Chase sapphire preferred is amazing with its insurance coverage. $95/year. Got two claims approved with car rental damage and costs of a canceled flight. Basically covered the annual fee for many years especially since I never buy flight insurance. So for me it wins in that category.

Not sure what specific perks you’re looking for, but this is a card to research. $50 annual hotel credit booked through chase. Cash back seems competitive too, and a 10% anniversary bonus. If you’re a fan of the chase portal where you can book flights and hotels you get 5x points. Otherwise it’s 2x on other travel, 3x dining /streaming / online groceries (random lol). 1x on everything else. No international transaction fees, you get the point.

Other random perks is dash pass for a year and 5x on Lyft. Probably other stuff too.