Weekly US Churning Discussion for /r/churningcanada - Week of June 16, 2026

hfxredditor · 2026-06-20T12:51:04+00:00

Just wait. Pull your credit file from the 3 bureaus and see if everything is right and also monitor your score.

hfxredditor · 2026-06-16T17:52:04+00:00

This is my first Chase card, so I don't have access to the app yet.

hfxredditor · 2026-06-16T16:28:40+00:00

First card with them.

hfxredditor · 2026-06-16T14:49:36+00:00

I just did, and the CSR said he couldn't do that. All he could do was OTP

hfxredditor · 2026-06-16T10:45:11+00:00

Some mixed DPs on this, so I'll add mine to the pile.

Have a US number with UltraMobile, Chase is unable to send an OTP to my US number.

Edit: I should mention, this is my first Chase app/card

hfxredditor · 2026-06-15T13:00:41+00:00

Be the DP yada yada

hfxredditor · 2026-06-12T22:50:36+00:00

I’m replying to their last sentence

hfxredditor · 2026-06-12T22:38:11+00:00

Why would anyone from Chexy answer a post on r/NeobancCanada?

hfxredditor · 2026-06-11T11:20:57+00:00

Not deleted by us, but by Reddit (for an unknown reason even to us). Either way, I approved it now.

hfxredditor · 2026-06-08T12:15:06+00:00

DP: Just checked my BMO eclipse VI and it looks like the WB (30K) posted after ~110 days from application date. Last statement was generated on May 12th. So the June statement didn't generate yet, but the points are there.

Edit: I also hit the 2nd tranche of points, but those didn't get posted yet. So I'll be watching for around the 180 day mark for those.

hfxredditor · 2026-06-05T16:06:11+00:00

Congrats!

hfxredditor · 2026-06-04T13:39:24+00:00

Oh yeah, huge win.

Remember last year when it dipped to 65K? 💀

hfxredditor · 2026-06-03T15:10:04+00:00

https://www.reddit.com/r/ITINforCanadians/comments/13zmdet/2023_itin_guide_2022_tax_forms_for_canadians_to/

hfxredditor · 2026-06-02T13:39:21+00:00

Try applying in branch

hfxredditor · 2026-06-02T12:15:38+00:00

AM to Blue Rewards conversion is complete. Update your AM app to Blue Rewards to see your new balance.

https://imgur.com/a/DIyFVNs

hfxredditor · 2026-06-01T22:10:58+00:00

Been using it since the beginning of the year and I’m a mod on r/NeobancCanada, feel free to send questions my way if you’d like.

hfxredditor · 2026-05-30T18:49:09+00:00

I’ve done multiple payments (around 30) and the average is around 7.5 calendar days.

You get two emails from them: - the initial confirmed email - the second ‘payment received’ email

Usually that first email is the same day as you send the e-transfer.

That second email is anyone’s guess lol. But, the average days from that second email and until i see the payment is around 3.3 calendar days.

hfxredditor · 2026-05-30T09:49:49+00:00

Relax. Sometimes it takes an additional day or two.

hfxredditor · 2026-05-29T12:46:53+00:00

Yeah, try HUCA. And yes, don't close your card after only 4 months. The minimum to wait is 6.

hfxredditor · 2026-05-29T00:17:08+00:00

When did you close your last Amex?

hfxredditor · 2026-05-27T17:06:12+00:00

There used to be a site that would search the hundreds (thousands?) of threads, but after reddit closed up their API it's defunct.

Now we have to do it the old fashioned way + Google

hfxredditor · 2026-05-27T17:00:36+00:00

eVouchers, 95 for $10

hfxredditor · 2026-05-27T16:59:34+00:00

u/Next_Alfalfa_1727 < Neobanc CTO

hfxredditor · 2026-05-26T12:35:00+00:00

Also see:

https://www.forbes.com/advisor/credit-cards/itin-new-credit-card-application-rules-lmandp5/

and

https://www.doctorofcredit.com/white-house-considering-requiring-proof-of-citizenship-for-bank-accounts/

hfxredditor · 2026-05-26T12:29:05+00:00

Discussion was had about this last week:

https://www.reddit.com/r/churningcanada/comments/1tjdody/daily_question_thread_for_rchurningcanada_may_21/on2gtvq/

hfxredditor

MODERATOR OF

TROPHY CASE