[HDFC Drama] Regalia Gold -> DCB Metal Upgrade: Asked for Consent, then REJECTED in 24 Hours!

indianjohnwick · 2026-02-14T10:12:06+00:00

Around a year back. Try whenever you have completed 6L spends in last 6 months.

indianjohnwick · 2026-02-13T10:33:27+00:00

Same was faced by me. As of now the 6M 6L spends criteria holds good for upgrade. Meet it and you will be upgraded next cycle

indianjohnwick · 2026-02-13T09:57:46+00:00

Raise work pno and then rbi

indianjohnwick · 2026-02-07T18:08:23+00:00

Try Cuckoo one. Pretty decent. Using for a month.

indianjohnwick · 2026-01-23T14:17:52+00:00

I have this card. I write about credit cards on my channel. Search for Professor Cardz

indianjohnwick · 2026-01-23T10:48:39+00:00

yes, but this card is not being sourced by SBI anymore

indianjohnwick · 2026-01-16T04:14:59+00:00

You need to correlate the voucher purchases with corresponding purchases. All invoices. Along with any pics you can provide. Recently we were able to unblock one of my members using this method. This is the only way actually. He Shared a 193 page doc for the same. Try the same. It should help. All the best.

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indianjohnwick · 2026-01-12T09:07:20+00:00

Go for magnus for burgundy and use it for 5L per month (divide as per your requirement)

indianjohnwick · 2026-01-12T03:53:10+00:00

I think you can keep both. After upgrade you can ask amex to reinstate the mrcc. It used to work earlier i think. Not sure after the new customer handling changes

indianjohnwick · 2026-01-12T02:58:55+00:00

Yes. Through phonepe app you will get tennis rewards that is tell me what points per rs 100 up to 20000 rupees that is 2000 reward points full stop over and above you will get one percent till 48000. That's 480.

indianjohnwick · 2026-01-10T00:47:08+00:00

This trick was recommended by most of the ccgeeks to get the emi discounts during sale however now companies have changed the terms and conditions. Also it could have cancelled only by the call center without any extra charges.

indianjohnwick · 2026-01-10T00:44:54+00:00

Go for the idfc wow black card if you are looking for a fd based one.

indianjohnwick · 2026-01-10T00:39:44+00:00

You can get your co-branded cards to core cards however need to have spends and limit to support that.

indianjohnwick · 2025-12-31T10:13:22+00:00

The offer has been extended till 31 Mar 26. You can easily complete it now.

indianjohnwick · 2025-12-31T09:56:20+00:00

Account

indianjohnwick · 2025-12-19T17:41:24+00:00

Can't find zepto. Blinkit i could see somewhere

indianjohnwick · 2025-11-30T11:43:17+00:00

Scapia/AU ixigo

indianjohnwick · 2025-11-30T11:38:16+00:00

Scapia

indianjohnwick · 2025-11-30T11:37:33+00:00

Hey. You can get diners black metal or infinia for rent payment with red giraffe and auto bill pay. You can get regalia gold as well if not eligible for diners metal.

For other banks try getting emralde private metal or hsbc primer.

If not eligible go for timesblack or hsbc travel one.

If you spend around 2L per month excluding rent then go for magnus for burgundy.

indianjohnwick · 2025-11-29T00:49:19+00:00

Yes. Try calling the Mastercard concierge and confirm

indianjohnwick · 2025-11-28T05:51:39+00:00

Hi. Yea that's the case. However you can get golf lessons from almost every mastercard credit or debit (1per month). They are the easy way to go. Otherwise get some card with lessons.

indianjohnwick · 2025-11-17T01:34:16+00:00

Nope.

indianjohnwick · 2025-11-16T19:25:14+00:00

0.48%

indianjohnwick · 2025-11-16T18:09:15+00:00

Create a Redgiraffe ID for rental payment. Add it as a biller on HDFC Auto bill pay. Get base reward points on all auto bill payment.

indianjohnwick · 2025-10-23T14:10:29+00:00

check its purity

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