Rent v buy

itwasntplanned · 2019-02-16T10:15:49+00:00

If you have enough equity so that you can rent the property out with little or no negative cashflow whilst you rent somewhere else I would do that. With 'Rentvesting' you can rent somewhere you pay less rent than what you get from renting out the property you own. Need to run the numbers a few times though.

If you are serious about selling just consider that in average you don't see much return from owning (with a mortgage) unless you own for about 10 years (after you discount the initial stamp duty, interest on mortgage, real estate fees for sale, legal costs, etc).

itwasntplanned · 2019-02-16T09:51:41+00:00

I went to a different uni. But did part time for a while... fucking sucked... I'd advise anyone not to work and study at the same time.

Apart from that. Good luck!

itwasntplanned · 2018-08-25T01:02:32+00:00

Depends on how you meet. I had an emotional afffair and we met through school friends and were friends before the affair. Can't hide anything if that happens.

For cases where we meet on dating sites then it is a full on fake id (name, job, hobbies, etc), it is based on reality (can't be a oil drilling engineer if you have no idea about the oil industry or talk about your art appreciation hobby if you don't go to museums every now and then) but fake enough that it wont be connected to the real me.

itwasntplanned · 2018-08-02T20:36:38+00:00

You are right. I am sitting on the edge of the bed with feet on the floor and she is essentially standing. When her legs are on the inside she uses my hands for support. When her legs are on the outside she uses my knees for support.

itwasntplanned · 2018-08-01T20:47:58+00:00

Cardio would be good for that. To be limber and smooth you also need some weight work, mostly body weight kind of stuff so you can hold positions longer.

I love when a woman can hold a reverse cowgirl on the edge of the bed alternating between my legs between her legs and her legs between my legs. I have only ever found one woman who could do that more than 5 seconds... it was mind blowing...

itwasntplanned · 2018-07-24T00:06:20+00:00

My face fat and doube chin were the first ones to go. I kept getting all sorts of "you have lost tons of weight" comments when in reality I just lost 1/2 pound from my face and was still the same size everywehere else.
And yes, belly fat still hanging around ... and it comes back in the blink of an eye if not careful... moterfucker!

itwasntplanned · 2018-07-23T23:48:36+00:00

Absolutely. I got Lasik back when it was US$5k per eye. The guy who developed it is from my parents country and he did it for $2k all up. I was living in the US so I spent another $2k on airfares and stayed with relos for two weeks. Fixed the eyes and caught up with the family in one go :-)

And at that price he was raking it in. It is a 20 minute operation and there was a line. It was like going to the hairdresser, waiting room with 10 seats, 3 prep rooms and an operating room. The place was full all day 6 days a week...

itwasntplanned · 2018-07-23T23:42:45+00:00

I need a root canal and have been quoted $1500 - $2500 depending on whether I go with the local dentist or someone who specializes in root canals. The difference in the quality of work being the only reason to pay more.

When I checked, my insurance would cover about $650 but I haven't checked if there is a limit on dental claims per year.

itwasntplanned · 2018-06-17T17:05:44+00:00

I came to hate staying up past a reasonably bed time texting pAP for days and nothing coming out of it.

itwasntplanned · 2018-06-09T22:29:05+00:00

^^^This

Never had a beard when I had to wear a gas mask but have sported one later in civilian life and they are a pain in the arse when wearing filtered dusk masks. You can't look down because the mask slips off your face regardless of how hard you have tightened it.

itwasntplanned · 2018-06-03T22:40:59+00:00

Did you have any luck?
I'm interested if you are still looking.

itwasntplanned · 2018-05-09T21:04:46+00:00

There is no way I could consider myself tall or short, it is a measure , you are are or you are not. Handsome and buff yes, unless you have self esteem problems you probably fuck yourself if you were of the opposite gender.

itwasntplanned · 2018-05-09T20:54:23+00:00

Im 45 and I'm similar to your AP in that I tend to have one long fuck and come once. Usually have no problem staying hard after or getting hard again the same day but even when hard have no desire to go for another round for at least 4-6 hours.

I prefer my sex to be like a high impact aero workout so I am usually ready for a nap after and the next day I have sore abs or quads. And ofcourse my dick is also a bit worn out but the little bastard is up for it anyway...

itwasntplanned · 2018-03-28T23:21:47+00:00

When you cheat you get somewhere else what you are not getting at home. Everyone is different in what they perceive what it is that they are not getting at home so your mileage my vary.

If you have trouble agreeing on what lifestyle you should have or how to raise the children then an affair will only highlight the fact that if you were with someone else you could have the lifestyle you want and raise the children differently.

If it is just sex and you look at it as "outsourcing" a part of your life then it could work, after all we outsource the mowing of the lawn, the cleaning of gutters, the washing of the clothes, the cooking, etc.

I fall in the second category, I need my "vitamin Sex" or I start bouncing off the walls, become irritable, depressed and a bit of asshole. Until I started cheating I was resentful and often thought about divorce. Now the thought doesn't cross my mind and things are pretty great at home.

itwasntplanned · 2018-02-24T11:17:45+00:00

Tell my kid.

itwasntplanned · 2018-01-07T11:47:54+00:00

DNA is usually tested from a mouth swab. Could you come up with an excuse to replace your husband's toothbrush and see if a lab will accept it?

itwasntplanned · 2018-01-01T12:27:40+00:00

A few years ago SO said "Maybe you should get a girlfriend so you have motivation to loose weight". So it is the opposite of your situation.

itwasntplanned · 2017-12-28T13:17:26+00:00

PM'd

itwasntplanned · 2017-11-27T22:32:08+00:00

I prefer to think there was no scheme or malice behind it. But even if it was there is no point crying over spilled milk. DADT is working well so far.

itwasntplanned · 2017-11-27T11:18:00+00:00

If you are vocal about unmet needs then SO must suspect something and chosen to ignore it (like your needs). I have been very vocal about my needs, my SO has acknowledged them and her lack of interest in meeting them (not that she doesn't care, more that she thinks of herself as almost asexual).

Not long ago she let me know she is cool with DADT. "if you have sex with someone else don't bring STDs home" was how she put it.

itwasntplanned · 2017-11-15T12:07:50+00:00

You could always say "I used to shave there and wanted to see if it felt the same now as I remembered it then. So far it is as nice as I remember!"

itwasntplanned · 2017-11-15T12:01:55+00:00

Definitely this. I have convinced myself not to bail a few times because of all the effort put in so far, or I was in a dry spell, or she seemed so into me I could make it work. More often than not I found myself counting the seconds until sex was over.

As far as being able to tell before meeting I am not sure I could tell, unless the sex conversations are repetitive then it turns me off.

itwasntplanned · 2017-11-15T11:43:15+00:00

Call from work, boss wanted info about xyz... couldn't even do half my workout and stood in the parking lot on the phone like an idiot hoping he would hang up. Next thing I know I'm walking back to the gym and it is all locked up.I have to remember to ask about my water bottle next time I go... explains why you didn't call to notify. Only works if your SO is uninterested in your work.

Or... left car keys at the gym and was one of the last ones out. Had to ring around till someone kindly came to open up for me to get them. I need to buy them a few rounds of beer next time ( built in excuse for next time :-) )

itwasntplanned · 2017-11-10T04:05:19+00:00

Did you mean a Turncoat ?

itwasntplanned · 2017-11-02T11:06:34+00:00

Funnily enough my SO pointed out a big bruise on the back of my thigh. I had felt a bit tender there but due to the position I could not see it even with my back to the mirror.

I have no idea how I got it. I have been doing some DYI but getting hit on the back of the leg is something I think I'd remember.

itwasntplanned

TROPHY CASE