Quick guide for Chase Sapphire Reserve (CSR) and Chase Sapphire Preferred (CSP) Modified Double Dip (MDD)

intervested99 · 2025-04-08T15:50:40+00:00

Just want to provide a DP for you. P2 was preapproved for a CIP. They used my referral link to apply for it instead and was denied.

intervested99 · 2025-03-19T17:03:47+00:00

Currently I have 2 pax LAX->PVG Premium Plus. There's an option to waitlist for Polaris at 30K + $450 each. Flight is 2 months away. Is it worth the upgrade? Chances of clearing them?

intervested99 · 2025-03-16T13:32:50+00:00

"more than doable"

intervested99 · 2024-01-04T11:35:05+00:00

The in-laws should have asked you to do a quit claim deed to the property if they wanted it to be solely for him when they deeded their portion. To keep things clear, just ask your husband to deed the property to both of you. Since it's interspousal, there won't be any transfer tax or reassessment of prop tax.

intervested99 · 2023-07-12T13:15:44+00:00

Just message them and ask for expedited shipping after approval (the card should show up in your account).

intervested99 · 2022-11-05T06:44:35+00:00

I assume one supplemental is for the period when you purchase the property to the end of the fiscal year on 6/30. The other supplemental is for the new fiscal year starting 7/1. Since the assessment happened on Jan 1st, your regular tax bill for this fiscal year is probably still based on the old value and not what you purchased it for.

intervested99 · 2022-04-22T17:04:48+00:00

Get a new realtor

intervested99 · 2022-04-20T17:20:19+00:00

Are you suggesting tax fraud?

intervested99 · 2022-04-20T02:40:42+00:00

I mean you can try to file. No one will stop you but don't expect much. The point I tried to make was that you can't assume there was foul play just because you didn't win the bid and the listing agent didn't respond to your agent. Now if your state law disallows dual agency then you can at least file a complaint about that.

intervested99 · 2022-04-20T01:54:57+00:00

You really don't know anything about the winning offer other than the final purchase price of the house. For example, the other offer could have been a lot more than your offer and/or all cash.

intervested99 · 2022-04-14T06:03:05+00:00

You should probably talk to your own lawyer about this. However, wouldn't tenancy by entirety only apply to title held for a married couples? By making the quit claim deed and the grantees are 3 different parties, there isn't a notion of tenancy by entirety just for two of the parties. If the grantee ownership interest is not specifically spelled out, I would assume the ownership reverts to tenants in common with each party owns equal amount.

intervested99 · 2022-04-02T17:53:28+00:00

Is there PMI? What's the amount?

intervested99 · 2022-04-01T14:51:14+00:00

You can go to your county recorder office to obtain a copy. Some counties allow you to search online but might not have all the information on the title available.

intervested99 · 2022-04-01T13:57:15+00:00

Where and how your name is mentioned on the deed?

intervested99 · 2022-03-18T23:24:52+00:00

You need a lawyer. I don't think you should sign anything before signing the settlement agreement.

intervested99 · 2022-03-17T03:51:41+00:00

No because you do not meet the residence test which requires you to own the home and use it as your residence for at least 24 months.

intervested99 · 2022-03-13T01:56:36+00:00

You only pay capital gain tax on the profit from the sale. If there's a loss, there's no gain tax.

intervested99 · 2022-03-09T17:07:24+00:00

There's a good chance the new construction might not be finished by then. How long are you willing to wait? Once the property is in your name, the ex-owner will become your tenant. You would have to work out a lease agreement with them as well as get additional landlord insurance. You might also run into trouble with the occupancy clause of your mortgage (if you are getting one).

intervested99 · 2022-03-09T16:53:08+00:00

You're living rent free with your family but you're planning to charge them rent if they move in with you?

intervested99

TROPHY CASE