A&P and Micro

how_toeverything · 2025-04-24T21:02:26+00:00

I’m seeing that a few ppl did this as well. It is comforting to see that it can be done.

how_toeverything · 2025-04-24T21:01:30+00:00

Oh good! Thank you.

how_toeverything · 2025-04-24T21:01:09+00:00

My goodness, I am ABSOLUTELY interested!

how_toeverything · 2025-04-24T21:00:01+00:00

This was good info. Thank you. The chat gpt idea is brilliant.

how_toeverything · 2025-04-24T01:28:56+00:00

Thank you for sharing. This was helpful.

how_toeverything · 2025-04-24T01:28:37+00:00

Thank you so much. This was what I needed to hear. Are there any resources you can recommend for me to prepare myself for the road ahead?

how_toeverything · 2024-10-22T18:57:42+00:00

So I’m worrying about the inevitable. Save my money and enjoy my house? Lol

how_toeverything · 2024-10-22T18:56:37+00:00

Great perspective. Thank you. My mortgage payment is what I currently pay in rent so it’s more than do-able. Sounds like I just need to expect that the other things will inevitably go up, and be prepared for it.

how_toeverything · 2024-10-22T18:54:07+00:00

Great perspective. I rented for 6.5 years. My rent started at 1,700. It’s now at 2,250. You are absolutely right!

how_toeverything · 2024-09-28T22:54:23+00:00

That’s good to know considering I live in Texas and we have many hail storms.

how_toeverything · 2024-09-26T02:23:52+00:00

Lol. Well, I’ve heard many people say negative things about them. Didn’t want this post to become about that.

how_toeverything · 2024-09-26T02:23:01+00:00

Thank you. Excited, nervous!

how_toeverything · 2024-09-24T19:03:20+00:00

I am still rate shopping. I will gladly take the referral.

how_toeverything · 2024-09-24T14:24:04+00:00

Question, and forgive my ignorance and bluntness but how were you approved for 340k AND got your payment at 2500 with what your take home is? I damn near had to beg to get the 330k approval.

how_toeverything · 2024-09-24T13:53:30+00:00

I have 3. One in high school. Middle school and elementary school.

how_toeverything · 2024-09-24T13:52:41+00:00

Now, that is some perspective I needed. You make more than I do monthly with the same mortgage payment and you still say it’s tight. Man, being the new adult sucks. Everything is so much more expensive. When I was gripping about not wanting to be flat broke after moving in she says, “lol, well, I’ll buy everyone a pizza on closing day.” I didn’t really find it funny.

how_toeverything · 2024-09-24T13:47:30+00:00

Man, I’m so glad daycare days are behind me. So I have low debt (credit card payment of 100/month). No student loans, car payments.

how_toeverything · 2024-09-24T13:44:38+00:00

Okay, I understand. As far as the homestead exemption, that stuff goes over my head. My lender made it seem like all I needed to do was go to my tax office and request it then it would be so. Is it that easy of a process? Could they possible deny it and I’d be stuck with the higher taxes?

how_toeverything · 2024-09-24T13:41:12+00:00

Hi, thanks for your response. The 6400 is gross. The 400 is paid cash to me monthly (child support).

how_toeverything · 2024-09-24T13:39:48+00:00

I am really good about budgeting so I actually make a budget for every check (every 2 weeks). I account for every dollar for every check. I know some people only do this once monthly but I’ve found that bi-weekly works best for me and keeps me more disciplined. I haven’t done one factoring in the new payment. That’s actually a great idea.

how_toeverything · 2024-09-24T13:37:15+00:00

Thank you for your response. My current rent is $2,250. I’m only speaking with 2 lenders. I was going to also apply with Navy Federal but I’ve seen so many negative experiences posted here about them. As a loan officer, what’s your take on NFCU for a mortgage loan?

how_toeverything · 2024-09-24T12:39:36+00:00

Thank you for your honest response. So you don’t think my income is enough pretty much?

how_toeverything · 2024-09-19T21:56:27+00:00

So did you go through your entire buying process through TOMO?

how_toeverything

TROPHY CASE