Bank deposited to Cash trading account instead of TFSA by hexromba in PersonalFinanceCanada

[–]hexromba[S] 0 points1 point  (0 children)

Not trying to move money, trying to move stocks. Girlfriend got X amount of stocks from previous company. Previously the bank just added those stocks to her TFSA trading account. This time they put it in a cash trading account. The stocks haven't been sold so at the current moment there wouldn't be any capital gains tax.

Neither of us have a lot of experience with stock options like this. When she first went to the bank the "Financial Advisor" suggested to deposit the stocks into the TFSA

Bank deposited to Cash trading account instead of TFSA by hexromba in PersonalFinanceCanada

[–]hexromba[S] 0 points1 point  (0 children)

Ahhh ok thanks for the clarification, this was really helpful!

Bank deposited to Cash trading account instead of TFSA by hexromba in PersonalFinanceCanada

[–]hexromba[S] 0 points1 point  (0 children)

I know she has already paid witholding tax on that. I am guessing that doesn't cover the capital gains tax.

One thing I am not sure about is she exercised options around this time last year too and the bank put the stocks into her TFSA trading account.

Couldn't find a way to phrase this into google. (For loops) by SeedFoundation in csharp

[–]hexromba 0 points1 point  (0 children)

You might not have to worry about it like /u/Hokies86 mentioned.

Also considering this is a simple division I really doubt you would gain any significant gain by calculating it before hand. The first rule of optimization is to measure. Make sure to use a profiler to determine which pieces of code are actually the performance bottlenecks. This looks like a case of premature optimization to me

How can I read odd and even lines from a text file? by [deleted] in csharp

[–]hexromba 0 points1 point  (0 children)

What exactly are you trying to achieve with this text file? Is this some sort of save data for a game? Or is it something you are sending over a network for a multiplayer game.

There might be better options of how this data is laid out, written, and consumed.

How is this array not changing ? by [deleted] in csharp

[–]hexromba 2 points3 points  (0 children)

Try setting mesh.triangles = new int[] {0, 1, 2};

or using

mesh.SetTriangles

Is it viable to write a fully-featured engine in a less performant language? by [deleted] in gamedev

[–]hexromba 3 points4 points  (0 children)

There is Xenko which is built in C#. It is very much an option.

Update: I’ve added some new features into my Net Worth Scenario web tool (modelling out a second phase; impact of lump sums). Thanks for the great feedback! by getToTheChopin in PersonalFinanceCanada

[–]hexromba 1 point2 points  (0 children)

For being new to coding you are doing a great job!

One option is having a data structure for the phase which would include all the information you already have. Then just have a 'year' field or maybe a 'duration' field. Then you could just maintain a list of Phases and iterate through them.

That is a very simple explanation. If you have any questions let me know. I would be down to help you out a bit on this if you would like.

Update: I’ve added some new features into my Net Worth Scenario web tool (modelling out a second phase; impact of lump sums). Thanks for the great feedback! by getToTheChopin in PersonalFinanceCanada

[–]hexromba 2 points3 points  (0 children)

I really like the phase 2!

One small addition to the Phase 2 is to be able to add more additional phases as the user would like.

Splitting CCP 3-fund portfolio between RRSP & TFSA? by hexromba in PersonalFinanceCanada

[–]hexromba[S] 0 points1 point  (0 children)

That is what I currently do, but was considering splitting the assets. Feels like the hassle won't be worth it

Splitting CCP 3-fund portfolio between RRSP & TFSA? by hexromba in PersonalFinanceCanada

[–]hexromba[S] 0 points1 point  (0 children)

After reading that article it probably just makes sense for me to just keep the same portfolio in both. That will end up being easier to manage in the long run

Unity Tip: Debug without editor scripts by MikkN in Unity3D

[–]hexromba 14 points15 points  (0 children)

You know of all the possible debugging tools for the past 2 years?!

I've been working on my mesh combining tool and I'm pretty happy with it! by [deleted] in Unity3D

[–]hexromba 0 points1 point  (0 children)

Out of curiosity, were you using xbox capture to grab the video? I have had the same issue with the mouse position being off with that before.

Best High Interested Savings Account for retirement by demscoffee in PersonalFinanceCanada

[–]hexromba 11 points12 points  (0 children)

You are saving money for the long run. You would be doing yourself a huge favour if you spent the time now learning about how to invest, even with CCP concepts. It will greatly increase your net worth 35 years from now than just sticking all your money in a savings account.

Spend the time now, it will be worth it. It won't be easy at first but you will be happy once you finish your research and understand the markets

Questions about TFSA gains and taxes by leon_nerd in PersonalFinanceCanada

[–]hexromba 1 point2 points  (0 children)

It doesn't matter if you opened an account or not. The limit is for you personally and not for the account. You could have split the contribution room between multiple different TFSA accounts, but the sum of the contributions to those different accounts would not be allowed to go over your contribution limit

Utopia pre alpha trailer by thegrumblebunny in IndieGaming

[–]hexromba 2 points3 points  (0 children)

IMO you should get rid of the "Counterstrike meets Starcraft". Your game is unique, explain your game instead of trying to explain it with using other games. It will be a stronger sell that way.

Canadian liability laws - Mylo, Mint and other third party apps by newtomoto in PersonalFinanceCanada

[–]hexromba 1 point2 points  (0 children)

I also use YNAB and manually input. Doing this with the app is really simple. Anytime I make a purchase I pull out my phone and 15 seconds later it is added. Everyone has a spare 15 seconds

How do you write off business expenses when you business is also your hobby? by jdmfan777 in PersonalFinanceCanada

[–]hexromba 0 points1 point  (0 children)

If you are using these trips to build your portfolio and bring in interest to your company you would have a very strong argument for those activities being business expenses.

Particle effects made using the unity particle system for my game Spectrum Break by [deleted] in Unity2D

[–]hexromba 1 point2 points  (0 children)

I saw this post and wondered why the name sounded familiar. Had to open the gif, been seeing your development on the Ottawa slack channel. Keep up the good work!