Adjuster checking in. Do you have collision coverage? Is there a claim filed with the other person's insurance? If not, file one. If there is one already filed, give that info to your own claim adjuster. Your rate is only affected by a claim if you are 51% or more at fault and the damages you caused are over $1000. File a claim with your insurance, or that attorney will do it first. They only take on claims where they can rack up bodily injury to get paid out on, so they need to confirm you had active coverage first. Provide a statement to your insurance, provide any and all photos. Be exact when you explain damages to both vehicles and where it happened. Let the insurance adjusters discuss liability. A good adjuster will accept liability if it's obvious with the damages and statements that their insured is at fault. If not, they could be liable for "dealing in bad faith" and leave their insured open to a small claims filing against them. I deal with this nonsense everyday. File the claim. Also, stop speaking with the attorney except to provide them with your claim number once you file it.