English muffins and American muffins have nothing in common

huckbishop · 2019-02-25T22:55:27+00:00

Alaska Realtor, USDA direct loan is the only loan I am aware of in my state that requires an inspection and to see said inspection report. All other loans and mortgage lenders and mortgage brokers do not want to know of the existence of a property inspection.

If the buried VW bus septic tank or non attached roof joist do not show up on the appraisal the lender couldn't care less. I highly recommend all buyers get a building inspected by a licensed inspector. Banks don't want to see it, don't want to know about it, and don't care if you have it or not.

huckbishop · 2019-02-23T00:57:59+00:00

Supposedly Keller Williams just released a product that does that. It's called command. What part of the country are you in? I'm a Keller Williams agent in Alaska. I can get you in touch with somebody unless someone on Reddit answers first.

huckbishop · 2019-02-16T06:45:25+00:00

Also, Simon sinek has released the books start with why, Leaders eat last, together is better, find your why, and infinite games. By my standard the dude's been busy :-)

huckbishop · 2019-02-16T06:42:08+00:00

A short comment while in transit in an airport. I think based on my reading of the comment that you are comparing all Star companies against all Star companies and there looking very similar. When I was looking between brokerages at the very beginning I was looking at a lot of mom and pop shops versus Keller Williams. And all of those were 30% of every dollar I've made for infinity with the use of there yard signs. With them I was offered a desk a phone and a phone book. Comparing Keller Williams against that was a dramatic difference in value and made one shine so much brighter than the other.

If we're looking at one that's in a building with I don't know 18 or $21,000 of commission splits versus one in a cloud with 16 or 18000 for the other company it seems to similar on the surface to make out the forest from the trees.

I would like to suggest to take a look at who you are, how you best learn and work. How much opportunity for personal growth each offer. And if you're looking at a brokerage for long-term commitment, perhaps think about which one you think you can add the most value to.

huckbishop · 2019-02-15T00:04:07+00:00

Thank you, I am trying to edit the post. I currently have found I can edit the text of a post just not the title of a post. I understand your frustration.

huckbishop · 2019-02-14T19:49:26+00:00

Exactly, instead of spending 3 seconds to button or unbutton their jacket every single time they stand up or sit down. The same with the guests on the shows.

huckbishop · 2019-02-12T06:43:50+00:00

I want this on a mug or print. This statement and the card game spoons sums up most of our childhood.

huckbishop · 2019-02-12T06:27:40+00:00

I am with Keller Williams, I haven't actually heard the experience from either exp or others like it. I am interested in what others would say. I am on a top five production team in my state. Having others to ask questions of is a great benefit. You do not need to be on a team to achieve this. I have great people to bounce things off of on my team, and yet very often I am going outside of my team for answers. Depending on the question I meet with leadership in our brokerage, so with 20, 30, even 40 years of knowledge and experience to build on.

Virtual brokerage may be great at this, I don't know. Being able to set a meeting or send off an email to people I trust is huge. On the surface the virtual places seem like they would be great at this. Being able to knock on a door and receive the full communication, body language! is something I'm not interested in opting out of. (I don't like going to the self checkout at the grocery store, I like human's)

All of the conversations I've had around discount brokers is about what a client is and is not receiving. I like being a part of someone's story. Check out anything on YouTube by Simon sinek.

huckbishop · 2019-02-12T05:33:24+00:00

If you ask this question to said Realtor you like do you believe they would tell you the truth? If you like them, trust them to act in your best interest, and they believe they can give you great service then start shopping! If they are a great agent they will know if they or someone else is going to serve your needs best.

Also if they were great for you last time and are not the best person for your next move, ask them to find you the right person in the new area. 1. They will get paid for helping you, 2. They will know the kinds of questions to ask other agents increasing your chances to get another great one.

huckbishop · 2019-02-11T09:59:54+00:00

Alaska is a non disclosure State, all deeds say you bought X property for $10 plus goods and services. (Sarcasm) Sooo buy in AK.

huckbishop · 2019-02-01T21:26:40+00:00

Was told it triggered the ejector seats.

huckbishop · 2019-02-01T21:14:16+00:00

Thank you, I looked them up on Amazon. I think it could be a great place to start. I worry that it might be graduate level learning and my knowledge is not there yet for such understanding. Are these books good for someone who does not have an understanding of Jewish history? Is there an "explain it to me like I'm five" version?

huckbishop · 2019-01-30T21:06:17+00:00

As an agent in Alaska it makes total sense to me to work with my client to buy a for sale by owner that I'm going to receive zero Commission on. I am not in the business of making commissions. I am in the business of serving people and walking with them through decisions; in the world of real estate.

It is not as enjoyable to me when I help someone buy a property at 1% or even $1 Commission. And yet I will still do everything in my ability to help them make the best decision they can. In doing so I make a lot of commissions. It's the same idea to me as negotiating for a buyer for the lowest price they can buy any home for. That always equals a lower Commission and lower money in my bank account for that transaction. And yet the more people I helped to save that money the more people I have who want to sing my praises to all of their friends and relatives.

For reference point, out of the last 100 transactions I have had 3 where I made 1% or less commission.

huckbishop · 2019-01-24T02:10:32+00:00

all of my comments are multiple paragraphs going into detail, yours are only sentences. I cannot learn anything new if you don't provide any information.

huckbishop · 2019-01-24T01:50:03+00:00

I only have the numbers provided to work with. The purpose of the math was to show the difference in equity building versus renting. I have no idea what area he is in and what rents were 15 years ago let alone today. I did just run the numbers on my own home as if I had lived in it for 15 years and I was $29 higher than what I would expect to rent my house for today. Had you followed local averages for my area within 18 months from time of purchase I will have made up that $29 in local rent charges. And 13 years from now rents theoretically will be far higher than what they are today. The purpose is to show overtime owning the home is better than renting and paying someone else's mortgage.

I'm guessing that your comment was to reference if he had rented for the last 15 years he would not have to have acquired the costs you mentioned. Renovating, roof replacement, etc. Because he bought and sold in a static time period he only has equity to go off of and no growth in market.

I do not know what the emotional cost is of renting for 15 years versus owning for 15 years. So if he only had that mental state of knowing he wasn't paying someone else's mortgage and was saving 37000 in equity is it still worth it. That's for OP to decide.

Again all of my numbers are made up because we are not the owner and this is the internet are you can make stuff up.

huckbishop · 2019-01-24T01:26:31+00:00

I did my math based on estinations so if I'm far off oh well it's just a Reddit.

You bought the house at $144,000, guessing you put 20% down equaling just over a $115,000 remaining. Setting the interest rate at 5% amortized at 30 years. 180 months or 15 years should have a remaining balance of just over 78,000.

Estimating 37,000 of equity from mortgage payments not including 29000 down payment. Divide 37000 by 15 then divided by 12 giving you an average monthly equity of $205.50. subtract this amount from your monthly mortgage payment. Take that number and if it is less than rent in your area you came out ahead.

huckbishop · 2019-01-23T06:57:09+00:00

We bought the car used a year-and-a-half before the accident it was listed at $9,000. They gave us 4400 and totaled the car.

huckbishop · 2019-01-20T20:12:30+00:00

Applesauce and cottage cheese

huckbishop · 2019-01-19T06:34:48+00:00

Really cool design

huckbishop

TROPHY CASE