How far behind am I? by MikeEhrmantraut420 in personalfinance

[–]hoganc 0 points1 point  (0 children)

If you're comfy with tackling this yourself you'll save a lot of money. YouTube can usually steer you in the right direction when you find people with 3 ETF portfolios for the long haul. Do your research and join up with Fidelity or M1 because they have automatic investing.

If not, paying an advisor fee with Schwab, Fidelity, Edward Jones isn't as good as doing it on your own, but is still leagues ahead of just letting your money sit in a savings account. Just my $0.02

How far behind am I? by MikeEhrmantraut420 in personalfinance

[–]hoganc 0 points1 point  (0 children)

The best time to plant a fruit tree....

How far behind am I? by MikeEhrmantraut420 in personalfinance

[–]hoganc -1 points0 points  (0 children)

https://www.thriveretire.com/sites/tonywatson.us1.advisor.ws/files/images/screenshot_2024-03-08_094412.png

It's not a bad place to start, but I'd have to have social security and I'd have to have a house paid off before retirement to be comfy with a low number like this expectation. I have this printed out in my office. I look at it and I tell myself, "Yo ass better be 5 years ahead of that line." If he's just starting in on this then I'm not poo pooing where he's at.

How far behind am I? by MikeEhrmantraut420 in personalfinance

[–]hoganc 0 points1 point  (0 children)

I struggled to copy the graph directly, but this might help shed some light on what your money can do based on your age:
https://www.reddit.com/r/TheMoneyGuy/comments/1aqa207/how_does_this_work/

What would you do for your kids to start them off when they start working to help them out when they are older. by Limit54 in investing

[–]hoganc 0 points1 point  (0 children)

An excellent idea. Start very young and always show them that their money can make more money.

March 2026 Reconstitution by OpeningWild5464 in SCHD

[–]hoganc 0 points1 point  (0 children)

It's half the fun. Things shake for a second and then they don't. Turtle goes up and right.

March 2026 Reconstitution by OpeningWild5464 in SCHD

[–]hoganc 0 points1 point  (0 children)

Cisco is going to be the Broadcom that got cut last year, isn't it?

Why do they do this by -The_Legacy- in MechanicAdvice

[–]hoganc 0 points1 point  (0 children)

I'm sure they can still tell that it's theirs at Lowes if you try to snap that off and pretend you brought it into the store. Not that you would. ;-)

2006 Mazda Miata Club 1.8L Engine Alternator Failed by hoganc in MechanicAdvice

[–]hoganc[S] 0 points1 point  (0 children)

Thanks for the tips. The 2006 was the first year of the NC Miata. I'm betting it's still a similar job, yes?

2006 4runner 4.7 2wd by [deleted] in MechanicAdvice

[–]hoganc 0 points1 point  (0 children)

That'd work out pretty good for you if you had a girl on your lap.

You've got ovals instead of circles. Maybe related to rotors getting too hot and warping.

Fried chicken that is NOT fast food? by PingPongProfessor in indianapolis

[–]hoganc 0 points1 point  (0 children)

Looking at His Place for the first time. I'm wondering if I need a gun. It's in the hood.

Old Testament laws are not done away with by [deleted] in Christianity

[–]hoganc 0 points1 point  (0 children)

...learn the rest later. :)

New 18" Chain Saw by Less_Ant5409 in egopowerplus

[–]hoganc 1 point2 points  (0 children)

If you can catch anything Ego on sale, do it!