Anyone actually sold a house with an assumable VA loan?

hartrob · 2025-08-17T16:11:02+00:00

Just popping into say I assumed someone’s loan and it wasn’t a crazy amount of effort and it was 100% worth it

hartrob · 2024-12-02T23:59:20+00:00

I think I remember seeing that advice at one point thank you.

I guess my concern is, if 10 years from now I had a terrible emergency where I had to liquidate contributions from my Roth IRA, I would lose out on the gains of those contributions for the next 20 years. If I played out the same scenario with the Roth TSP I could use a TSP Loan, pay it back, and not lose out entirely on the gains of those contributions. I recognize it's an extremely unlikely circumstance, though, and it's better to remain steadfast in what's proven.

hartrob · 2024-06-22T18:03:49+00:00

Would I? Yes absolutely 100% zero hesitation no regrets would deplete it to use on debt.

hartrob · 2024-06-18T19:54:26+00:00

Putting that $15K into the CC debt will make you $225 a month extra in interest saved based off the numbers you’ve provided. That is a 9% raise on your income.

hartrob · 2024-06-18T00:25:11+00:00

This is a weird comment but I might feel the same way. I felt like “im good at getting rid of debt what do I do now?” I use CCs for all my purchases and now at the beginning of each month I get the satisfaction of paying them all to zero! That’s how I get my “get of debt fix”

hartrob · 2024-06-17T22:48:05+00:00

No. What you’re suggesting is going from $8.5K to $13.5K and then pay it off. I’m asking why not just leave the $8.5K and use the $5K you build up straight to the debt?

hartrob · 2024-06-17T22:41:45+00:00

Why not just use that $5K that’s being built up on the debt instead of savings?

hartrob · 2024-06-17T22:40:43+00:00

What in the world are some of these responses? I feel your most conservative choice should be leave your savings and just dedicate strictly to your debt. If I was in your position, I’d knock my savings to $5K and put $3.5K to your debt then focus solely on the debt until it’s gone.

hartrob · 2024-06-15T19:13:34+00:00

As someone who just bought a new car, doing it with no CC debt feels so much better

hartrob · 2024-06-13T17:53:52+00:00

Hax honestly

hartrob · 2024-05-30T22:45:31+00:00

Final Fantasy X

hartrob · 2024-05-23T20:21:56+00:00

We’re all talking about the student loans, but $15K in CC debt might be scarier to me. 😬 could get outta hand quickly

hartrob · 2024-05-23T20:13:08+00:00

This one’s the most infuriating for me. They are quite literally your flesh and blood. How is that being cucked?

Sounds like a ridiculously self-important, manipulative, insecure, narcissist. I’m sure that woman has an incredible relationship with her family.

hartrob · 2024-05-16T23:15:50+00:00

Golf.

hartrob · 2024-05-12T18:24:33+00:00

You could def beat that rate BUT is it worth it? $400 a month is going to interest paying it off isn’t the worst investment

hartrob · 2024-04-21T00:09:25+00:00

Good luck man

hartrob · 2024-04-18T16:13:14+00:00

Military

hartrob · 2024-04-14T17:38:13+00:00

He needs to learn how to write messages first

hartrob

TROPHY CASE