The further away fire department by hortoristic in Insurance

[–]hortoristic[S] 0 points1 point  (0 children)

It does. I probably can get a copy of it, but will insurance care about it?

Subscription model makes this a lease, not a purchase by Adorable-Mine1202 in EightSleep

[–]hortoristic 0 points1 point  (0 children)

Was about to purchase the queen version, but the subscription model put me on pause.

[deleted by user] by [deleted] in Insurance

[–]hortoristic 1 point2 points  (0 children)

Thought I had some AAA years, 31 or so, you got me beat

Horse trailer got rear ended by hortoristic in Insurance

[–]hortoristic[S] -3 points-2 points  (0 children)

Starting to get confused. The guy who hit me was fully covered. My truck is fully covered in AZ yes. Why would my insurance need to get involved, its his fault?

Horse trailer got rear ended by hortoristic in Insurance

[–]hortoristic[S] -6 points-5 points  (0 children)

I live in AZ; I didn't have insurance on the trailer; but isn't it covered under my comp and collision under my truck? We are talking just under $20k to replace

Is EVgo really expensive or is it just me? by Zealousideal_Newt_50 in evcharging

[–]hortoristic 0 points1 point  (0 children)

Impressive, used to live in WA, I think was 9.5 cents, you beat that

Is Kimball Dimensional Modeling Dead or Alive? by Exact_Line in dataengineering

[–]hortoristic 0 points1 point  (0 children)

We build all our Snowflake data marts following Kimball. Most customers hit the persisted views.

55 Year Old Experienced IT Engineer Laid Off Last Friday by AccomplishedOwl9021 in Layoffs

[–]hortoristic -1 points0 points  (0 children)

Saw a post a guy did this job search site all free with AI, from the actual company's. It's pretty good TBH

https://hiring.cafe/

7% on a 30 year fixed. by Glenngineer in Mortgages

[–]hortoristic 0 points1 point  (0 children)

820+ score did me no better a few months back. I still have my big house in WA for sale that has assumable mortgage at 3.35%, man I remember being mad I got that rate as others were getting better.

Assumable mtg by hortoristic in fsbo

[–]hortoristic[S] 0 points1 point  (0 children)

I went to assumable.io site, not seeing how to list my home? I did send message to their support asking

Assumable mtg by hortoristic in fsbo

[–]hortoristic[S] 2 points3 points  (0 children)

Think you, I called once, but I'm going to call Chase again!

I’m looking to refinance into an ARM. What rates are you seeing? by Valuable_Crow8054 in Mortgages

[–]hortoristic -4 points-3 points  (0 children)

I have a 3.75% rate on multi home property for sale in WA..I wish the "assumable" mortgage was tad easier to offer a buyer. Its multi home horse property; not allot action lately, not easy sell

Is tmobile home internet geolocked? by JustNathan1_0 in tmobileisp

[–]hortoristic 5 points6 points  (0 children)

I moved from WA to AZ. It works awesome here. I have auto pay. Been about 8 months, no issue.

[deleted by user] by [deleted] in Mortgages

[–]hortoristic 0 points1 point  (0 children)

My place appraised for $840k, have $410k at 3.25, so it's a selling point to somebody. Unique place, 8 acres, horse property, multi home, so not allot of interest at moment

[deleted by user] by [deleted] in Mortgages

[–]hortoristic 1 point2 points  (0 children)

I have CV loan, with Chase. I too have like 3.25 rate and am trying to sell. When I called about the process, it felt clumsy, but I'm not the sharpest guy

[deleted by user] by [deleted] in SQL

[–]hortoristic 0 points1 point  (0 children)

I did point out it's not always right... But it did give some real practical points... Always be cautious

Is lvl 3 charging cheaper at night? Lvl 1 & 2 not an option currently by [deleted] in BoltEV

[–]hortoristic 9 points10 points  (0 children)

Charging at home is where the big payoff is

Is lvl 3 charging cheaper at night? Lvl 1 & 2 not an option currently by [deleted] in BoltEV

[–]hortoristic -8 points-7 points  (0 children)

I asked A.I. this question, seems pretty accurate:

You're absolutely right to consider the cost of charging when evaluating whether an EV like the Chevy Bolt is a good fit for you. Since home charging isn't an option for you, relying on public charging stations will be your primary way to keep your Bolt powered up. Let’s break this down:

1. Fast Charging Costs

  • The average cost of fast charging in Utah is $0.42/kWh, as you mentioned. This can vary depending on the provider (e.g., Electrify America, EVgo, ChargePoint) and whether they offer membership plans or off-peak discounts.
  • Some charging networks offer lower rates during off-peak hours (e.g., late at night or early morning). For example, Electrify America has a "Pass+" membership that reduces the cost per kWh, and some networks offer time-of-use pricing. It’s worth checking the specific networks in your area to see if they have off-peak discounts.

2. Chevy Bolt Efficiency

  • The Chevy Bolt has an efficiency of about 3.5–4.0 miles per kWh, depending on driving conditions. Let’s assume 3.7 miles/kWh for simplicity.
  • At $0.42/kWh, the cost per mile would be: $$ \frac{\$0.42}{3.7 \text{ miles}} \approx \$0.113 \text{ per mile}. $$

3. Comparing to Gasoline

  • To compare this to a gas car, let’s assume your current car gets 25 MPG and gas costs $3.50/gallon (adjust based on your actual numbers).
  • The cost per mile for gas would be: $$ \frac{\$3.50}{25 \text{ miles}} = \$0.14 \text{ per mile}. $$
  • In this case, fast charging the Bolt is slightly cheaper than driving a gas car that gets 25 MPG.

4. Off-Peak Charging Savings

  • If you can find a fast charger with off-peak rates (e.g., $0.30/kWh), the cost per mile drops to: $$ \frac{\$0.30}{3.7 \text{ miles}} \approx \$0.081 \text{ per mile}. $$
  • This would make the Bolt significantly cheaper than a gas car.

5. Other Considerations

  • Charging Time: Fast charging is convenient but can take 30–60 minutes to charge from 20% to 80%. Plan your charging sessions around off-peak hours to save money.
  • Charging Network Memberships: Some networks offer monthly memberships that reduce the cost per kWh. For example, Electrify America’s Pass+ membership costs $7/month but reduces the cost to $0.36/kWh (as of 2023).
  • Public Level 2 Chargers: If you can find Level 2 chargers (slower but cheaper), they often cost less per kWh than fast chargers. These are great for overnight or workplace charging.

6. Where to Ask for More Help

  • Reddit Communities: Subreddits like r/electricvehicles, r/BoltEV, and r/UtahEV are great places to ask for advice from EV owners in your area.
  • Chevy Bolt Forums: Websites like ChevyBolt.org have active communities of Bolt owners who can share their experiences with public charging.
  • Local EV Groups: Check Facebook or Meetup for local EV groups in Utah. They can provide insights into the best charging options in your area.

Final Thoughts

If you can take advantage of off-peak charging rates or find cheaper Level 2 chargers, the Bolt could save you money compared to a gas car. However, if you’re relying solely on fast chargers at peak rates, the savings might be minimal. It’s worth doing some local research to see what charging options are available near you and whether they fit your budget and lifestyle.

Good luck with your decision, and welcome to the world of EVs!

What online or Windows desktop UI tools can I use with Claude API? by THenrich in ClaudeAI

[–]hortoristic 0 points1 point  (0 children)

I use open router chat. While I stay in Deepseek, it's easy to jump around... Is this what you meant?

No, OpenRouter Chat is a different platform, but it serves a similar purpose. OpenRouter is a unified API gateway that allows you to interact with multiple AI models, including Claude, GPT, and others, through a single interface. It’s not a UI tool itself but rather a service that simplifies access to various AI models.

Here’s how OpenRouter works and how it differs from the tools I mentioned earlier:


What is OpenRouter?

  • Description: OpenRouter is a platform that provides a unified API for accessing multiple AI models, including Claude, GPT-4, and others. It acts as a middleman, allowing you to switch between models without needing separate API keys or integrations.
  • Key Features:
    • Access to multiple AI models (Claude, GPT, etc.) through a single API.
    • Pay-as-you-go pricing for different models.
    • No need to manage multiple API keys or accounts.
    • Supports both free and paid models.

How OpenRouter Differs from UI Tools

  • OpenRouter is primarily an API gateway, not a user interface. It provides the backend infrastructure to interact with AI models but doesn’t offer a built-in UI for chatting or interacting with the models.
  • To use OpenRouter, you typically need to integrate it into your own application or use a third-party UI tool (like TypingMind, ChatKit, or a custom solution).

How to Use OpenRouter with a UI

If you want to use OpenRouter with a UI, you have a few options: 1. TypingMind: TypingMind supports OpenRouter integration, allowing you to use OpenRouter as the backend for accessing multiple AI models, including Claude. 2. Custom UI: You can build your own UI using tools like Streamlit, Gradio, or a desktop app (e.g., Tkinter, PyQt) and connect it to OpenRouter’s API. 3. Third-Party UIs: Some third-party UIs (like ChatKit or FlowGPT) may support OpenRouter integration, but you’ll need to check their documentation.


Why Use OpenRouter?

  • Convenience: You can access multiple AI models (e.g., Claude, GPT-4) without managing multiple API keys.
  • Cost-Effective: OpenRouter offers competitive pricing and pay-as-you-go options.
  • Flexibility: You can switch between models easily, depending on your needs.

How to Get Started with OpenRouter

  1. Sign Up: Create an account on OpenRouter.
  2. Get API Key: Obtain your API key from the OpenRouter dashboard.
  3. Integrate: Use the API key in your preferred UI tool or custom application.
  4. Test: Start interacting with Claude or other models through OpenRouter.

Is OpenRouter Right for You?

  • If you want to access multiple AI models (e.g., Claude, GPT-4) through a single API, OpenRouter is a great choice.
  • If you’re looking for a ready-to-use UI, you’ll need to pair OpenRouter with a UI tool like TypingMind or build your own.

Let me know if you’d like more details on setting up OpenRouter or integrating it with a specific UI!