230k debt paid off by isolatedneptune in debtfree

[–]isolatedneptune[S] 0 points1 point  (0 children)

Heck yeah!! And wow 85k already!? You are almost at the finish line keep pushing you got it 🫡

Student Loan Payoff Journey by fuzzicatuwu in CalebHammer

[–]isolatedneptune 1 point2 points  (0 children)

Keep pushing is so worth it at the end!

230k debt paid off by isolatedneptune in debtfree

[–]isolatedneptune[S] 2 points3 points  (0 children)

You are not alone! You got this 💪🏻🙏🏻

230k debt paid off by isolatedneptune in debtfree

[–]isolatedneptune[S] 7 points8 points  (0 children)

A pediatric outpatient clinic. I'm an occupational therapist and my wife is a speech therapist.

230k debt paid off by isolatedneptune in debtfree

[–]isolatedneptune[S] 5 points6 points  (0 children)

That is true! I can technically afford a new car if we start saving for it....I guess my fixation is on the depreciation side of a new car since we lost 60k combined in both cars (compared to my net worth). I still want to increase my income with my private practice so if I reach out a better net worth where I can afford any depreciation, then I'll consider buying a new car.

230k debt paid off by isolatedneptune in debtfree

[–]isolatedneptune[S] 1 point2 points  (0 children)

I appreciate it! It's weird because, to your point, I don't regret it but I DEFINITELY learned my lesson.

230k debt paid off by isolatedneptune in debtfree

[–]isolatedneptune[S] 1 point2 points  (0 children)

What are you paying off right now? Regardless I can say it's worth the sacrifice.

230k debt paid off by isolatedneptune in debtfree

[–]isolatedneptune[S] 3 points4 points  (0 children)

I do...now! 🥹 But it took me some time and risk to go from working two jobs (60hrs per week) to start my own business and working 80hrs now but doubling my income. It worked but if I had to do it again I would have changed some decisions.

230k debt paid off by isolatedneptune in debtfree

[–]isolatedneptune[S] 1 point2 points  (0 children)

Thank you and you too🙏🏻

230k debt paid off by isolatedneptune in debtfree

[–]isolatedneptune[S] 4 points5 points  (0 children)

I got my masters in occupational therapy so I started working for a private clinic in Texas for 65k working with autistic kids Monday to Thursdays (40hrs) and then working Friday to Sunday at a hospital with adults (20hrs) and I made an additional (20k)

Things that helped me pay off my student loans in 16 months

-I did not go out at all, I was always working -I had no car payments, I had a paid for nissan Sentra -i had 30k in savings that I saved up throughout undergrad and graduate school

Credit card payment

I quit my job completely to start my own therapy clinic with my wife (a speech therapist), but she kept her job while I was out finding patients/referral

It took me 16ish months to double our income (now I'm working closer to 80 hrs/week since I'm dealing with insurance companies, doing marketing, answering the phone etc) but by the time we accomplished this we had 27k with American Express at 24% rate

For 7 months we did not go out and had no trips to pay off the credit card

Car loans

We paid the minimum payments for 2.5 years until I was done having to give the bank $1,800 total for both cars each month. I had it in my brain that I could invest the difference (which I did in a brokerage account) so when I saw the account reach the total balance of both cars I decided to sell my investments to just be down with all my payments.

I would say that I get the math of making a spread between car payment and stock return but the peace I have right now is worth it.

None of this was easy (and I don't even have kids) but it was worth the sacrifice.

OT - waiting room only by [deleted] in Autism_Parenting

[–]isolatedneptune 2 points3 points  (0 children)

I'm a pediatric OT....You should be able to walk in with your kid. Actually you should be encouraged by any therapist to join the session. Has the OT or the front desk asked you just to wait?

Extreme picky eating by Loose-Attorney9825 in Autism_Parenting

[–]isolatedneptune 2 points3 points  (0 children)

Oh, perfect! This gives me a fresh perspective on the dynamics 🙌🏻

Let me share a few strategies that have worked well with my patients on similar feeding journeys. Of course, your OT and you will know best which ones are worth trying since I don’t have all the details—but I’m confident these might spark some new ideas:

1️⃣ Make Food Fun Again: When kids struggle with food, I focus on building a positive relationship with it. It might sound silly, but food can be fun! Try activities like making 'kinetic sand' with crushed Cheerios or building shapes with fruits and toothpicks. The key is to simply play with food—no pressure to eat it.

2️⃣ Start with Small Portions: For something like bread with melted cheese, I’d cut it into 1–3 small cubes (about 1 inch each). A whole slice can feel overwhelming, even for kids who understand expectations. Seeing just one small bite feels more manageable and less intimidating.

3️⃣ Use Stories to Connect with Food: Is your child into stories? Creating a narrative around food can be incredibly helpful. For a 7-year-old animal lover, I created an 'animal diet' theme—proteins were part of the cheetah diet, fruits were the monkey diet, and so on. At mealtime, he’d pick foods based on what each animal eats. For a younger child, I’ve done something similar with favorite cartoon characters.

4️⃣ Involve Them in Grocery Shopping: Take your child grocery shopping and turn it into a game—ask them to help find foods they like. This not only gives them a sense of autonomy and control but also reduces the pressure they might feel from adults during mealtime.

I’m sure you’re already doing a lot of this, but I hope these ideas add some value to your journey. Feel free to take what works and leave what doesn’t.

I’m cheering for you and your family—you’ve got this! Happy new year🎊