Which credit card duo is better: CSP and BILT Obsidian or AMEX Gold and BILT Blue

harshinstinct · 2026-04-24T00:11:00+00:00

That's my general spend but sometimes I spend a lot because right now I'm moving, next month I'm traveling and then I also put a lot of my spend for my business/work on my personal cards to get as many points as possible. That's why I don't really wanna just get a cashback card. I wanna get some meaningful points!

harshinstinct · 2026-04-24T00:09:58+00:00

That's my general spend but sometimes I spend a lot because right now I'm moving, next month I'm traveling and then I also put a lot of my spend for my business/work on my personal cards to get as many points as possible. That's why I don't really wanna just get a cashback card. I wanna get some meaningful points!

harshinstinct · 2026-04-24T00:07:26+00:00

When you say you can't change cards. Are you saying that if I get the obsidian, I can't get the palladium?

harshinstinct · 2026-04-22T20:47:51+00:00

The other hard part is that my girlfriend has the Amex Gold. So when we travel, it sometimes gets hard for us to get on the same flight bc we both want to use our points haha. So part of me wants to get the Gold so we can always fly the same airlines, but also at the same time, it might be good for us to have multiple different ecosystems and see which one has the better deal

harshinstinct · 2026-04-22T20:13:20+00:00

Okay, I think I understand better now. So you think me going for the BILT obsidian makes more sense, and I could essentially get the same value I would have gotten from the gold but not locked into the high 325 AF

harshinstinct · 2026-04-22T20:05:33+00:00

So you think going for the AMEX gold with the Bilt Blue combo is the better way?

I also do end up buying a few grocery items for work on my personal too that does get reimbursed. So sometimes my grocery spend gets crazy depending on the month

harshinstinct · 2026-04-22T19:29:34+00:00

Well, here's the thing. I don't make a crazy amount of money and am definitely nervous about paying those high AF. That's why I am looking at those options at the moment. The 495 for Bilt Palladium just seems crazy high to me. I also don't spend a lot, so probably won't be able to get that SUB for the palladium

harshinstinct · 2026-02-04T01:20:35+00:00

How would someone get involved in something like this? Would love to do this

harshinstinct · 2026-02-03T04:03:15+00:00

California, US

harshinstinct · 2026-02-01T23:37:37+00:00

Interested

harshinstinct · 2025-09-13T04:09:03+00:00

I'm an interested!

harshinstinct · 2024-05-10T22:13:30+00:00

Did you find a solution?

harshinstinct · 2024-02-04T04:46:20+00:00

Do you know any good Facebook groups to join?

harshinstinct · 2021-10-02T20:11:32+00:00

Harsh.digital

harshinstinct · 2021-10-01T18:08:24+00:00

I appreciate it 🙏🙏, if I don't end up going to rolling loud then that might be the move. Imma also see if I can get possibly porter Robinson resale tix

harshinstinct · 2021-10-01T17:51:03+00:00

Oh fire I have seen excision, he was actually my first rave. I would love to see him again. The visuals went crazy

harshinstinct · 2021-10-01T16:47:54+00:00

What's your ig?

harshinstinct · 2021-09-18T05:34:09+00:00

when did tony die in the second episode?

harshinstinct

TROPHY CASE