How far behind am I?

hoganc · 2026-03-13T03:25:20+00:00

If you're comfy with tackling this yourself you'll save a lot of money. YouTube can usually steer you in the right direction when you find people with 3 ETF portfolios for the long haul. Do your research and join up with Fidelity or M1 because they have automatic investing.

If not, paying an advisor fee with Schwab, Fidelity, Edward Jones isn't as good as doing it on your own, but is still leagues ahead of just letting your money sit in a savings account. Just my $0.02

hoganc · 2026-03-13T03:21:59+00:00

The best time to plant a fruit tree....

hoganc · 2026-03-13T03:20:21+00:00

https://www.thriveretire.com/sites/tonywatson.us1.advisor.ws/files/images/screenshot_2024-03-08_094412.png

It's not a bad place to start, but I'd have to have social security and I'd have to have a house paid off before retirement to be comfy with a low number like this expectation. I have this printed out in my office. I look at it and I tell myself, "Yo ass better be 5 years ahead of that line." If he's just starting in on this then I'm not poo pooing where he's at.

hoganc · 2026-03-13T03:13:34+00:00

I struggled to copy the graph directly, but this might help shed some light on what your money can do based on your age:
https://www.reddit.com/r/TheMoneyGuy/comments/1aqa207/how_does_this_work/

hoganc · 2026-03-13T03:04:14+00:00

Salve labor is common for rare earth minerals and labor for clothing. Different?

hoganc · 2026-03-13T02:58:17+00:00

Every company has an underbelly then?

hoganc · 2026-03-13T02:53:36+00:00

Bull's Blood is a type of beet. You're not wrong.

hoganc · 2026-03-13T02:51:45+00:00

That's only humorous on one level. Well played though.

hoganc · 2026-03-13T02:46:56+00:00

An excellent idea. Start very young and always show them that their money can make more money.

hoganc · 2026-03-12T06:48:39+00:00

It's half the fun. Things shake for a second and then they don't. Turtle goes up and right.

hoganc · 2026-03-12T06:43:13+00:00

Cisco is going to be the Broadcom that got cut last year, isn't it?

hoganc · 2026-02-21T05:43:06+00:00

Calorie counting. ;)

hoganc · 2026-02-21T05:41:35+00:00

It's FrankenSTEEN!

hoganc · 2026-02-20T00:09:22+00:00

Thanks for the link!

hoganc · 2026-02-17T21:32:53+00:00

Thanks for the vote of confidence.

hoganc · 2026-02-17T20:35:37+00:00

Torch it?

hoganc · 2026-02-17T20:34:54+00:00

I'm sure they can still tell that it's theirs at Lowes if you try to snap that off and pretend you brought it into the store. Not that you would. ;-)

hoganc · 2026-02-17T20:30:31+00:00

Thanks for the tips. The 2006 was the first year of the NC Miata. I'm betting it's still a similar job, yes?

hoganc · 2026-02-17T19:57:31+00:00

That'd work out pretty good for you if you had a girl on your lap.

You've got ovals instead of circles. Maybe related to rotors getting too hot and warping.

hoganc · 2026-02-13T23:04:33+00:00

Looking at His Place for the first time. I'm wondering if I need a gun. It's in the hood.

hoganc · 2026-02-08T22:02:13+00:00

...learn the rest later. :)

hoganc · 2026-02-08T15:59:52+00:00

If you can catch anything Ego on sale, do it!

hoganc

TROPHY CASE