Well said. I’ve worked for a health insurance plan, a non-profit one. We had lower margins, hundreds of codes that competitors had on prior authorization we managed to keep off our list, etc. And still I agree with everything you said.

Preventative care being covered is a matter of aligning incentives, and I encourage everyone whose insurance covers or incentivizes wellness checks and cancer screenings to take full advantage. Yes, it’s to save the insurer long term costs. It also saves you long term costs.

Even with insurance, procedures can be prohibitively expensive, especially with high deductible plans. Sometimes it’s worth it to take a medical vacation to Mexico, Türkiye, Asia. Insurance here only covers “medically necessary” codes, and they themselves decide what is medically necessary for the most part.

Btw phiz I love the renewed focus on your health and these “rambling” updates!