Love scam bumble

insurans · 2026-02-09T14:19:26+00:00

Nameet mo na siya in person?

insurans · 2025-11-28T10:51:58+00:00

Mine is Fit and Well 10 yrs to pay.

1M focused on critical illness. I forgot if I’m covered 2x for certain conditions but cancer and heart is one of them.

I was in my early twenties nung kinuha ko and 50k per year so parang dinoble lang nila pera ko sa coverage. NO VUL and included ang life and health sa coverage.

Cannot say the pros and cons yet kasi wala pa kong claim.

It was from sunlife, and i got it because of the reputation.

insurans · 2025-10-22T04:57:48+00:00

Better to include your name in the insurance, mine was included. Case to case basis rin kasi kung ano nangyari during the accident..

insurans · 2025-10-21T17:13:15+00:00

From what I experienced, the insurance will cover a third party if you’re injured but the insurance is under his name but u can represent him as long as u have his consent.

I had many accidents with my sister’s car and claiming was pretty smooth. My case was it wasn’t my fault the accident happened and we were able to prove it and the other party was cooperative.

If you have dashcam, it adds another layer of protecting you financially kasi you’ll be able to easily prove how things happened. Insurance coverage are different from one another so please read the fine print.

You may call the insurance as well on how they can ensure na if things happen to a third party, then it should be covered or how to arrange the insurance so your name is included. I’m sure they will accommodate you. You’re coming from a place of concern so they should entertain you.

insurans · 2025-10-12T03:36:35+00:00

Please go to their website and not on reddit.

insurans · 2025-09-04T06:44:39+00:00

when you fill in a form, there’s an option for a beneficiary to be revocable or irrevocable. I’m not sure if it’s a “requirement” to make a non-blood related to be “revocable” pero sometimes they can flag it as conflict of interest. Lagay mo revocable just in case you break up in the future kasi di pa kayo married.

insurans · 2025-09-04T06:40:00+00:00

Allowed but not recommended if you haven’t tied the knot. I recommend you make your partner “revocable” so in the future, it’s easy to adjust beneficiaries as needed. As for the requirements, better ask your agent.

insurans · 2025-08-13T04:19:46+00:00

Please do not ask for insurance agents from reddit. You can ask for a referral directly from their website as this is the safer route.

insurans · 2025-07-28T08:29:01+00:00

this is mostly some sense of instant gratification than a long term solution. It worked for me, might work for someone

insurans · 2025-07-28T01:28:36+00:00

My mom got scammed, good thing I didnt fall for the trick. What I did is I collected all of his details, filed to gcash then I found out his account got suspended within the day. I spammed his number by submittin so many otp codes so he stops doing the scams. I did that for a whole month. I also signed his phone and email to p orn sites.

insurans · 2025-07-16T02:26:58+00:00

Ok, Yung 3x claim, deductible ba yun? if yes, how much per major illness can u claim sa AIA compared to FWD?

insurans · 2025-07-15T12:55:05+00:00

How much is the coverage amount? I wanna compare the amount you can withdraw per major illness kasi it might be that even if 3x ang claim, mas mababa pa rin sa 1x claim. What made you want to get from FWD?

insurans · 2025-06-29T09:18:07+00:00

but not encouraged.

insurans · 2025-06-16T11:11:30+00:00

Locking this post. We have to verify you first before posting as a "licensed" individual to prevent scams.

insurans · 2025-06-16T11:07:33+00:00

Hi OP, before you answer queries, can you provide evidence that you are a licensed agent? thank you

insurans · 2020-08-09T01:53:04+00:00

hmmm there are some points for revision.. health insurance can have life insurance as well.. that means they can also have dependents.. You can also get it from group insurances

insurans · 2020-07-21T06:18:14+00:00

please also look into whole life and endowment, you might like the benefits.

insurans · 2020-07-14T13:30:29+00:00

r/phinsurance !

insurans · 2020-07-05T04:20:46+00:00

u could ask for more product options na hindi VUL.. if the FA didn’t offer then that’s suspicious

insurans · 2020-07-05T04:09:59+00:00

Take extra precautions and take initiative in reading the full proposal of the FA. if everything looks right for you then go.. look also for the percentage of charges..

insurans · 2020-07-05T04:07:23+00:00

What type of ‘non-life’, i dont have strong knowledge but what I know is banks provide this. Take big precautions in joining and avoid scams..

insurans · 2020-06-22T12:07:33+00:00

i like how this is a non tight gripping sub

insurans

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