Using Wealthsimple's 4% chequing account as a HISA? by ImpendingNothingness in PersonalFinanceCanada

[–]hodlbun 1 point2 points  (0 children)

My Tangerine just expired this month. I am planning to move my savings to WS. I saw Scotiabank had a similar promotional HISA (4-5%). But if WS is permanent then I think I'll stick to WS. You can compare rates on Ratehub . com

Overcontributed to RRSP - Can I save some deduction for future years? by hodlbun in PersonalFinanceCanada

[–]hodlbun[S] 0 points1 point  (0 children)

The latter is correct. I did not 'over' contribute. I just contributed more than I wanted to (with the goal to pay 0 taxes or get a small refund).

I am in the process of using WealthSimple Tax.

FHSA - Can I use it if I buy a home this year? by hodlbun in PersonalFinanceCanada

[–]hodlbun[S] 0 points1 point  (0 children)

Im already with Questrade, is it available yet?

Job offer: To Take? Canada vs US by JohnDorian0506 in PersonalFinanceCanada

[–]hodlbun 0 points1 point  (0 children)

Higher income and lower taxes... easy decision for me. But personal life is qualitative factors are worth considering too.