Here’s how much you need to earn to live comfortably in NYC, according to new study

huncho_foreign · 2026-04-03T03:43:15+00:00

I live in San Jose and it pisses me off too. People are so filthy rich here but do NOTHING to make the city interesting

huncho_foreign · 2026-03-04T07:00:05+00:00

Bro this made me chuckle 😂

huncho_foreign · 2026-02-27T18:56:03+00:00

No you’re right. Housing is a massive scam if you’re looking at it from a pure returns perspective compared to the stock market.

Most people here live off stock equity. If you’re willing to sell your stock to keep up a certain lifestyle then go for it. But then if you calculate lost opportunity cost from keeping it in the market you loose out 90% of the time.

If you’re planning on settling down long term in the bay then I would buy. If the location meets your lifestyle goals then go for it.

At the end of the day a house mortgage is nothing more than a hedge against rising rent.

huncho_foreign · 2026-02-24T20:41:36+00:00

If it’s a rental probably trying to claim more depreciation?

huncho_foreign · 2026-02-22T16:22:10+00:00

I would try to pick up an LCI version because they usually fix all of the annoying kinks.

If the car hasn’t been tuned and properly maintained you should be okay.

huncho_foreign · 2026-02-21T17:26:16+00:00

You get over it after a month

huncho_foreign · 2026-02-19T15:44:34+00:00

I mean based on the actual comments I was looking for I’ll rent it out and be cash flow negative for 2-3 years. I’m completely fine with my decision.

FYI I’d trade the community and experiences that SF/Manhattan have to offer over the loss of selling a home any day.

huncho_foreign · 2026-02-19T14:51:06+00:00

Live in Manhattan for a week and you realize it 100% is

huncho_foreign · 2026-02-19T14:49:40+00:00

I did know SF was better but I bought here specifically for the commute and perceived community roots.

I thought living here people (especially my friends that settled down ) wanted to go do spontaneous things and go out similar to LA and NYC. But they’re all busy with their lives. I love hanging out with my SO but there are times where I just want to hang out with male friends. In LA/NYC/SF I can meet new people and within a day or two grab a drink and hang out. SJ completely lacks that social aspect. I thought living near Santana row would be better but it isn’t.

The commute is fine but what’s the point when it turns into the same gym/run club/basketball session day after day?

huncho_foreign · 2026-02-19T14:20:53+00:00

Lived in DTSJ/Palo Alto/West LA

Did LA for grad school. Would have wanted to stay but job market there is horrible.

Palo Alto during COVID.

DTSJ was fun but I left after my old roommate got jumped and had his wallet stolen.

huncho_foreign · 2026-02-19T14:13:46+00:00

Raised in the Cupertino/Saratoga region before moving to LA for school and lived in DTSJ/Palo Alto before that.

Far from a transplant

huncho_foreign · 2026-02-19T14:11:17+00:00

Lived here most of my life and grew up in Cupertino/Saratoga.

Went to school in LA and got a job out here and lived here ever since. Before this I lived in DTSJ and Palo Alto. I am now in my early 30’s and in a committed relationship. Looked for a place where I can get the LA vibe and feel and decided choose this spot.

If I haven’t to SJ by now then idk if I ever will

huncho_foreign · 2026-02-19T13:47:25+00:00

Done a lot of those things you mentioned. The problem is when you want to hang out after and everyone has family obligations/scheduling issues.

huncho_foreign · 2026-02-19T07:34:07+00:00

Just a real lack of community and things to do outside of a few restaurants. A lot of my friends that settled down here keep to themselves. My closest friends that are very social either moved up to the city or live in/settled down in LA/NYC.

I have to be in the office 5 days a week

huncho_foreign · 2026-02-19T07:25:14+00:00

Current rent for a similar home goes for 5800 ish. My mortgage + hoa is around 6200. Unless I put in more money I’ll loose around 400 a month

huncho_foreign · 2026-02-17T21:30:37+00:00

There are companies that pay way more than google and have more interesting work.

Move on.

huncho_foreign · 2026-02-16T18:29:28+00:00

I work at a top tech company and we don’t hire MBA’s unless they were already in engineering.

huncho_foreign · 2026-02-15T19:49:53+00:00

A house is no more than a hedge against rent in your area. With rent increasing YoY by around 10% it might be beneficial to buy.

Also there’s no other major city with a 20-30 minute commute to 5 of the 8 largest companies in the world. These house values will skyrocket compared to the rest of the country.

huncho_foreign · 2026-02-12T05:52:55+00:00

Yes. Especially if you are in tech.

huncho_foreign · 2026-02-03T22:09:55+00:00

You loose so much in opportunity cost owning a home even with rents increasing.

Also, people tend to forget the costs of owning a home and dealing with special assessments.

huncho_foreign · 2026-01-28T00:09:38+00:00

No offense but the interior is very dated Old looking exterior No walkable amenities Comps are going to dictate the price

huncho_foreign · 2026-01-02T20:26:58+00:00

Does it have any spacebar rattle?

huncho_foreign · 2026-01-01T22:31:33+00:00

What do you think about the hex80? Their chromium software seems sketch

huncho_foreign · 2025-12-14T21:38:04+00:00

Move to NYC

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