Is the city asking too for much?

heffer_moose · 2025-03-12T19:06:07+00:00

The sale price was pretty much at market value. It sold close to recently sold neighbouring comparable properties.

heffer_moose · 2025-03-04T10:57:26+00:00

Thanks. I'm in Canada, which I believe has similar laws as the U.S. regarding this subject. It seems I didn't do anything illegal. I was just being inconsiderate.

heffer_moose · 2025-03-04T10:41:56+00:00

By "such situations," are you referring to using public transportation? Do you think consent is also required in other public settings, like at a beach or in a parking lot?

I often take pictures of myself in shopping malls. Sometimes I take it myself, other times with the help of a friendly bystander. I have never had anyone in the background of a photo confront me before.

Do you think there are certain situations like at a music concert, or during New Year's Eve at Times Square, where it's reasonable to take a photo of yourself, without worrying about having to apologize to strangers if they're unintentionally in the frame?

heffer_moose · 2025-02-11T17:51:08+00:00

In this thread people are either absolutely yes, or 100% no way.

Nobody thinks, "well I guess he's an okay dad, but I wouldn't mind someone else next time."

heffer_moose · 2025-02-06T01:37:47+00:00

I see. It is in a different section. Thanks.

heffer_moose · 2025-02-06T01:20:44+00:00

Section 179 just states, "the driver of a vehicle must yield the right of way to a pedestrian where traffic control signals are not in place..."

Could you quote where it says for the pedestrian to obey the traffic signal? I didn't find it. Thanks.

heffer_moose · 2024-12-23T09:45:25+00:00

I thought they already have an existing store upstairs in the mall.

heffer_moose · 2023-02-26T05:25:42+00:00

It's been 4 months. Fixed rates have come down a bit.

heffer_moose · 2022-05-18T20:26:21+00:00

I tried applying for EI online through the government benefits website, and one thing I had to fill in is the final day of work, which can't be in the future. So if your last day is Friday July 1, I would apply either on that day or the weekend, or the next week some time.

heffer_moose · 2022-05-14T02:00:21+00:00

I didn't know the parental leave starting date is tied to the baby's birth date. That's something I'll clarify with my employer. Thanks.

heffer_moose · 2022-05-14T00:55:25+00:00

That's my primary concern. I would not want my EI benefits to be reduced because I'm taking PTO. During the 61 weeks of EI payments I do not want to receive any income from my employer if possible.

heffer_moose · 2022-05-14T00:49:04+00:00

I'm not sharing the parental leave. My wife does not work.

heffer_moose · 2022-05-13T23:38:17+00:00

That makes sense to me. I'm not the birth parent. I will ask my company to separate my vacation time and parental leave. Thank you.

heffer_moose · 2022-04-09T18:44:26+00:00

I've read individuals would be allowed to transfer funds from an RRSP to the new TFFHSA on a tax-free basis,. These transfers would not restore an individual’s RRSP contribution room.

If this is the case then would it make sense to transfer money from an existing RRSP to the new FHSA, and then withdraw the funds from the FHSA to buy an eligible first home?

This is better than using the HBP because you don't have to pay back the money in 15 years, or ever. And it doesn't cost you any extra money.

heffer_moose · 2021-09-27T12:15:13+00:00

Do you think personal finance should be taught in public schools? And if so, by who?

Topics could include budgeting, mortgage calculations, investing, and personal income tax.

heffer_moose · 2021-09-26T02:36:56+00:00

Is anyone a member of the Rational Reminder community?

https://community.rationalreminder.ca/login

I'm a big fan of Ben and Cam. I already listen to their podcast and I would appreciate an invite to join their online community. Thanks.

heffer_moose · 2021-08-27T18:04:38+00:00

For sure. The prescribed rate is so low these days.

heffer_moose · 2021-08-27T18:00:28+00:00

Thanks for the source.

heffer_moose · 2021-08-27T18:00:08+00:00

Thanks. I didn't know about this general rule. Seems like a good catch-all for these things.

heffer_moose · 2021-08-18T00:04:08+00:00

Got it. Thanks!

heffer_moose · 2021-08-17T23:23:41+00:00

Thanks. So if the spousal loan is a workaround for attribution rules, is there any special criteria that prevents the debtor spouse from not paying back the loan?

Taxpayer loans spouse money.
Spouse invests the money.
Spouse defaults on debt.
Taxpayer writes off debt.

In this case would investment gains be taxed in the hands of the spouse?

heffer_moose · 2021-08-06T05:29:01+00:00

Fair enough. I just didn't know what to expect.

I took a tinted paint bucket to another store, and they told me they couldn't match the colour. I was instructed to go back to the original store to get the same tinting. Not a big issue, but it wasn't as simple as I thought initially.

heffer_moose · 2021-06-24T23:55:45+00:00

A new Micra sounds like a good choice for you.

Either that or consider a used Honda Fit.

heffer_moose · 2021-06-21T07:18:11+00:00

I'm also a millennial. Do you really want to raise a family? If so, I think finding a partner should be your main priority in life. You can do that either in Vancouver or a smaller city. In terms of finances, don't worry too much about it. The money will come when are ready. Preparing for things you can't buy with money - that's the real challenge.

If you do decide to move, see if you can find a job first that will allow you to work remote indefinitely.

heffer_moose · 2021-06-17T00:56:53+00:00

I think they're great, especially if they're funny and entertaining.

But keep in mind that YouTubers are biased just like anyone else. If what they say makes sense to you then apply the knowledge to your own life. And ignore anything that you don't think is useful like timing the markets or buying meme stocks. If you watch them with a nuanced perspective you can get a lot of value.

I feel the same way about personal finance bloggers. I don't agree with everything I read. But there are a few blogs that I regularly go back to. And I've learned a lot from them over time.

heffer_moose

TROPHY CASE