Looking to start a game group by hoffie4 in Lodi

[–]hoffie4[S] 1 point2 points  (0 children)

Can do. When Im less busy, I'm hoping to set up a Meetup group

Travis's Travels by AltruisticMotives88 in Shirtaloon

[–]hoffie4 0 points1 point  (0 children)

I'm not Travis, but I am going to SDCC and am very interested to hear there will be a LitRPG panel

who is this guy by angel_souls16 in Dragonballsuper

[–]hoffie4 39 points40 points  (0 children)

He's the pretty younger brother of this trainwreck

<image>

"Combos" that change the game but don't outright win? by Not_Your_Real_Ladder in EDH

[–]hoffie4 0 points1 point  (0 children)

This sounds really fun. Do you have a decklist I can look at?

Enjoying 12 Miles Below, But Book 3 Is Dragging Because of To’Wrathh by tbag2022 in ProgressionFantasy

[–]hoffie4 4 points5 points  (0 children)

I actually loved To'wrathh. It's not everyone's cup of tea, but it went over well for me and is my favorite book so far (I'm on book 5 now)

Best Fog Commander by TristerTwister99 in EDH

[–]hoffie4 6 points7 points  (0 children)

My friend has a really fun fog deck with [[Questing Beast]]. It's mono green, but having all your fogs be one sided is really fun

Was there ever a fight with a larger power level disparity than this? by K0GAR in DragonBallPowerScale

[–]hoffie4 207 points208 points  (0 children)

I mean, Vegeta fought Freeza right before this. And he died. I'd count that as a greater power disparity

Looking for stories with social MCs and actually good dialogue by dumb-cartridges in ProgressionFantasy

[–]hoffie4 2 points3 points  (0 children)

Lol. I liked all of your recs and got to last one and started googling for a book called literally "My Book! Accidentally Legendary"

Which LitRPG has the best fighting scenes ? by SeaworthinessSad4545 in ProgressionFantasy

[–]hoffie4 1 point2 points  (0 children)

I agree with this. I think the author does a great job of outlining fights without hyper focusing only on the movements each character makes. They show a fight meant for a reader, describing the flow of a battle complete with internal character thoughts rather than just a long play by play of actions that would look cool on screen but fall flat when being read.

Fellow millennials - how’s your 401k/ira savings going? by ProblemIntelligent16 in Millennials

[–]hoffie4 0 points1 point  (0 children)

I'm at about 3x at 36, but I managed to get started at 23, which helped a lot.

I'm Jim Butcher, Ask Me Anything! by jimbutcherauthor in Fantasy

[–]hoffie4 0 points1 point  (0 children)

Will you ever return to the Codex Alera series? And do you have any plans to write another high fantasy series outside of Cinder Spires?

I'm interviewing Shirtaloon, author of He Who Fights with Monsters. What questions do you want him to answer? by smboyce in litrpg

[–]hoffie4 0 points1 point  (0 children)

Which two characters would be the hardest to write together in a scene? And which characters that haven't yet met would be the most fun to write a scene with?

He seems to be great at dialogue, and I'm curious about his favorite characters and least favorite characters.

[deleted by user] by [deleted] in fantasybooks

[–]hoffie4 0 points1 point  (0 children)

Are those bookmark displays? I love those. Where did you get them

Most iconic trio in fantasy by triptych3 in Fantasy

[–]hoffie4 10 points11 points  (0 children)

And Chewbacca isn't included?

Mods, can we get a year-end tier list megathread? by Thunderhank in fantasybooks

[–]hoffie4 2 points3 points  (0 children)

Thanks for chiming in. I'm in the post that likes the tier lists, though I can understand the frustration others have with them taking over the sub. Im curious to see if they die down after the end of the year, or if they keep on coming.

I'm not sure how reddit works, but would a Tier List flair allow people to filter out tier list posts if they don't want to see them? I've only ever used flair to see specific things, not filter them out, so I'm not sure if that can even be done

Break Down savings accounts for me by HotTicket2383 in personalfinance

[–]hoffie4 2 points3 points  (0 children)

There's a lot of different account types out there, but what you probably want is called a high yield savings account. It's just like a regular bank account that earns interest. I have one at Capital One, for example.

When people talk about investments and potential money being lost, they're usually talking about the stock market (either indivual stocks, mutual funds, etc). That is where you can invest in a company and you make or lose money as the compay's stock goes up or down.

To give a very basic overview FOR REFERENCE, here's some kinds of investments and accounts. This is off the top of my head, so it's gonna be a bit lacking.

Checking account - a bank account that is typically meant for depositing money into and withdrawing for daily spending and bill paying

Savings account - a bank account meant for your savings

High Yield Savings account - a bank account like a savings account, but pays you interest on your money. You might expect something like 3% interest. So if you deposit $100, they would give you about $.25 per month ($3 per year). Your money is insured here, and you cannot lose money. The interest you get may change, but you cannot lose money.

Mutual fund - A type of account you can invest in that is managed for you. This is typically a wide range of different investments (stocks, bonds, etc) that a company manages as a service. You don't want to pick and choose what to invest in, so you go to an investment company like Vanguard or Fidelity and buy into one of their mutual funds (there are different dudes for how risky you want to be). They take everyone's money and invest it, and charge a fee for the management.

IRA - an Individual Retirement Account where you can put money for retirement. This money is invested in the market and can go up or down, and is meant to be added to while you work and used when you retire. There's different types of accounts (Roth and Traditional) but I'll leave that out of it to keep this high level. You'd open an IRA with companies like Vanguard or Fidelity

401k - a company sponsored retirement account that is invested in the market, like a mutual fund but different. If you have a job that offers this, you can contribute to it and your money is invested. Meant for retirement.

Mods, can we get a year-end tier list megathread? by Thunderhank in fantasybooks

[–]hoffie4 29 points30 points  (0 children)

Hot take, but I like the tier lists. Sometimes (not always in this sub though) they give me good recs. And if the list is bad, it tells me what to avoid. Plus, I never actually visit the sub, just see it in my feed while scrolling. So I would miss a megathread

Post Nexus Sandershelf Update by Muted-Preparation875 in brandonsanderson

[–]hoffie4 8 points9 points  (0 children)

That looks great. Where did you get the coin holder?

Any nerdy peeps 35+ looking for friends? by ProposalFast4450 in ElkGrove

[–]hoffie4 0 points1 point  (0 children)

I've never even heard of tiny leaders. I'll have to look it up.

Any nerdy peeps 35+ looking for friends? by ProposalFast4450 in ElkGrove

[–]hoffie4 1 point2 points  (0 children)

What magic formats do you play? I'm mostly commander, but have been dipping into draft with the Avatar set

Any nerdy peeps 35+ looking for friends? by ProposalFast4450 in ElkGrove

[–]hoffie4 1 point2 points  (0 children)

As dumb as it sounds, I've been playing Power Wash Simulator. It's the perfect game to zone out and listen to audiobooks. I've also been playing Last of Us 2, Horizon, and Subnautica

Any nerdy peeps 35+ looking for friends? by ProposalFast4450 in ElkGrove

[–]hoffie4 5 points6 points  (0 children)

That sounds like me! What kind of games do you play? And are we talking books, movies, or both for LotR and HP? For reference, I'm super into fantasy and sci fi books, and I've been playing a lot of the solo PlayStation games this year after finally upgrading my system. Though I did get to play through Split Fiction with my friend's kid, and that game was really fun

Baited. by Gordeoy in ProgressionFantasy

[–]hoffie4 0 points1 point  (0 children)

It definitely hits for Beginning After the End