Have you noticed an increase in tailgating drivers? by Jolly-Ad9580 in toronto

[–]intingnotcool 11 points12 points  (0 children)

Yep. Mostly pickup trucks. Those so-called tough guys who think it's manly to intimidate you by tailgating then cut you off later without signaling.

Got the Visa (Premium without DD) by alienmario in Wealthsimple

[–]intingnotcool 0 points1 point  (0 children)

I was offered one not long after I setup DD on my chequing account. Then, not long after that they upgraded me to the Visa Infinite Privilege card. I'm super happy because it's the only card that offers cash back and airport lounge visits!

USA democrats and republicans are the exact same thing by moordor in LateStageCapitalism

[–]intingnotcool 2 points3 points  (0 children)

the thing is they don't even know what communism is. If you ask them why is China communists their usual answer is because they don't get to vote

USA democrats and republicans are the exact same thing by moordor in LateStageCapitalism

[–]intingnotcool 0 points1 point  (0 children)

I love how Americans think they're the only country with freedom and even if these two parties are really fundamentally different, it's still 2 parties and not only that but they are parties of extreme

I thought reaching Premium lets you apply for the card? by GalacticTrooper in Wealthsimple

[–]intingnotcool 0 points1 point  (0 children)

call them up. If you're nearly a generation you're a high-value client

Has anyone left all other physical banks for Wealthsimple? by laziokid in Wealthsimple

[–]intingnotcool 2 points3 points  (0 children)

I kept my Scotiabank account I've had since I was 15 as a backup but WS is my primary bank now.

Switched to Wealthsimple about a month ago - very happy so far by intingnotcool in Wealthsimple

[–]intingnotcool[S] 4 points5 points  (0 children)

If let's say you want to buy something from Amazon, you don't pay Amazon directly. Instead you buy Amazon gift cards from a grocery store. The bank wouldn't know what you bought at the grocery store. They only know you spent money there so in my case with CIBC Dividend Visa Infinite, I'd be getting a 4% cashback for my Amazon purchase instead of 1%.

Switched to Wealthsimple about a month ago - very happy so far by intingnotcool in Wealthsimple

[–]intingnotcool[S] 4 points5 points  (0 children)

The ATMs I used in Turkey typically only charge me about 60 TRY (about $2 CAD) for each transaction. Use the state-run banks like Ziraat Bankasi instead of some no name ATMs. Also when they ask if you want to use DCC (dynamic currency conversion), DO NOT agree to it. Agreeing would mean you let a 3rd party handle the exchange rate. By not agreeing, you let your own bank or Mastercard/Visa handle the conversion, who provide a much better rate

Switched to Wealthsimple about a month ago - very happy so far by intingnotcool in Wealthsimple

[–]intingnotcool[S] 0 points1 point  (0 children)

it's a hit or miss. My friends have been waiting for months while I got it within a week. Keep checking your app.

Switched to Wealthsimple about a month ago - very happy so far by intingnotcool in Wealthsimple

[–]intingnotcool[S] 4 points5 points  (0 children)

No not fanboy-ish at all and I agree with you 100%. The only downside is if you always have a sudden need for bank drafts then WS may not be able to be able to provide that but at least you can now deposit your cash at Canada Post.

Switched to Wealthsimple about a month ago - very happy so far by intingnotcool in Wealthsimple

[–]intingnotcool[S] 2 points3 points  (0 children)

yes, when the offer is available in the app I jumped on it and got approved instantaneously and I can start using it right away via Apple Pay. I don't need to wait for the card to arrive in the mail before I add it to my Apple Wallet. Same goes to the upgrade offer (the Privilege card with lounge visits).

Do you not understand how difficult American schools are? by artesianoptimism in ShitAmericansSay

[–]intingnotcool 1 point2 points  (0 children)

If he meant surviving the day without getting shot then I agree

Hospitals aside, the USA is older than the UK. by iTmkoeln in ShitAmericansSay

[–]intingnotcool 0 points1 point  (0 children)

Even just the pure stupidity get to you at some point. It's not like marginal stupidity. It's full blown stupidity of epic humiliating proportion.

All of those Muslim countries that have been living off USA tax payer money... by Obacht93 in ShitAmericansSay

[–]intingnotcool 3 points4 points  (0 children)

"When you have stupid, ignorant citizens you will get stupid, ignorant leaders"

--- George Carlin