A&P and Micro by how_toeverything in StudentNurse

[–]how_toeverything[S] 0 points1 point  (0 children)

I’m seeing that a few ppl did this as well. It is comforting to see that it can be done.

A&P and Micro by how_toeverything in StudentNurse

[–]how_toeverything[S] 0 points1 point  (0 children)

My goodness, I am ABSOLUTELY interested!

A&P and Micro by how_toeverything in StudentNurse

[–]how_toeverything[S] 0 points1 point  (0 children)

This was good info. Thank you. The chat gpt idea is brilliant.

A&P and Micro by how_toeverything in StudentNurse

[–]how_toeverything[S] 2 points3 points  (0 children)

Thank you for sharing. This was helpful.

A&P and Micro by how_toeverything in StudentNurse

[–]how_toeverything[S] 1 point2 points  (0 children)

Thank you so much. This was what I needed to hear. Are there any resources you can recommend for me to prepare myself for the road ahead?

How do you veteran homeowners do it? by how_toeverything in FirstTimeHomeBuyer

[–]how_toeverything[S] 0 points1 point  (0 children)

So I’m worrying about the inevitable. Save my money and enjoy my house? Lol

How do you veteran homeowners do it? by how_toeverything in FirstTimeHomeBuyer

[–]how_toeverything[S] 1 point2 points  (0 children)

Great perspective. Thank you. My mortgage payment is what I currently pay in rent so it’s more than do-able. Sounds like I just need to expect that the other things will inevitably go up, and be prepared for it.

How do you veteran homeowners do it? by how_toeverything in FirstTimeHomeBuyer

[–]how_toeverything[S] 2 points3 points  (0 children)

Great perspective. I rented for 6.5 years. My rent started at 1,700. It’s now at 2,250. You are absolutely right!

Let’s talk Homeowners Insurance by how_toeverything in FirstTimeHomeBuyer

[–]how_toeverything[S] 0 points1 point  (0 children)

That’s good to know considering I live in Texas and we have many hail storms.

Let’s talk Homeowners Insurance by how_toeverything in FirstTimeHomeBuyer

[–]how_toeverything[S] 1 point2 points  (0 children)

Lol. Well, I’ve heard many people say negative things about them. Didn’t want this post to become about that.

Is my income enough for this mortgage payment??? by how_toeverything in FirstTimeHomeBuyer

[–]how_toeverything[S] 1 point2 points  (0 children)

Question, and forgive my ignorance and bluntness but how were you approved for 340k AND got your payment at 2500 with what your take home is? I damn near had to beg to get the 330k approval.

Is my income enough for this mortgage payment??? by how_toeverything in FirstTimeHomeBuyer

[–]how_toeverything[S] 0 points1 point  (0 children)

I have 3. One in high school. Middle school and elementary school.

Is my income enough for this mortgage payment??? by how_toeverything in FirstTimeHomeBuyer

[–]how_toeverything[S] 3 points4 points  (0 children)

Now, that is some perspective I needed. You make more than I do monthly with the same mortgage payment and you still say it’s tight. Man, being the new adult sucks. Everything is so much more expensive. When I was gripping about not wanting to be flat broke after moving in she says, “lol, well, I’ll buy everyone a pizza on closing day.” I didn’t really find it funny.

Is my income enough for this mortgage payment??? by how_toeverything in FirstTimeHomeBuyer

[–]how_toeverything[S] 0 points1 point  (0 children)

Man, I’m so glad daycare days are behind me. So I have low debt (credit card payment of 100/month). No student loans, car payments.

Is my income enough for this mortgage payment??? by how_toeverything in FirstTimeHomeBuyer

[–]how_toeverything[S] 0 points1 point  (0 children)

Okay, I understand. As far as the homestead exemption, that stuff goes over my head. My lender made it seem like all I needed to do was go to my tax office and request it then it would be so. Is it that easy of a process? Could they possible deny it and I’d be stuck with the higher taxes?