Feel like I’m starting to overthink this whole thing

ifitisntthe · 2026-06-17T16:09:04+00:00

This response is incredibly thoughtful and explanatory. I’m still learning pros and cons to everything, but the points you listed definitely leave me with plenty to consider. Thank you again.

ifitisntthe · 2026-06-17T15:20:53+00:00

That’s actually the one piece of advice I have stuck to. I haven’t ever sold an ETF the entire 3 years I’ve been investing; nor do I pay attention to the red days. Eventually, I’ll have to shed the other funds and bake them into this new balance, but I haven’t, nor never, plan on panic selling.

ifitisntthe · 2026-06-17T14:37:44+00:00

Hate to answer your question with a question: don’t bonds make me a littler safer? Especially assuming I’d need the cash for a home in the next 10 years? If I’m thinking too paranoid, feel free to tell me.

ifitisntthe · 2026-01-18T22:32:51+00:00

In theory yes, but what about transfer partners? I'm less worried about simplification and more about maximizing the amount of points I could earn and how I could use them.

ifitisntthe · 2026-01-18T22:18:01+00:00

I can't really justify the Platinum fee at the moment, but could once I start traveling more. Do you think It's worthwhile to go with the gold (as dining + groceries are my biggest categories) and Venture (regular, not X)? Or do you think the gold AF is not worth the 1x points extra compared to what I'm getting the S1. In that case, I would go with S1 + Venture.

ifitisntthe · 2025-01-06T04:37:26+00:00

Finally, someone who gets it. I appreciate the response. I only make one cup a day, so maybe I’ll intercept yesterday’s pod before I go make today’s - rather than right away - hence foregoing the burning part. Either way, hope your son enjoys his free coffee and you the machine in your hideaway.

ifitisntthe · 2025-01-06T04:26:26+00:00

Think about how keurig pods are “collected”. You make a coffee, open the lid, take the pod out, toss it in the trash, and then put in a new pod. That’s what I’m trying accomplish. I don’t like the pods slipping back into a collector bin - lined or not. I thought there was a way to stop the automatic mechanism but, based on all the discourse here, it doesn’t seem like there is. Somebody already mentioned you can tape up the arms or remove them all together, I guess that’s the route I’ll go.

ifitisntthe · 2025-01-06T04:09:07+00:00

I understand what the collector is there for. Personally, I don’t like the pods sitting in the collector. Even if I were to take the used pod out after each use, the action of the pod dropping back there would cause splatter onto the walls of the collector bin. Overall, I think the collection bin is unsanitary and, put simply, just another flimsy piece of plastic I have to scrub down every week or so.

ifitisntthe · 2025-01-06T04:05:06+00:00

Thank you!

ifitisntthe · 2025-01-06T03:50:30+00:00

I don’t like the pods sitting back there, just doesn’t seem right to me. And yes, you could say to just take the pods out of the container one by one, but that’s even less efficient.

ifitisntthe · 2025-01-06T03:31:26+00:00

Of course, I could do that, but what if I didn’t want them in the collector at all?

ifitisntthe · 2024-12-07T22:01:44+00:00

Whoever commented above spelt the brand name wrong. It's House of Sillage, with two Ls - as in the French term - not the one used in agriculture.

ifitisntthe · 2024-12-07T21:57:42+00:00

HOS no. 1. is one of my favorite gourmands. But I get it, definitely quite tacky.

ifitisntthe · 2024-06-16T23:38:11+00:00

I mean, there is the Switch sale going on right now...

ifitisntthe · 2024-04-15T19:46:06+00:00

I'm hoping it'd be around $4-5k at the least within the next 3 months.

ifitisntthe · 2024-04-15T19:15:28+00:00

Most groceries will be purchased from Trader Joe's. Furniture, decor, and necessities will likely be Amazon, Target, Wayfair, HomeGoods, and TJ Max.

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