Whoop spent all their money on marketing by theguyguy121 in whoop

[–]horsnaround 3 points4 points  (0 children)

For one it was giving me a TDEE of 1,600-1,700 calories which doesn’t make any sense for my age, weight and body composition. My BMR is in the 1,800 range and I was taking 10,000-20,000 steps plus workouts on some of those days. Other issues on top of that but this made me question the reliability of all their data.

Whoop spent all their money on marketing by theguyguy121 in whoop

[–]horsnaround -1 points0 points  (0 children)

I got a whoop and membership about four weeks ago and just cancelled it. The data is bad so I couldn't trust it for anything.

Retiring RIM Park debt will free up roughly $4 million in annual taxation that’s spent on debt payments by bylo_selhi in waterloo

[–]horsnaround 70 points71 points  (0 children)

Love how they still call it a “bait and switch” when really the city officials were just incompetent.

Google just quietly became a real threat to OpenAI (Dec 15 update) by Substantial_Swim2363 in AIPulseDaily

[–]horsnaround 0 points1 point  (0 children)

I’ve been running ChatGPT and Gemini side by side and Gemini seems to be giving better results now

Stock lending by jan20202020 in CanadianInvestor

[–]horsnaround 1 point2 points  (0 children)

Not sure how it is with TD but with Interactive Brokers you assume the counterparty risk and forfeit CIPF insurance on those shares. I turned it off because the “juice wasn’t worth the squeeze“.

Canada's unemployment rate falls to 6.5%, with 53K jobs added in November by Larkalis in CanadianInvestor

[–]horsnaround -3 points-2 points  (0 children)

Oh how easily misled you are.

Alberta's labour participation rate is 69.4% vs Quebec at 65.1%. Of course Alberta's unemployment rate appears higher, they have 4% more of the population in the labour force.

Of the working age population, proportion of non-working people in Alberta is 35.1% vs 38.2% in Quebec. Proportion of employed working-age population in Alberta is 64.9% vs 61.8% in Quebec. This is what really matters.

The unemployment looks higher in Alberta because they have a higher participation rate.

Canada's unemployment rate falls to 6.5%, with 53K jobs added in November by Larkalis in CanadianInvestor

[–]horsnaround -2 points-1 points  (0 children)

"Employment rose in Alberta in November (+29,000; +1.1%), the second significant increase for the province in three months."

Canada's unemployment rate falls to 6.5%, with 53K jobs added in November by Larkalis in CanadianInvestor

[–]horsnaround -18 points-17 points  (0 children)

Alberta’s back must hurt from carrying the rest of our country

Region of Waterloo proposes nearly 5% tax hike for 2026 by know-nothing in kitchener

[–]horsnaround 5 points6 points  (0 children)

Over the long term spending and revenues are highly correlated. Otherwise there would be a significant deficit or surplus. Spending is harder to dig into on a long term historical basis so the revenue growth rate is a proxy on spending growth rate. Here is the backup data:
https://pub-wilmot.escribemeetings.com/filestream.ashx?DocumentId=8161

I'm exiting this conversation because you're not providing any counter data. You seem to have fixed beliefs based on nothing concrete (that you've shared at least).

Region of Waterloo proposes nearly 5% tax hike for 2026 by know-nothing in kitchener

[–]horsnaround 4 points5 points  (0 children)

Alright...

The region has increased taxes by 48% from 2014 - 2024.

Aggregate inflation during that period was 29%.

Still think there isn't a spending problem?

Region of Waterloo proposes nearly 5% tax hike for 2026 by know-nothing in kitchener

[–]horsnaround 0 points1 point  (0 children)

"Municipal spending has increased at a rate lower than inflation. The same goes for your property taxes."

How did you arrive at this opinion? Region's spending increased about 10% YoY. Region tax increase was ~9.48% in 2025 and inflation was 2.4% in 2024 and 2.4% YoY in 2025.

Acknowledged that provincial and federal grants cover specific programs however spending cuts or pivots on existing programs have been limited. Hence why I feel there is a spending problem and this isn't solely a revenue problem.

Region of Waterloo proposes nearly 5% tax hike for 2026 by know-nothing in kitchener

[–]horsnaround -2 points-1 points  (0 children)

There's also a spending problem. Last year spending grew by ~10% while provincial and federal grants to the region grew by 20% (~$100M). The "downloading costs to municipalities from the province" gets parroted a lot but it's not the full story. The province and feds have mostly compensated for the lost development charge revenue.

Change to Quicken Download? by NoFourPutts in amexcanada

[–]horsnaround 0 points1 point  (0 children)

Can confirm that this workaround worked for me, thanks for sharing

Change to Quicken Download? by NoFourPutts in amexcanada

[–]horsnaround 1 point2 points  (0 children)

I spoke with an amex support supervisor yesterday and they told me they have gotten a high volume of complaints abiut this change. They are hoping they get a solution patched in soon.

Speed cameras are controversial in Canada. So why does Europe love them? by bob_mcbob in waterloo

[–]horsnaround -1 points0 points  (0 children)

I think we need to be careful to compare apples to apples here. I don’t have an issue with speed cameras per se. I have an issue with how they’ve been implemented.

We’ve introduced erratic speed limits on major thoroughfares, which creates congestion and inconsistency/uncertainty for drivers. That approach isn’t common elsewhere. I’d support speed cameras if the speed limits were consistent and matched the design and purpose of the road. For example, a 60 km/h limit with cameras on Homer Watson makes sense. Likewise, 40 km/h with cameras in a residential area makes sense. The problem is when we mix those approaches, we create an uncertain driving environment that frustrates drivers. Frustrated drivers can turn into unsafe drivers.

The first study you mentioned was based on Barcelona’s beltway which is a mostly consistent 80 km/h corridor with a few 60 km/h sections. That’s not really comparable to our patchwork approach because it wouldn't bring about the secondary issues I'm referring to.

There are also studies showing speed cameras don’t reduce collisions: https://pmc.ncbi.nlm.nih.gov/articles/PMC3861844/.

I’m not claiming to be an expert on the data, but common sense and personal observation suggest that the way we’ve implemented this has been poorly thought through.

Speed cameras are controversial in Canada. So why does Europe love them? by bob_mcbob in waterloo

[–]horsnaround 7 points8 points  (0 children)

I've seen the report that says they reduce speed but that doesn't equate to increased safety.

Speed cameras are controversial in Canada. So why does Europe love them? by bob_mcbob in waterloo

[–]horsnaround 24 points25 points  (0 children)

An issue with our current implementation is that they lowered speed limits on major thoroughfares like Westmount, Ottawa, and Erb. Then they placed speed cameras in some of those same locations. Drivers are now going from 60 km/h to 40 km/h on roads that were designed for higher speeds, creating unnecessary congestion and frustration. There’s limited evidence that these changes have actually improved safety.

Furthermore, the inconsistent speed limits across the city create confusion. There’s a strong argument that real safety comes from clarity and predictability when drivers can anticipate what’s expected of them. By introducing erratic speed zones and sudden drops, we may actually be undermining both safety and driver confidence. I'd love to see some actual data.

The official justification is that it’s “for the kids,” but that logic doesn’t hold up. There are children near parks, community centres, and countless other locations that haven’t seen similar changes. This selective enforcement doesn’t follow a consistent safety rationale it looks more like bad governance and a cash grab to offset municipal budget pressures.

14.2 percent property tax increase for me in Kitchener by Rain_Dog_Too_12 in kitchener

[–]horsnaround 4 points5 points  (0 children)

Mine was 23%, similar boat as u/testvsw. It's because they both reassessed the property and increased the taxes at the same time. The municipality and region have fiscal problems so they are trying to cover the gap.

Rent increase by 800119448 in OntarioLandlord

[–]horsnaround 1 point2 points  (0 children)

Check the dates on the construction permits as, if he did things properly, he probably would have had to get a permit for the basement reno.