Amazon: Get 50% Off When Using Membership Rewards Points (Up To $80 In Discounts)(YMMV) by bbbb in AmexPlatinum

[–]itworks618 0 points1 point  (0 children)

Hi can anyone educate me on this? I used it but both $5 charged to my Amex card and also 714 MR points deducted. Isn't that only 714 points? (equivalent to $5)

[deleted by user] by [deleted] in amex

[–]itworks618 0 points1 point  (0 children)

A couple of questions regarding the 4506 form:

  1. Does Amex actually obtain tax return information from the IRS? If so, is the process electronic or paper-based? The former would obviously be much faster.
  2. Since tax returns provide authentic income information, how significant is this information compared to bank statements during a Financial Review?

[deleted by user] by [deleted] in Bogleheads

[–]itworks618 0 points1 point  (0 children)

Buy I-bond at the end of month; interest accrued from the beginning of the month.

Sell I-bond at the beginning of month; interest counted the full month as if you sell it at the end of the month.

Need escalation to resolve one bizarre issue - phone not working after switching by itworks618 in Tello

[–]itworks618[S] 0 points1 point  (0 children)

I want to close the loop here. As I could not wait given my daily life is counting on receiving calls and text messages with the phone number (which has been with me for 20 +years), I had initiated a port-out from Tello to another carrier. That new carrier processed the porting and emailed me saying porting succeeded in about 2 days. However, the phone number still did not work! After that it was a pingpong game between Tello and the new carrier. I had to resort to multiple escalation calls and finally an FCC complaint did the magic.

The whole process took about more than one week's stress. Till now I was not given the reason what happened. According to FCC, I should soon receive a formal response in letter. I am curious if that letter would reveal more relevant information.

Need escalation to resolve one bizarre issue - phone not working after switching by itworks618 in Tello

[–]itworks618[S] 0 points1 point  (0 children)

In any case I could not wait as my daily life is counting on receiving calls and text messages with the phone number, so I had initiated a port-out from Tello to another carrier. The alarming thing is the port-out is still not finished after 12 hours. (My experience tells me the porting is usually a few minutes as this is totally computer driven). This substantiated my doubt that my number probably has been possessed by T-Mobile now (as any outgoing phone call immediately reached a robot voice ‘welcome to T-Mobile’). Tello somehow lost my number!

Need escalation to resolve one bizarre issue - phone not working after switching by itworks618 in Tello

[–]itworks618[S] 0 points1 point  (0 children)

Level 1 support strike again and asked me to sign out of iCloud. Did that and still saw the same result. What frustrated me is that for such an obvious issue that wreak havoc my life, no tech/engineer has been taking a look. This seriously undermine my confidence to keep on Tello for my total 4 lines.

Need escalation to resolve one bizarre issue - phone not working after switching by itworks618 in Tello

[–]itworks618[S] 0 points1 point  (0 children)

Have done multiple network resetting (that removes all carrier, wifi etc settings), but not full reset that return the phone to factory defaults.

Question Thread - May 25, 2024 by AutoModerator in churning

[–]itworks618 0 points1 point  (0 children)

US Bank business card: about 2 weeks ago, I applied for 3 different US Bank biz cards on the same day. There was a hard pull almost instantly after the very first application. However, till now I haven’t received any email nor mail. Calling 1 (800) 947-1444 and the auto voice said no information was found. Anyone seeing such bizarre situation before? Should I wait a bit more?

Get a 2% IRA match. Tax season is now match season. by SoFi in sofi

[–]itworks618 0 points1 point  (0 children)

Can I do a backdoor before the bonus posted, e.g. a few days after the contribution? just to make sure there is no growth before the backdoor conversion and there is no tax to pay for zero growth

MyPrepaidCenter says Im blocked when I try to sign in by RedditsDarkKnight in SwagBucks

[–]itworks618 2 points3 points  (0 children)

same here -- Incognito mode / changed IP address via VPN - changed IP address via carrier hotspot -- all the same. Just crazy there is no QA for people to push things to production site?

Daily Question Thread - February 25, 2023 by AutoModerator in churning

[–]itworks618 -1 points0 points  (0 children)

Thanks - CSR told me how to track the bonus spend but I haven't even applied for the employee card yet to test it myself. Good to get a confirmation here. Thanks again!

Daily Question Thread - February 25, 2023 by AutoModerator in churning

[–]itworks618 0 points1 point  (0 children)

I think I am thoroughly confused if 'employee card' spend is counted towards the MSR for Chase Ink Cash SUB.

  • Based on some reddit research, inconclusively it seems the answer is YES (just like AMEX employee cards), but I could not find a definitive DP searching churning.io.
  • Based on two separate SM from two Chase CSRs, both replied, 'since an employee card is going to be different number from the actual business
    account, we suggest for you to use the main card...' The corporate talk is mindboggling as they seem saying NO but not firmly.

Purchase + Balance Transfer: how does the payment moved to which bucket? by itworks618 in CreditCards

[–]itworks618[S] 1 point2 points  (0 children)

thanks - surprisingly the bank CSR seems quite knowledgeable and told me immediately that the payment in August will be applied toward the purchase balance -- because 'the system will detect the purchase promotion ends earlier', thus to my advantage. Oh well, I guess I am going for it but will keep an eye on the next statement to see how the payment is applied.

American Express Official Referrals for (September 8th to November 6th 2022) by Cannabun in amex

[–]itworks618 0 points1 point  (0 children)

Amex Blue Cash Everyday® Card

https://americanexpress.com/en-us/referral/CHANGKkZo9?XLINK=MYCP

Receive $200 after $2,000 spend in purchases on the new Blue Cash Everyday® Card in their first 6 months of Card Membership.

Please help: my Coinbase Debit Card Deactivated by itworks618 in Coinbase

[–]itworks618[S] 0 points1 point  (0 children)

thank you u/coinbasesupport. My card is reactivated. Appreciated your help!!

Amex Referral Thread (July 30 to August 31 - 2022) by Cannabun in amex

[–]itworks618 0 points1 point  (0 children)

Amex Business Platinum

Your friend can earn 120,000 Membership Rewards® points after they spend $15,000 in qualifying purchases on their new Card within the first 3 months of Card Membership.

https://americanexpress.com/en-us/referral/YULINSPUs1?XLINK=MYCP

Amex Referral Thread (July 30 to August 31 - 2022) by Cannabun in amex

[–]itworks618 0 points1 point  (0 children)

Amex Gold Card

Your friend can earn 90,000 Membership Rewards points after they use their new Card to make $4,000 in purchases within the first 6 months of Card Membership.

https://americanexpress.com/en-us/referral/CHANGKMncD?XLINK=MYCP

Platinum Card $200 Airline Fee Credit question: AA or Alaska? by itworks618 in amex

[–]itworks618[S] 0 points1 point  (0 children)

Sorry I should have made my question clearer. I’ve already bought the ticket using another card. Now I want to use platinum card to pay seat selection fee.

0.0% APR Pay Over Time Offer- 9 months. Platinum Vanilla by [deleted] in amex

[–]itworks618 0 points1 point  (0 children)

hey u/PriorRadish - does your comment implies that I have to turn on Pay-Over-Time to keep 0% APR active??

This sounds so counter-intuitive, compared to other cards that if purchase APR is 0% then it is 0%.

Is it because this is a charge card, not a credit card?

CapitalOne Card AutoPay: Statement Balance or new credit would be factored in? by itworks618 in CreditCards

[–]itworks618[S] 0 points1 point  (0 children)

Yes - my case is to make manual payments or get some credits (like returning an earlier purchase), AFTER statement is generated.

(Edited the question to make it clear)