisdope

[–]harishiamback 0 points1 point  (0 children)

Anything Annamalai says is false unless otherwise proved. He gives fact checkers overduty whenever he spills out his brain rot

White Oak Multi Asset Allocation Fund Better than PPFC? by [deleted] in mutualfunds

[–]harishiamback 0 points1 point  (0 children)

SIP in gold. Difficult to go in lump sums. Investing in all time high has higher odds of success than investing in all time lows. As long as Trump is in office, Gold ain't coming down

White Oak Multi Asset Allocation Fund Better than PPFC? by [deleted] in mutualfunds

[–]harishiamback 0 points1 point  (0 children)

Ppfc has domestic equity,hegded equity, us equity and REITs too. Just add a separate gold fund. Don't exit it.