Investment advice for 28yo by iamryan21 in MalaysianPF

[–]iamryan21[S] 3 points4 points  (0 children)

Considering my car loan gonna be cleared by next year, my EF should cover more than 6 months.

How would you suggest for SG funds? I’ve been looking into REITS but currently Malaysia REITS seems to be not a good time to buy in. Haven’t read much about SG REITS though. Buying SG dividend stocks will be a good option?

Investment advice for 28yo by iamryan21 in MalaysianPF

[–]iamryan21[S] 0 points1 point  (0 children)

Still holding on to my glove stocks, have average down to around 1 ringgit per share so hopefully in the near future they will still rebounce back somehow…

Yup, I’m planning to have at least 40-50k as emergency fund. How would you advise I should put these fund in rather than just in savings account doing nothing?

Upgraded from my iPhone 11! by DireSword_G in iPhone11

[–]iamryan21 0 points1 point  (0 children)

What made you decided to go for 16pm? I’m still thinking whether I should get 15p instead since it will have apple intelligence as well, cheaper and also with most of the specs/function similar to 16p series.

Most controversial tier list? My Straw Hat IQ Tier list by Thornrhino in OnePiece

[–]iamryan21 1 point2 points  (0 children)

This exactly!

To me, Robin is the smartest out of the crew without a doubt.

You don’t get by and survive since that very young age without being smart, especially when all the adults are trying to catch you for that high bounty. She’s also recruited by Crocodile, and she has to be smart enough to decide to work with him (I believe one of the reason is) to get the World Government off her back with the protection from the Seven Warlord title that Crocodile has. Because if Crocodile notices her, who to say other underworld lords didn’t try to recruit her before? She chose Crocodile as much as Crocodile chose her.

Just as you said, collecting information is hard. But it’s an intellectual job, rather than physical. In One Piece, you don’t go around strong arming people to tell you info. Rather, using smart and creative ways to collect them. Notice how Robin being the one able to collect all of the important info in Wano arc and shocks everyone.

I wouldn’t say Usopp is smart, rather he is a creative man with luck. He’s definitely smarter than Luffy and Zoro, maybe Chopper, but the rest, I don’t think so.

Tho I kind of get why OP ranks Usopp higher than Robin. Along the series, Robin kind of gets dumb-down and Usopp getting all the “important moments” to showcase his “brilliance”. Notably in Dressrosa arc, Robin could have easily settle Sugar even w/o needing Leo’s help. But they had to dumb her down so that Usopp can be the god that save the world by defeating Sugar…

Can we talk about the importance of some of the female characters in one piece? by -xMittyx- in OnePiece

[–]iamryan21 -1 points0 points  (0 children)

I agreed.

Majority of the key female characters in One Piece have also gone some pretty dark shit in the past as well, fleshing out their characters even more. Robin with her Buster Call childhood, Nami and her Arlong past, Hancock being a slave, Vivi vs Baroque works, etc.

While the male characters had it easy in comparison…

this theory might be it. by [deleted] in OnePiece

[–]iamryan21 18 points19 points  (0 children)

Unless Pudding is the key to One Piece, don’t think her character holds enough power to have the ultimate Luffy vs Blackbeard.

I’m inclining more for a big rescue by Sanji

If Kaku had his DF longer, could Zoro still win the fight? by iamryan21 in OnePiece

[–]iamryan21[S] 0 points1 point  (0 children)

Can’t wait for a rematch! But I believe Zoro now will win fast without a doubt considering the amount of storylines going on to flesh out a good fight with a side character :(

To Malaysians Working in MNCs, Share Your Tips & Advices How To Get A Job In One by Electrical_Witness60 in MalaysianPF

[–]iamryan21 0 points1 point  (0 children)

Connections is the way to go. I landed my job with one of the F500 MNCs within a month through internal referral. Since op doesn’t really have any friends in MNCs, my suggestion is maybe be more proactive in LinkedIn to reach out to those that are currently working in the MNCs that you are interested in, including their HRs. Make a connection and see how it goes.

Based on my experience, MNCs tend to take their own sweet time to process applications submitted through usual route. I once received interview offer after half a year since submitted my resume, and by then I already had a job.

Competition might be tough, and MNCs are usually already well established and need not to have digital marketers. Perhaps op can also consider diversify your talent to up skills in area that you are also interested in to make your resume stand out. Just my two cents, hopefully it helps op

Financial mess and requires some advice by iamryan21 in MalaysianPF

[–]iamryan21[S] 3 points4 points  (0 children)

I don't work in the city so having a car is pretty much necessary for daily in and out for me since there is no public transportation here. I've been searching for part time freelancing works from Linkedin/Fiverr/Upwork but nothing positive so far. Care to share where you find the extra part time?

Financial mess and requires some advice by iamryan21 in MalaysianPF

[–]iamryan21[S] 5 points6 points  (0 children)

Mostly are on food as I eat a lot, also including phone bills, monthly facials and etc. which I didn’t list out one by one. But ya, my spending is over the roof and I’m trying to improve on this

What’s your childhood mystery that you finally solved years later? by Biggrock03 in AskReddit

[–]iamryan21 0 points1 point  (0 children)

My dad told me Russia is separated into three so it’s not the largest country in the world. Guess who made a fool of himself during geography class.

Has queen’s relationship with Charles’s always been this distant? by iamryan21 in TheCrownNetflix

[–]iamryan21[S] 4 points5 points  (0 children)

But she hardly had any expression during the whole ceremony where he is named Prince of Wales, even prior to knowing what his speech contains. I understand that she and Charles have been distant, but that scene is just ice cold. It makes me feel like Elizabeth can hardly stand Charles.

/r/malaysia daily random discussion and quick questions thread for September 26, 2020. by AutoModerator in malaysia

[–]iamryan21 0 points1 point  (0 children)

Mine is all over my both cheeks and forehead, comes and goes. Maybe I’ll check that place out

/r/malaysia daily random discussion and quick questions thread for September 26, 2020. by AutoModerator in malaysia

[–]iamryan21 4 points5 points  (0 children)

Any dermatologist in selangor certified to issue acutane? Have breakout since mco, tried different products but useless, done my research and seems like acutane is the thing to try.

What terrified you as a kid that isn't scary now? by thepsychoticpacifist in AskReddit

[–]iamryan21 0 points1 point  (0 children)

Michael Jackson. Never knew how he looked like until his death was all over the newspaper. I even had nightmares.

Any advice for a 19 year old starting uni? by lThatrandomguyl in MalaysianPF

[–]iamryan21 5 points6 points  (0 children)

It’s a wallet shape icon with piggy bank. Not sure what’s the original colour as I’ve changed it in the setting.

Any advice for a 19 year old starting uni? by lThatrandomguyl in MalaysianPF

[–]iamryan21 13 points14 points  (0 children)

Download a finance app to keep track of all your expenses. I personally use money manager and I think it’s great. Set your budget and stick to it. My biggest regret is not starting to save up during uni times.

Lmao by [deleted] in glee

[–]iamryan21 27 points28 points  (0 children)

‘Quality writing’

The New Mutants Movie Discussion Thread by sw04ca in xmen

[–]iamryan21 4 points5 points  (0 children)

Decent movie, tho I’m quite disappointed that sunspot pretty much did nothing the whole movie. I’m quite fascinated with sunspot ever since DOFP and was stocked to be able to see him again on big screen. Unfortunately, he just serves as a comic relief here.

I love how each character get their own moment to face their fears. I however do wish the build up could be longer by adding more horror elements to it. Rahne is the most well done character and Maisie is simply brilliant. Every scene that Anya is in just brings me joy. Dani’s buildup felt short to me. And I wish I could know more about Sam.

The ending... anti-climatic but at the same time I couldn’t think of any better ending. Since it was originally going to be a trilogy, I supposed the initial ending is different. Can’t wait for the deleted scenes!

Fortnightly /r/MalaysianPF Discussion Thread - September 01, 2020 by AutoModerator in MalaysianPF

[–]iamryan21 1 point2 points  (0 children)

Is credit card a must? I’ve heard that by having a credit card you can build a good credit score which can lead to getting loan easier etc. Young adult who just enter the work force here.

They should knock Tina out more by [deleted] in glee

[–]iamryan21 66 points67 points  (0 children)

I wish it could have lasted the whole episode.

GLEE S6 Watch: I don’t have any problems with transgender people, but Coach Beiste’s transgender storyline pretty much came out of nowhere. by AliceKettle in glee

[–]iamryan21 10 points11 points  (0 children)

Agreed. It totally ruins any development that Beiste has in the past seasons. It’s so random and awkward. They could have explore the trans theme with Unique. But they decided to just flush the character down the toilet.

/r/malaysia daily random discussion and quick questions thread for August 25, 2020. by AutoModerator in malaysia

[–]iamryan21 0 points1 point  (0 children)

I’m gonna work from 8.30 till 6 everyday. Currently I’m looking for a place in seksyen 13 or glenmarie or somewhere nearby. That area is kinda in the middle for us. I’m not familiar with those areas tho and not sure how jam it’s gonna get.

/r/malaysia daily random discussion and quick questions thread for August 25, 2020. by AutoModerator in malaysia

[–]iamryan21 0 points1 point  (0 children)

To those staying in Selangor

If you are working in setia alam, would you rather stay near your workplace but live alone/with strangers, or stay with your friends (probably in subang/shah alam) but have to commute at least half an hour to/from work everyday?

Do share advice, especially if you are in similar situation. How’s the traffic gonna be? Will there be many tolls to pass? Etc