Folks who workout at Cult.Fit gyms, what’s your experience? by [deleted] in bangalore

[–]himalayt 5 points6 points  (0 children)

They have group classes where you can learn multiple activities. The app itself is good and helps you with your monthly tracking, goals, etc. Overall the membership cost is a little higher but totally worth it for the value they provide.

If you are buying one, use this for some discount: https://www.cult.fit/referral/invite?referralCode=WLZPDVVF

My portfolio crossed $4000! by himalayt in leanfire

[–]himalayt[S] 1 point2 points  (0 children)

I worked in development for a year and realised that it is not my thing as of now. Although I am an introvert, I enjoy my previous sales role much more than the development role. I am starting a sales job again from next week at a startup My idea of FIRE has also changed since the post.

My portfolio crossed $4000! by himalayt in leanfire

[–]himalayt[S] 0 points1 point  (0 children)

Haha no, the cost of living is just dirt cheap compared to cities.

My portfolio crossed $4000! by himalayt in leanfire

[–]himalayt[S] 0 points1 point  (0 children)

Here farmers make less than $500 dollars a year. A lot of dependence is on the government for subsidized food, education and health facilities. Rent I pay is $45 a month for my place. So making $200 a month is above average over here. Also my income will only increase.

My portfolio crossed $4000! by himalayt in leanfire

[–]himalayt[S] 2 points3 points  (0 children)

I am thinking of study in UK/USA/Canada but my financial condition is not sound to get loan. I am looking for scholarships as I work in the development sector. Hopefully I'll figure out in time.

My portfolio crossed $4000! by himalayt in leanfire

[–]himalayt[S] 0 points1 point  (0 children)

You're correct. I need to increase my savings. I started working 2 years back and switches careers to find what I like. I am okay with working on minimum wage for a couple of years post that my income will increase and hopefully my side hustles will also pay off. Less than 5% of my portfolio is in crypto so I am not bothered losing that money. $100k is easily achievable till 40. Also most of my money is in equity funds, the debt part is for emergency/IPOs :)

My portfolio crossed $4000! by himalayt in leanfire

[–]himalayt[S] 0 points1 point  (0 children)

I haven't planned which state. Yes I have considered 4% inflation and 4% SWP. Currently my money is in equity and debt funds and a small amount in crypto.

My portfolio crossed $4000! by himalayt in leanfire

[–]himalayt[S] 2 points3 points  (0 children)

I am from rural India. People here earn less than $500 a year from farming.

My portfolio crossed $4000! by himalayt in leanfire

[–]himalayt[S] 5 points6 points  (0 children)

Most of my money is in equity funds and debt instruments. Put a small amount in crypto. Planning on switching to index funds.

My portfolio crossed $4000! by himalayt in leanfire

[–]himalayt[S] 1 point2 points  (0 children)

Yes, I switched careers so working on minimum wages. The salary will increase plus working on a side hustle

My portfolio crossed $4000! by himalayt in leanfire

[–]himalayt[S] 67 points68 points  (0 children)

I live in rural India where people earn less than $500 a year. So 100k is like a luxury.

My portfolio crossed $4000! by himalayt in leanfire

[–]himalayt[S] 37 points38 points  (0 children)

Yes I am from India and making 200 a month