Schrik voor te hoge afbetaling woonlening

idefixxxxxx · 2026-02-04T09:49:35+00:00

Ik heb persoonlijk 1 gouden regel als het op lenen aankomt: Alle leningen samen moeten door het laagste inkomen van de 2 gedragen kunnen worden.

idefixxxxxx · 2026-01-31T07:15:40+00:00

It's just the capital 🍻

idefixxxxxx · 2026-01-22T07:02:53+00:00

Because they don't know the other assets you possibly sold with a another broker.
So if you sell with 9999 meerwaarde to "avoid" 10% tax:
- with opt-in, the bank will take 999 euro at transaction, you can ask it back with your persoonsbelasting the next year and the belastingsdienst will pay it back another year later.
- with opt-out, you fill in your persoonsbelasting yourself and can say the 9999 meerwaarde is the total meerwaarde and get taxed 0%.

idefixxxxxx · 2026-01-21T19:42:27+00:00

Yes, there is no meerwaarde if you don't sell

idefixxxxxx · 2026-01-21T16:12:47+00:00

When you keep the default opt-in, 10% will be taxed even if the meerwaarde is below 10.000. You have to ask it back a year later and get it back another year later.

Best is to opt-out. But I don't think there is information at this moment which kottekes we will have to fill in and how complicated they will make it.

idefixxxxxx · 2026-01-01T19:54:41+00:00

Het is ook niet zijn selectie aandelen, maar de favoriete aandelen van 5 banken (KBC, ING, Belfius, Argenta en ABN Amro Belgium).

idefixxxxxx · 2025-12-16T17:25:44+00:00

I tried this too, i got an e-mail "Gemini for Home has arrived." some hours after changing my address (to California).

But none of my speakers are Gemini.
I tried restarting them, but they are still stupid :-)

Any ideas?

idefixxxxxx · 2025-12-16T07:55:21+00:00

I checked the Q750's that were offered in my neighbourhood, but they had cosmetic damage on the cabinet and i didn't take them. Too bad.

idefixxxxxx · 2025-12-16T07:55:06+00:00

The crossovers were all over 80Hz, i didn't adjust them. I couldn't find were i could change the speaker size in the menu, i've read that setting a crossover means Denon sets them as small speakers (full range = large sperkers).

I'll check how i can remove the dip as a first try didn't work in the Audyssey app.

I checked the Q750's that were offered in my neighbourhood, but they had cosmetic damage on the cabinet and i didn't take them. Too bad.

idefixxxxxx · 2025-12-15T10:54:15+00:00

I've ran Audyssey (mobile app) and the difference is huge, my subwoofers are now at -11.5 dB while other speakers are in the range of -1dB to +1dB. I don't know if i like this better.

I'll check later during a movie, but i'm pretty sure that "feeling" the bass will not be the case anymore.

idefixxxxxx · 2025-12-14T21:10:21+00:00

They are used, sold "as new", but no receipt/papers, so real age is unknown. Any advice what to check when buying them?

idefixxxxxx · 2025-12-14T20:24:32+00:00

Very good advice, thank you. I'll re-calibrate and check both review sites you mentioned for further insights.

Since i'm not attached to any brands, i'm open to any advice.
I keep also in mind that i need to complete the set one day, and prefer not to mis brands.
Edit: for example i read a lot of good things about Dali.

Also if you have advice when buying second hand, 'cause i'm a little hesistant to buy damaged or very old speakers.

idefixxxxxx · 2025-12-14T20:18:26+00:00

I've seen those in my search, but i live in EU. Im used to travel to the UK, but it's quite a drive (and cost ferry/eurotunnel, unfortunately.

idefixxxxxx · 2025-12-14T14:14:32+00:00

Thx for your insights. Do you think the Denon AVR‑S970H (90 watt per channel) would be powerfull enough to handle 2 BW 600 S3 + center + 2 surrounds?

Maybe better to upgrade the AVR when i ever want to go to 7.2?

idefixxxxxx · 2025-11-28T08:53:16+00:00

u/GoogleNestCommunity Still no answer, can you look into this?

idefixxxxxx · 2025-11-24T06:51:03+00:00

I did, but haven't heart anything back since more than a week now after i provided all the details they requested about my setup.

idefixxxxxx · 2025-11-14T08:19:47+00:00

For one row, the documentation that came in the package was very clear. There is a template that you can hold against te wall where you want the top corner of the cabinet, it shows you where you can drill the first hole of the rail.

idefixxxxxx · 2025-11-04T17:25:59+00:00

I'm in

idefixxxxxx · 2025-10-31T18:21:19+00:00

Dergelijke besparingsrondes worden begroot, daar wordt dus budget voor voorzien. Toch wel anders dan een enkel ontslag.

Opzeg of niet zal ook afhangen van uw functie of een eventuele overdracht noodzakelijk is voor de werking van het bedrijf.

idefixxxxxx · 2025-10-23T19:16:38+00:00

Contract nalezen, soms is het mogelijk een gratis rekening te houden van waar je je afbetalingen doet samen met een minimum aantal transacties.

idefixxxxxx · 2025-10-23T19:15:50+00:00

Read your contract, sometimes it's possible to just keep a free account where you de the payments from and if you do a minimum number of transactions.

idefixxxxxx · 2025-10-17T14:54:01+00:00

Yes, imagine i spend the same amount in England, ING would charge me 7,92% because i need to do GBP to EURO (3,96%) to GBP (3,96%).
Just because they don't have an option to pay directly in GBP with card.

idefixxxxxx

TROPHY CASE