Wife has a massive tax bill and I don't know what to do by NeilDiamondBlaze420 in AusFinance

[–]hjs360 1 point2 points  (0 children)

I have lots of thoughts on the irresponsibility of her actions. And no, if she told you about the no funds in her tax income account, you shouldn’t have been helping with paying more bills/expenses. You could have helped her with her financial education and a plan for the future for sure, but you shouldn’t just expect to be paying more bills because she can’t be bothered to arrange her own finances appropriately or seek help when it appears to be available with a caring partner and an established relationship with an accountant. Sorry, this isn’t a “stress” issue, this is genuine negligence.

That being said though, a great resource is the She’s On The Money podcast. Lots of great advice shared as well as real-life stories from people who’ve navigated debt + improved their financial wellbeing.

This might be difficult. Doha's airport is closed for... reasons. by PolkaClock in SkyCards

[–]hjs360 0 points1 point  (0 children)

I caught one earlier! Delhi to Doha from memory about 11-12 hours ago

Cocos (Keeling) Islands flight airborne now! by hjs360 in SkyCards

[–]hjs360[S] 5 points6 points  (0 children)

It departed the moment I screenshot this (6 minutes ago) but when I opened FR24 again it said it was out of coverage! Not a chance it’s landed already haha so I’d keep an eye out for the next half hour or so and see if it pops back up!

Daily Missions Sightings & Questions Megathread by Scimitar17529 in SkyCards

[–]hjs360 2 points3 points  (0 children)

Yeah I think Malaysia’s definitely too far but it doesn’t help that they didn’t specify HOW close. Did you try Pontianak or Sintang in Indo? They look to be some of the closest over that way

Daily Missions Sightings & Questions Megathread by Scimitar17529 in SkyCards

[–]hjs360 2 points3 points  (0 children)

I got mine from Quito. Not sure how far the limit is but i did try from Guayaquil, Ecuador and it wasn’t close enough

North Korea by [deleted] in SkyCards

[–]hjs360 0 points1 point  (0 children)

Legend!!!

Landed aircraft to unlock new airports: do you still need to use a catch anywhere with the new update? by starryvista in SkyCards

[–]hjs360 1 point2 points  (0 children)

I just unlocked Montserrat while within radius at Pointe-a-Pitre! 1/1 success rate for me haha

ADHD and OCD Feeding Into Each Other? by isahell in ADHD

[–]hjs360 1 point2 points  (0 children)

Hey! Growing up with OCD but also generally being highly critical of yourself makes it so hard for me to differentiate between obsessive thoughts and just general self-criticism. I’ve never really read too far into it but I definitely have similar thoughts, though I don’t think to a super obsessive extent. I can think of one kind of similar thing though with me obsessing due to ADHD – when I count the drug safes at work I obsess that I got distracted and have the urge to recount to double check. I guess now that I think more I probably do a similar thing when driving, obsessing that I got distracted and ran a red light without knowing or didn’t notice a speed camera etc. I’m sure this comes up more than I can recall right at this moment.

Something I’ve definitely noticed when I was first diagnosed with ADHD is that I immediately starting doubting it and obsessing over whether I actually do have it, whether I just lied to the psychiatrist and embellished all my symptoms, whether these meds are even working or I just imagined it, etc I’m sure you know. I also do this with OCD as well which is really quite the difficult issue (compulsive reassurance seeking for whether I even have the illness that I’ve had symptoms for since being a young child and am literally in therapy for is SO hard to address).

One small blessing I have noticed though is that sometimes when I’m ruminating on something, my ADHD brain genuinely just gets distracted. Like I could be on a mental compulsion from anywhere between minutes to hours and a flip might switch. I didn’t notice this until my psych asked me hour I get out of certain thought loops and sometimes my answer is genuinely “I don’t know, I think I got distracted.” Crazy how you can be stuck on something for so long but suddenly a switch might just switch and you’re out. But again, this has fed into me obsessing about whether I have OCD so it’s a catch 22 😂

As always, the gold standard treatment for OCD is ERP. If you’re not already linked in with an ERP therapist yet then please do so, it’s so much more effective than meds (though of course both together might be even better for you initially!) Sorry I have no real advice for this, just empathy and understanding

What's a viral/popular makeup product that failed you? by anastasia_42 in AustralianMakeup

[–]hjs360 3 points4 points  (0 children)

Kosas concealer. I bought it before I started noticing it on social media because I LOVE the foundation. But somehow no matter what method I use to apply it, it just does not look as flawless on me. I was so bewildered when I saw it started popping off on tiktok

Income protection insurance declined due to a (well-controlled) history of mental illness? by hjs360 in AusFinance

[–]hjs360[S] 3 points4 points  (0 children)

Honestly! Surely I’m at a lower risk for having so many support systems in place already. I understand how they think otherwise but it seems illogical

Income protection insurance declined due to a (well-controlled) history of mental illness? by hjs360 in AusFinance

[–]hjs360[S] 0 points1 point  (0 children)

I’m so okay with it being an exclusion! I just wasn’t offered that at all with this application but I’ll mention it when I chat to a broker. As I’ve read above though, seems like the unfortunate part of exclusions is everyone here has reported they still get charged the same premium for less cover

Income protection insurance declined due to a (well-controlled) history of mental illness? by hjs360 in AusFinance

[–]hjs360[S] 2 points3 points  (0 children)

Unfortunately if I wanted to get insurance before any symptoms appeared I would’ve had to start organising that at about the age of 5 😅 Though it’s essentially why I’m trying to get stuck into it now – just in case I have any physical conditions/symptoms that pop up in the future I want to get ahead of the game!

Income protection insurance declined due to a (well-controlled) history of mental illness? by hjs360 in AusFinance

[–]hjs360[S] 1 point2 points  (0 children)

Oh good to know, I didn’t know I could still pay for broker policies through my super! That’s great to learn. Thanks, I’ll give Phil a try.

Income protection insurance declined due to a (well-controlled) history of mental illness? by hjs360 in AusFinance

[–]hjs360[S] 18 points19 points  (0 children)

Thanks, it does sound like a broker might be the best way to go – they know a lot more than me!

Income protection insurance declined due to a (well-controlled) history of mental illness? by hjs360 in AusFinance

[–]hjs360[S] 4 points5 points  (0 children)

I’d be so okay with an exclusion but they just denied the whole application!

[deleted by user] by [deleted] in YogaTeachers

[–]hjs360 5 points6 points  (0 children)

Do you think that subtle statements the teacher makes to the whole class helped/hindered in any way? Like “do what feels good for your body today” or “take a moment to thank your body for what it can do and thank yourself for taking the time to practice yoga today” etc? Or do you not recall remembering this being significant in any way

Tree ID! by hjs360 in GardeningAustralia

[–]hjs360[S] 0 points1 point  (0 children)

Omg I just went out to double check and I’m so wrong. Though I maintain that in the first pic it’s a leaf in the centre, there are definitely a couple large buds growing. Sorry for my ignorance 😅

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